3-Bedroom Apartment Rent in Oswego, IL
Median asking rent for a 3-bedroom apartment in Oswego, Illinois as of July 2026. That's +3% lower than the citywide median of $2,415 and +10% above the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Oswego
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Oswego
Compare Oswego's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Illinois
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Rantoul | $988 |
| 2 | Pekin | $1,190 |
| 3 | Dixon | $1,210 |
| 4 | Macomb | $1,220 |
| 5 | Charleston | $1,230 |
| 6 | Danville | $1,230 |
| 7 | Quincy | $1,230 |
| 8 | Swansea | $1,243 |
| 9 | Rock Island | $1,290 |
| 10 | Decatur | $1,310 |
| 11 | Savoy | $1,310 |
| 12 | Carbondale | $1,320 |
| 13 | Moline | $1,320 |
| 14 | Peoria | $1,340 |
| 15 | Urbana | $1,355 |
Most expensive cities for a 3-bedroom in Illinois
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Morton Grove | $3,390 |
| 2 | Lake Forest | $3,390 |
| 3 | Deerfield | $3,390 |
| 4 | Barrington | $3,390 |
| 5 | Wilmette | $3,250 |
| 6 | Buffalo Grove | $3,250 |
| 7 | Highland Park | $3,200 |
| 8 | Plainfield | $3,165 |
| 9 | Naperville | $3,068 |
| 10 | Vernon Hills | $3,060 |
| 11 | Streamwood | $3,060 |
| 12 | Northbrook | $3,040 |
| 13 | Bartlett | $3,010 |
| 14 | Bolingbrook | $2,985 |
| 15 | Romeoville | $2,970 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 1 of these cities have cheaper 3-bedroom rents than Oswego.
| City | Distance | 3-Bedroom rent | vs Oswego |
|---|---|---|---|
| Aurora, IL | 5.2 mi | $2,718 | +$378 (+16%) |
| Yorkville, IL | 9.2 mi | $2,440 | +$100 (+4%) |
| Plainfield, IL | 9.9 mi | $3,165 | +$825 (+35%) |
| Naperville, IL | 11.7 mi | $3,068 | +$728 (+31%) |
| Geneva, IL | 12.7 mi | $2,950 | +$610 (+26%) |
| Warrenville, IL | 13.4 mi | $2,770 | +$430 (+18%) |
| Bolingbrook, IL | 15 mi | $2,985 | +$645 (+28%) |
| Romeoville, IL | 15.9 mi | $2,970 | +$630 (+27%) |
| Saint Charles, IL | 16.4 mi | $2,710 | +$370 (+16%) |
| Joliet, IL | 17.1 mi | $2,060 | $-280 (-12%) |
| Lisle, IL | 18 mi | $2,660 | +$320 (+14%) |
| Wheaton, IL | 18.3 mi | $2,755 | +$415 (+18%) |
3-Bedroom rent in Oswego — common questions
How much is a 3-bedroom apartment in Oswego?
As of July 2026, the median 3-bedroom apartment rent in Oswego, Illinois is $2,340 per month. This is +3% below the citywide median of $2,415.
What income do you need to afford a 3-bedroom in Oswego?
Using the standard 30% rent-to-income rule, you would need an annual income of about $93,600 ($7,800/month gross), which works out to roughly $45.00/hour at a full-time job.
Is Oswego expensive for a 3-bedroom compared to the rest of the US?
Oswego's 3-bedroom median of $2,340 is +10% above the national 3-bedroom median of $2,130. It ranks in the 60th percentile of US cities tracked.
How does Oswego rank for 3-bedroom rent in Illinois?
Among the 142 cities in Illinois with 3-bedroom data, Oswego ranks #77 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Oswego?
Yes — nearby cities with cheaper 3-bedroom rents include Joliet ($2,060).