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ZIP Code · IL

ZIP 60540

Pop. 42,252·DuPage County·49th most expensive ZIP in Illinois
Median rent (all units)
$2,375/mo
Year-over-Year
+5.0%
Month-over-Month
-3.7%
vs US Median
+$413
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 60540 · $2,375
More expensive than 76% of US ZIP codes · National median $1,962/mo
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Medians by bedroom

Rent by unit size

Studio
$1,970
1 BR
$2,100
2 BR
$2,370
3 BR
$3,050
4 BR+
$3,530
Research median
$2,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$28,500/yr
At $2,375/mo median
Location
StateIL
CountyDuPage County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (up only 5.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+5.0% YoY, -3.7% MoM), not inventory.
Demographics

Who lives here

ZIP 60540 (Naperville, IL) is majority owner-occupied, has a median income above the national average, 72.6% of residents hold a bachelor's degree or higher.

Population
42,252
Median income
$157,102
Median age
41.5
Renters
24.5%
Age distribution
22.8%
19.4%
26%
13.6%
18.2%
Under 1822.8%
18–3419.4%
35–5426%
55–6413.6%
65+18.2%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
69.9%
16.3%
White69.9%
Black3.2%
Hispanic9.6%
Asian16.3%
Other1%
Education (25+)
14.5%
72.6%
No HS diploma1.9%
HS diploma11%
Some college14.5%
Bachelor's+72.6%
Housing tenure
75.5%
24.5%
Owner75.5%
Renter24.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 60540 in Naperville, IL has changed in 5 years

Rent
$1,704 → $2,375
up 39.4%
Income
$138,270 → $157,102
up 13.6%
Population
42,911 → 42,252
down 1.5%
Renter share
24.2% → 24.5%
+0.3 pts
Bachelor's+
69.8% → 72.6%
+2.8 pts

Five years ago, renters in ZIP 60540 in Naperville, IL paid around $1,704 a month. That figure now sits near $2,375, up 39.4% from the 2021 baseline. Median household income climbed from $138,270 to $157,102 between 2021 and 2024, a 13.6% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 60540 in Naperville, IL losing about 659 residents over the five-year window, down 1.5% on net. Bachelor's-degree-or-higher attainment moved from 69.8% to 72.6% across the same window. Taken together, the five-year picture in ZIP 60540 in Naperville, IL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 60540

Last updated: August 17, 2026

ZIP code 60540 covers Naperville, IL. The median rent here is $2,375/mo as of August 2026. A 1-bedroom rents for a median of $2,100/mo. A 2-bedroom rents for a median of $2,370/mo.

At 18% of local median household income ($157,102/yr), ZIP 60540 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 60540?

As of August 17, 2026, the median monthly rent in ZIP 60540 (Naperville, IL) is $2,375. This is based on aggregated data from public sources and community submissions.

How does ZIP 60540 rent compare to the US average?

ZIP 60540's median rent of $2,375/mo is $413 (21%) above the US national median of $1,962/mo.

How does ZIP 60540 compare to other ZIPs in Illinois?

ZIP 60540 is one of the pricier ZIP codes in Illinois, ranking #49 out of 236 ZIPs tracked at $2,375/mo.

How much income do you need to rent in ZIP 60540?

To keep rent at or below 30% of gross income, you would need to earn at least $95,000/year (~$46/hour full-time) to afford the median rent of $2,375/mo in ZIP 60540. The local median household income is $157,102/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 60540?

Rent in ZIP 60540 has increased 5.0% over the past year as of August 17, 2026, putting upward pressure on renter budgets.

Is ZIP 60540 an affordable place to rent?

ZIP 60540 is considered very affordable for renters. At $2,375/mo, rent takes approximately 18% of the local median household income ($157,102/yr). The standard benchmark is 30%. ZIP 60540 falls comfortably within that range.

What percentage of ZIP 60540 residents rent vs. own?

According to Census data, approximately 24.5% of ZIP 60540 households are renters, while 75.5% are owner-occupied. ZIP 60540 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 60540 compare to the rest of Naperville?

ZIP 60540 is pricier than Naperville as a whole. At $2,375/mo, it's $77 above the Naperville citywide median of $2,298/mo.

When was rent data for ZIP 60540 last updated?

Rent data for ZIP 60540 reflects August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
18%
VERY AFFORDABLE

At $2,375/mo, rent takes ~18% of ZIP 60540's median household income ($157,102/yr). The standard benchmark is 30%.

ZIP 60540 18%Benchmark 30%
State income tax4.95%
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