3-Bedroom Rent · August 2026

3-Bedroom Apartment Rent in Saint Charles, IL

$2,710/mo

Median asking rent for a 3-bedroom apartment in Saint Charles, Illinois as of August 2026. That's +41% higher than the citywide median of $1,928 and +27% above the national 3-bedroom median of $2,130.

3-Bedroom median
$2,710
August 2026
vs city overall
+41%
$1,928 city median
vs national
+27%
$2,130 US median
Illinois rank
#115
of 142 cities

Income needed for a 3-bedroom in Saint Charles

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$108,400
Monthly gross
$9,033
Hourly (full-time)
$52.12

Rent by apartment size in Saint Charles

Compare Saint Charles's median rent across every apartment size.

Studio
$1,750
1-Bedroom
$1,870
2-Bedroom
$2,110
3-Bedroom (current)
$2,710
4+ Bedroom
$3,180

Cheapest cities for a 3-bedroom in Illinois

#City3-Bedroom rent
1Carbondale$875
2Pekin$1,190
3Dixon$1,210
4Macomb$1,220
5Charleston$1,230
6Danville$1,230
7Quincy$1,230
8Swansea$1,243
9Peoria Heights$1,270
10Rantoul$1,270
11Rock Island$1,290
12Decatur$1,310
13Savoy$1,310
14Moline$1,320
15Peoria$1,340

Most expensive cities for a 3-bedroom in Illinois

#City3-Bedroom rent
1Morton Grove$3,390
2Deerfield$3,390
3Barrington$3,390
4Wilmette$3,250
5Buffalo Grove$3,250
6Highland Park$3,200
7Plainfield$3,165
8Naperville$3,068
9Vernon Hills$3,060
10Streamwood$3,060
11Northbrook$3,040
12Bartlett$3,010
13Bolingbrook$2,985
14Romeoville$2,970
15Elmhurst$2,970

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Saint Charles.

CityDistance3-Bedroom rentvs Saint Charles
Geneva, IL4.7 mi$2,950+$240 (+9%)
Batavia, IL6.2 mi$2,130$-580 (-21%)
Elgin, IL7.1 mi$2,507$-203 (-7%)
Bartlett, IL7.3 mi$3,010+$300 (+11%)
North Aurora, IL9.1 mi$2,540$-170 (-6%)
Streamwood, IL10.4 mi$3,060+$350 (+13%)
Warrenville, IL11.1 mi$2,770+$60 (+2%)
Carol Stream, IL11.7 mi$2,410$-300 (-11%)
West Dundee, IL12.1 mi$2,250$-460 (-17%)
Aurora, IL12.1 mi$2,718+$8 (0%)
Carpentersville, IL12.7 mi$2,380$-330 (-12%)
Wheaton, IL13.5 mi$2,755+$45 (+2%)

3-Bedroom rent in Saint Charles — common questions

How much is a 3-bedroom apartment in Saint Charles?

As of August 2026, the median 3-bedroom apartment rent in Saint Charles, Illinois is $2,710 per month. This is +41% higher than the citywide median of $1,928.

What income do you need to afford a 3-bedroom in Saint Charles?

Using the standard 30% rent-to-income rule, you would need an annual income of about $108,400 ($9,033/month gross), which works out to roughly $52.12/hour at a full-time job.

Is Saint Charles expensive for a 3-bedroom compared to the rest of the US?

Saint Charles's 3-bedroom median of $2,710 is +27% above the national 3-bedroom median of $2,130. It ranks in the 73th percentile of US cities tracked.

How does Saint Charles rank for 3-bedroom rent in Illinois?

Among the 142 cities in Illinois with 3-bedroom data, Saint Charles ranks #115 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Saint Charles?

Yes — nearby cities with cheaper 3-bedroom rents include Batavia ($2,130), Elgin ($2,507), North Aurora ($2,540).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Saint Charles, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (August 2026) and exclude cities with median rent below $400 or above $20,000.