3-Bedroom Apartment Rent in Saint Charles, IL
Median asking rent for a 3-bedroom apartment in Saint Charles, Illinois as of July 2026. That's +44% higher than the citywide median of $1,884 and +27% above the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Saint Charles
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Saint Charles
Compare Saint Charles's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Illinois
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Rantoul | $988 |
| 2 | Pekin | $1,190 |
| 3 | Dixon | $1,210 |
| 4 | Macomb | $1,220 |
| 5 | Charleston | $1,230 |
| 6 | Danville | $1,230 |
| 7 | Quincy | $1,230 |
| 8 | Swansea | $1,243 |
| 9 | Rock Island | $1,290 |
| 10 | Decatur | $1,310 |
| 11 | Savoy | $1,310 |
| 12 | Carbondale | $1,320 |
| 13 | Moline | $1,320 |
| 14 | Peoria | $1,340 |
| 15 | Urbana | $1,355 |
Most expensive cities for a 3-bedroom in Illinois
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Morton Grove | $3,390 |
| 2 | Lake Forest | $3,390 |
| 3 | Deerfield | $3,390 |
| 4 | Barrington | $3,390 |
| 5 | Wilmette | $3,250 |
| 6 | Buffalo Grove | $3,250 |
| 7 | Highland Park | $3,200 |
| 8 | Plainfield | $3,165 |
| 9 | Naperville | $3,068 |
| 10 | Vernon Hills | $3,060 |
| 11 | Streamwood | $3,060 |
| 12 | Northbrook | $3,040 |
| 13 | Bartlett | $3,010 |
| 14 | Bolingbrook | $2,985 |
| 15 | Romeoville | $2,970 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Saint Charles.
| City | Distance | 3-Bedroom rent | vs Saint Charles |
|---|---|---|---|
| Geneva, IL | 4.7 mi | $2,950 | +$240 (+9%) |
| Elgin, IL | 7.1 mi | $2,507 | $-203 (-7%) |
| Bartlett, IL | 7.3 mi | $3,010 | +$300 (+11%) |
| North Aurora, IL | 9.1 mi | $2,540 | $-170 (-6%) |
| Streamwood, IL | 10.4 mi | $3,060 | +$350 (+13%) |
| Warrenville, IL | 11.1 mi | $2,770 | +$60 (+2%) |
| Carol Stream, IL | 11.7 mi | $2,410 | $-300 (-11%) |
| West Dundee, IL | 12.1 mi | $2,250 | $-460 (-17%) |
| Aurora, IL | 12.1 mi | $2,718 | +$8 (0%) |
| Wheaton, IL | 13.5 mi | $2,755 | +$45 (+2%) |
| Bloomingdale, IL | 14.3 mi | $2,580 | $-130 (-5%) |
| Roselle, IL | 14.8 mi | $2,630 | $-80 (-3%) |
3-Bedroom rent in Saint Charles — common questions
How much is a 3-bedroom apartment in Saint Charles?
As of July 2026, the median 3-bedroom apartment rent in Saint Charles, Illinois is $2,710 per month. This is +44% higher than the citywide median of $1,884.
What income do you need to afford a 3-bedroom in Saint Charles?
Using the standard 30% rent-to-income rule, you would need an annual income of about $108,400 ($9,033/month gross), which works out to roughly $52.12/hour at a full-time job.
Is Saint Charles expensive for a 3-bedroom compared to the rest of the US?
Saint Charles's 3-bedroom median of $2,710 is +27% above the national 3-bedroom median of $2,130. It ranks in the 73th percentile of US cities tracked.
How does Saint Charles rank for 3-bedroom rent in Illinois?
Among the 142 cities in Illinois with 3-bedroom data, Saint Charles ranks #114 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Saint Charles?
Yes — nearby cities with cheaper 3-bedroom rents include Elgin ($2,507), North Aurora ($2,540), Carol Stream ($2,410).