Studio Rent · July 2026

Studio Apartment Rent in Elkhart, IN

$855/mo

Median asking rent for a studio apartment in Elkhart, Indiana as of July 2026. That's +27% lower than the citywide median of $1,174 and +34% below the national studio median of $1,290.

Studio median
$855
July 2026
vs city overall
-27%
$1,174 city median
vs national
-34%
$1,290 US median
Indiana rank
#23
of 63 cities

Income needed for a studio in Elkhart

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$34,200
Monthly gross
$2,850
Hourly (full-time)
$16.44

Rent by apartment size in Elkhart

Compare Elkhart's median rent across every apartment size.

Studio (current)
$855
1-Bedroom
$870
2-Bedroom
$1,055
3-Bedroom
$1,375
4+ Bedroom
$1,400

Cheapest cities for a studio in Indiana

#CityStudio rent
1Frankfort$517
2Crawfordsville$644
3Marion$650
4East Chicago$670
5Michigan City$700
6Richmond$710
7Delphi$720
8Angola$730
9New Castle$730
10Muncie$735
11Mishawaka$740
12Logansport$770
13South Bend$775
14Kokomo$780
15Evansville$792

Most expensive cities for a studio in Indiana

#CityStudio rent
1Zionsville$1,390
2Whitestown$1,330
3Carmel$1,327
4McCordsville$1,210
5Lawrence$1,205
6Avon$1,190
7Westfield$1,180
8Fishers$1,170
9Brownsburg$1,120
10Sellersburg$1,100
11Granger$1,070
12Noblesville$1,050
13Columbus$1,045
14Munster$1,040
15Plainfield$1,030

Nearby cities — studio rent

Considering nearby alternatives? 5 of these cities have cheaper studio rents than Elkhart.

CityDistanceStudio rentvs Elkhart
Granger, IN11.8 mi$1,070+$215 (+25%)
Goshen, IN12.2 mi$890+$35 (+4%)
Mishawaka, IN13.3 mi$740$-115 (-13%)
Niles, MI20.8 mi$770$-85 (-10%)
South Bend, IN21.3 mi$775$-80 (-9%)
Warsaw, IN34.1 mi$850$-5 (-1%)
Portage, MI43 mi$840$-15 (-2%)
Kalamazoo, MI46.8 mi$804$-51 (-6%)
Michigan City, IN62.7 mi$700$-155 (-18%)
Logansport, IN70.9 mi$770$-85 (-10%)
Fort Wayne, IN70.9 mi$981+$126 (+15%)
Holland, MI76.2 mi$940+$85 (+10%)

Studio rent in Elkhart — common questions

How much is a studio apartment in Elkhart?

As of July 2026, the median studio apartment rent in Elkhart, Indiana is $855 per month. This is +27% below the citywide median of $1,174.

What income do you need to afford a studio in Elkhart?

Using the standard 30% rent-to-income rule, you would need an annual income of about $34,200 ($2,850/month gross), which works out to roughly $16.44/hour at a full-time job.

Is Elkhart expensive for a studio compared to the rest of the US?

Elkhart's studio median of $855 is +34% below the national studio median of $1,290. It ranks in the 14th percentile of US cities tracked.

How does Elkhart rank for studio rent in Indiana?

Among the 63 cities in Indiana with studio data, Elkhart ranks #23 from cheapest to most expensive.

Are there cheaper studio options near Elkhart?

Yes — nearby cities with cheaper studio rents include Mishawaka ($740), Niles ($770), South Bend ($775).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Elkhart, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.