ZIP Code · IL

ZIP 60540

Part of Naperville, IL

Pop. 42,252·DuPage County·57th most expensive ZIP in Illinois

Median rent (all units)

$2,272/mo

Year-over-Year

+5.6%

Month-over-Month

+0.4%

vs US Median

+$340

Reported rents

Stable (Monthly)

Be the first to discuss 60540 rents ↓

Most AffordableMost Expensive

ZIP 60540 · $2,272

More expensive than 73% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,970

1 BR

$2,100

2 BR

$2,370

3 BR

$3,050

4 BR+

$3,530

Research median

$2,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 60540 usually run 1.8% below trend in December and 2.5% above it in June, about $98 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 60540 is at its highest level since Zillow's records here began in January 2021.

Past year vs. the rest of Illinois

Rent in ZIP 60540 changed +5.6% over the year to September 2026. Across the 172 Illinois ZIP codes Zillow tracks, the typical change was +4.7%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($157,102) is $3,928 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,530).

Rank in Naperville

2nd cheapest of 4 ZIP codes in Naperville.

Cheaper nearby

ZIP 60532, 4 miles away, rents for 16% less ($1,919/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 60540. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$27,264/yr

At $2,272/mo median

Location

CityNaperville

StateIL

CountyDuPage County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 5.6% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+5.6% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 60540 (Naperville, IL) is majority owner-occupied, has a median income above the national average, 72.6% of residents hold a bachelor's degree or higher.

Population

42,252

Median income

$157,102

Median age

41.5

Renters

24.5%

Age distribution

22.8%

19.4%

26%

13.6%

18.2%

Under 1822.8%

18–3419.4%

35–5426%

55–6413.6%

65+18.2%

Gender

49%

51%

Male49%

Female51%

Race & ethnicity

69.9%

16.3%

White69.9%

Black3.2%

Hispanic9.6%

Asian16.3%

Other1%

Education (25+)

14.5%

72.6%

No HS diploma1.9%

HS diploma11%

Some college14.5%

Bachelor's+72.6%

Housing tenure

75.5%

24.5%

Owner75.5%

Renter24.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 60540 in Naperville, IL has changed in 5 years

Rent

$1,599 → $2,272

up 42.1%

Income

$138,270 → $157,102

up 13.6%

Population

42,911 → 42,252

down 1.5%

Renter share

24.2% → 24.5%

+0.3 pts

Bachelor's+

69.8% → 72.6%

+2.8 pts

Five years ago, renters in ZIP 60540 in Naperville, IL paid around $1,599 a month. That figure now sits near $2,272, up 42.1% from the 2021 baseline. Median household income climbed from $138,270 to $157,102 between 2021 and 2024, a 13.6% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 60540 in Naperville, IL losing about 659 residents over the five-year window, down 1.5% on net. Bachelor's-degree-or-higher attainment moved from 69.8% to 72.6% across the same window. Taken together, the five-year picture in ZIP 60540 in Naperville, IL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about ZIP 60540

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 60540

About renting in ZIP 60540

Last updated: October 17, 2026

ZIP code 60540 covers Naperville, IL. The median rent here is $2,272/mo as of October 2026. A 1-bedroom rents for a median of $2,100/mo. A 2-bedroom rents for a median of $2,370/mo.

At 17% of local median household income ($157,102/yr), ZIP 60540 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 60540?

To keep rent at or below 30% of gross income, you would need to earn at least $91,000/year (about $44/hour full-time) to afford the median rent of $2,272/mo in ZIP 60540. The local median household income is $157,102/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 60540?

Rent in ZIP 60540 has risen 5.6% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2021.

When is the cheapest time to rent in ZIP 60540?

Asking rents in ZIP 60540 are usually lowest in December, about 1.8% below their yearly trend, and highest in June, about 2.5% above it. At today's median that is a gap of roughly $98 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 60540 compare to other ZIPs in Illinois?

ZIP 60540 is one of the pricier among Illinois ZIP codes for rent, ranking #57 of 227 at $2,272/mo. Over the year to September 2026, rent in ZIP 60540 changed +5.6%, against a typical +4.7% across the 172 Illinois ZIP codes Zillow tracks.