3-Bedroom Apartment Rent in Elkhart, IN
Median asking rent for a 3-bedroom apartment in Elkhart, Indiana as of July 2026. That's +17% higher than the citywide median of $1,174 and +35% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Elkhart
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Elkhart
Compare Elkhart's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Indiana
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Frankfort | $924 |
| 2 | New Castle | $1,130 |
| 3 | East Chicago | $1,150 |
| 4 | La Porte | $1,152 |
| 5 | Crawfordsville | $1,158 |
| 6 | Richmond | $1,160 |
| 7 | Marion | $1,210 |
| 8 | Angola | $1,220 |
| 9 | Delphi | $1,230 |
| 10 | Logansport | $1,230 |
| 11 | Terre Haute | $1,233 |
| 12 | Kokomo | $1,245 |
| 13 | Muncie | $1,283 |
| 14 | Michigan City | $1,290 |
| 15 | Warsaw | $1,300 |
Most expensive cities for a 3-bedroom in Indiana
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Zionsville | $2,430 |
| 2 | Whitestown | $2,330 |
| 3 | Carmel | $2,320 |
| 4 | McCordsville | $2,110 |
| 5 | Lawrence | $2,110 |
| 6 | Avon | $2,080 |
| 7 | Westfield | $2,060 |
| 8 | Fishers | $2,050 |
| 9 | Brownsburg | $1,960 |
| 10 | Granger | $1,910 |
| 11 | Sellersburg | $1,880 |
| 12 | Noblesville | $1,840 |
| 13 | Plainfield | $1,800 |
| 14 | Munster | $1,790 |
| 15 | Greenwood | $1,775 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Elkhart.
| City | Distance | 3-Bedroom rent | vs Elkhart |
|---|---|---|---|
| Granger, IN | 11.8 mi | $1,910 | +$535 (+39%) |
| Goshen, IN | 12.2 mi | $1,435 | +$60 (+4%) |
| Mishawaka, IN | 13.3 mi | $1,340 | $-35 (-3%) |
| Niles, MI | 20.8 mi | $1,400 | +$25 (+2%) |
| South Bend, IN | 21.3 mi | $1,393 | +$18 (+1%) |
| Warsaw, IN | 34.1 mi | $1,300 | $-75 (-5%) |
| Portage, MI | 43 mi | $1,585 | +$210 (+15%) |
| Kalamazoo, MI | 46.8 mi | $1,522 | +$147 (+11%) |
| La Porte, IN | 52.9 mi | $1,152 | $-223 (-16%) |
| Michigan City, IN | 62.7 mi | $1,290 | $-85 (-6%) |
| Logansport, IN | 70.9 mi | $1,230 | $-145 (-11%) |
| Fort Wayne, IN | 70.9 mi | $1,570 | +$195 (+14%) |
3-Bedroom rent in Elkhart — common questions
How much is a 3-bedroom apartment in Elkhart?
As of July 2026, the median 3-bedroom apartment rent in Elkhart, Indiana is $1,375 per month. This is +17% higher than the citywide median of $1,174.
What income do you need to afford a 3-bedroom in Elkhart?
Using the standard 30% rent-to-income rule, you would need an annual income of about $55,000 ($4,583/month gross), which works out to roughly $26.44/hour at a full-time job.
Is Elkhart expensive for a 3-bedroom compared to the rest of the US?
Elkhart's 3-bedroom median of $1,375 is +35% below the national 3-bedroom median of $2,130. It ranks in the 10th percentile of US cities tracked.
How does Elkhart rank for 3-bedroom rent in Indiana?
Among the 65 cities in Indiana with 3-bedroom data, Elkhart ranks #19 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Elkhart?
Yes — nearby cities with cheaper 3-bedroom rents include Mishawaka ($1,340), Warsaw ($1,300), La Porte ($1,152).