Studio Rent · October 2026

Studio Apartment Rent in Gary, IN

$840/mo

Median asking rent for a studio apartment in Gary, Indiana as of October 2026. That's +39% lower than the citywide median of $1,367 and +35% below the national studio median of $1,290.

Studio median
$840
October 2026
vs city overall
-39%
$1,367 city median
vs national
-35%
$1,290 US median
Indiana rank
#17
of 59 cities

Income needed for a studio in Gary

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$33,600
Monthly gross
$2,800
Hourly (full-time)
$16.15

Rent by apartment size in Gary

Compare Gary's median rent across every apartment size.

Studio (current)
$840
1-Bedroom
$963
2-Bedroom
$1,170
3-Bedroom
$1,443
4+ Bedroom
$1,550

Cheapest cities for a studio in Indiana

#CityStudio rent
1Marion$650
2East Chicago$670
3Michigan City$700
4Richmond$710
5Angola$730
6New Castle$730
7Muncie$735
8Mishawaka$740
9Logansport$770
10South Bend$775
11Kokomo$780
12Evansville$792
13Anderson$793
14Terre Haute$803
15Lafayette$810

Most expensive cities for a studio in Indiana

#CityStudio rent
1Zionsville$1,390
2Whitestown$1,330
3Carmel$1,327
4McCordsville$1,210
5Lawrence$1,205
6Avon$1,190
7Westfield$1,180
8Fishers$1,170
9Brownsburg$1,120
10Sellersburg$1,100
11Granger$1,070
12Noblesville$1,050
13Columbus$1,045
14Plainfield$1,030
15Merrillville$1,030

Nearby cities — studio rent

Considering nearby alternatives? 1 of these cities have cheaper studio rents than Gary.

CityDistanceStudio rentvs Gary
Merrillville, IN5.7 mi$1,030+$190 (+23%)
Highland, IN7.1 mi$1,000+$160 (+19%)
Schererville, IN7.9 mi$980+$140 (+17%)
Hobart, IN8.2 mi$880+$40 (+5%)
East Chicago, IN9.1 mi$670$-170 (-20%)
Crown Point, IN10.9 mi$990+$150 (+18%)
Portage, IN12.3 mi$870+$30 (+4%)
Lansing, IL13.4 mi$1,270+$430 (+51%)
Calumet City, IL14.1 mi$1,180+$340 (+40%)
Chicago Heights, IL16.6 mi$1,170+$330 (+39%)
Dolton, IL17.5 mi$1,600+$760 (+90%)
Riverdale, IL20.2 mi$1,190+$350 (+42%)

Studio rent in Gary — common questions

How much is a studio apartment in Gary?

As of October 2026, the median studio apartment rent in Gary, Indiana is $840 per month. This is +39% below the citywide median of $1,367.

What income do you need to afford a studio in Gary?

Using the standard 30% rent-to-income rule, you would need an annual income of about $33,600 ($2,800/month gross), which works out to roughly $16.15/hour at a full-time job.

Is Gary expensive for a studio compared to the rest of the US?

Gary's studio median of $840 is +35% below the national studio median of $1,290. It ranks in the 12th percentile of US cities tracked.

How does Gary rank for studio rent in Indiana?

Among the 59 cities in Indiana with studio data, Gary ranks #17 from cheapest to most expensive.

Are there cheaper studio options near Gary?

Yes — nearby cities with cheaper studio rents include East Chicago ($670).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Gary, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (October 2026) and exclude cities with median rent below $400 or above $20,000.