City Report · IL

Naperville

Pop. 150,692·37th most expensive in Illinois·Rental market data updated monthly for Naperville, IL
Median rent (all units)
$2,236/mo
Year-over-Year
+2.0%
Month-over-Month
-0.3%
vs US Median
+$304
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Naperville · $2,236
More expensive than 71% of US cities · National median $1,932/mo
Rent Reality Score
54/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Naperville's 10-year trend predicts.

Actual rent
$2,236/mo
Expected by trend
$2,277/mo
The Rent Reality Score compares today's median rent to where Naperville's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,978
1 BR
$2,113
2 BR
$2,388
3 BR
$3,068
4 BR+
$3,600
Fair Market Rent (HUD)
$2,388/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,236 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in Naperville usually run 1% below trend in January and 1.3% above it in June, about $51 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Naperville is 0.5% below its high of $2,247 in May 2026, at $2,236 as of September 2026.

Past year vs. the rest of Illinois

Rent in Naperville changed +2.0% over the year to September 2026. Across the 94 Illinois cities Zillow tracks, the typical change was +4.0%.

Rent vs. income since 2019

From 2019 to 2024, rent in Naperville rose 38.7% while median household income rose 23.2% ($125,926 to $155,105). Rent outpaced income.

Since before the pandemic

Rent in Naperville is 42.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($155,105) is $3,878 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,600).

Spread across ZIP codes

The priciest of 4 ZIP codes in Naperville, 60564 ($2,801/mo), costs 34% more than the cheapest, 60563 ($2,095/mo).

Cheaper nearby

Lisle, 5 miles away, rents for 14% less ($1,919/mo), about $3,800 a year in savings.

From Zillow's monthly rent index (ZORI) for Naperville. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$26,832/yr
At $2,236/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+2.0% YoY, -0.3% MoM), not inventory.
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Demographics

Who lives here

Naperville, IL is majority owner-occupied, has a median income above the national average, 72.5% of residents hold a bachelor's degree or higher.

Population
150,692
Median income
$155,105
Median age
40.4
Renters
25.2%
Age distribution
24.8%
17.8%
29%
13.1%
15.3%
Under 1824.8%
18–3417.8%
35–5429%
55–6413.1%
65+15.3%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
62.8%
22.5%
White62.8%
Black4.3%
Hispanic7.6%
Asian22.5%
Other2.8%
Education (25+)
15.6%
72.5%
No HS diploma2.7%
HS diploma9.2%
Some college15.6%
Bachelor's+72.5%
Housing tenure
74.8%
25.2%
Owner74.8%
Renter25.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Naperville, IL has changed in 5 years

Rent
$1,645 → $2,236
up 35.9%
Income
$135,772 → $155,105
up 14.2%
Population
149,013 → 150,692
up 1.1%
Renter share
25.4% → 25.2%
-0.2 pts
Bachelor's+
70.7% → 72.5%
+1.8 pts
Median age
39.3 → 40.4
+1.1 yrs

Rent in Naperville, IL has climbed 35.9% since 2021, going from about $1,645 per month to roughly $2,236 today. Local incomes tracked alongside that move, going from a median of $135,772 in 2021 to $155,105 more recently. Rent outpaced income growth by roughly 21.7 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 149,013 to 150,692 between 2021 and 2024, a 1.1% change. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Naperville, IL market of 2021.

Community

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View Naperville rent history (2015–2026) →
Salary vs rent

Can you afford rent in Naperville on your salary?

At $2,236/mo, how Naperville rent compares to typical pay (30% rule).

By apartment size

Naperville rent by bedroom count

Median rent for each apartment size in Naperville. Click any size for full breakdown.

Local insights

Tips for renters in Naperville

About renting in Naperville, IL

Last updated: October 17, 2026

The median rent in Naperville is $2,236/mo as of October 2026. A studio apartment averages $1,978/mo while a 2-bedroom runs $2,388/mo. One-bedroom apartments average $2,113/mo and 3-bedroom units go for $3,068/mo.

At 17% of local median household income ($155,105/yr), Naperville ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Naperville?

To keep rent at or below 30% of gross income, you would need to earn at least $89,000/year (about $43/hour full-time) to afford the median rent of $2,236/mo in Naperville. The local median household income is $155,105/yr, so the typical household meets that bar.

Is rent going up or down in Naperville?

Rent in Naperville has risen 2.0% over the past year as of September 2026. It sits 0.5% below its high of $2,247 in May 2026.

When is the cheapest time to rent in Naperville?

Asking rents in Naperville are usually lowest in January, about 1% below their yearly trend, and highest in June, about 1.3% above it. At today's median that is a gap of roughly $51 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Naperville?

Yes. From 2019 to 2024, rent in Naperville rose 38.7% while median household income rose 23.2%, from $125,926 to $155,105. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Naperville neighborhoods have the lowest rent?

The most affordable ZIP codes in Naperville are 60563 ($2,095/mo), 60540 ($2,272/mo), and 60565 ($2,312/mo). Citywide, the median rent is $2,236/mo.

How does Naperville rent compare to other cities in Illinois?

Naperville is one of the pricier among Illinois cities for rent, ranking #37 of 137 tracked cities at $2,236/mo. Over the year to September 2026, rent in Naperville changed +2.0%, against a typical +4.0% across the 94 Illinois cities Zillow tracks.

Which nearby cities are cheaper to rent in than Naperville?

Nearby cities with lower median rent than Naperville ($2,236/mo) include Lisle ($1,919/mo).
Income Affordability
17%
VERY AFFORDABLE

At $2,236/mo, rent takes ~17% of Naperville's median household income ($155,105/yr). The standard benchmark is 30%.

Naperville 17%Benchmark 30%
State income tax4.95%
Run the Naperville affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Naperville, IL

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