3-Bedroom Apartment Rent in Gary, IN
Median asking rent for a 3-bedroom apartment in Gary, Indiana as of July 2026. That's +6% higher than the citywide median of $1,366 and +32% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Gary
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Gary
Compare Gary's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Indiana
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Frankfort | $924 |
| 2 | New Castle | $1,130 |
| 3 | East Chicago | $1,150 |
| 4 | La Porte | $1,152 |
| 5 | Crawfordsville | $1,158 |
| 6 | Richmond | $1,160 |
| 7 | Marion | $1,210 |
| 8 | Angola | $1,220 |
| 9 | Delphi | $1,230 |
| 10 | Logansport | $1,230 |
| 11 | Terre Haute | $1,233 |
| 12 | Kokomo | $1,245 |
| 13 | Muncie | $1,283 |
| 14 | Michigan City | $1,290 |
| 15 | Warsaw | $1,300 |
Most expensive cities for a 3-bedroom in Indiana
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Zionsville | $2,430 |
| 2 | Whitestown | $2,330 |
| 3 | Carmel | $2,320 |
| 4 | McCordsville | $2,110 |
| 5 | Lawrence | $2,110 |
| 6 | Avon | $2,080 |
| 7 | Westfield | $2,060 |
| 8 | Fishers | $2,050 |
| 9 | Brownsburg | $1,960 |
| 10 | Granger | $1,910 |
| 11 | Sellersburg | $1,880 |
| 12 | Noblesville | $1,840 |
| 13 | Plainfield | $1,800 |
| 14 | Munster | $1,790 |
| 15 | Greenwood | $1,775 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 1 of these cities have cheaper 3-bedroom rents than Gary.
| City | Distance | 3-Bedroom rent | vs Gary |
|---|---|---|---|
| Merrillville, IN | 5.7 mi | $1,770 | +$327 (+23%) |
| Lake Station, IN | 6.5 mi | $1,530 | +$87 (+6%) |
| Highland, IN | 7.1 mi | $1,710 | +$267 (+19%) |
| Hobart, IN | 8.2 mi | $1,500 | +$57 (+4%) |
| East Chicago, IN | 9.1 mi | $1,150 | $-293 (-20%) |
| Munster, IN | 10.2 mi | $1,790 | +$347 (+24%) |
| Crown Point, IN | 10.9 mi | $1,700 | +$257 (+18%) |
| Portage, IN | 12.3 mi | $1,490 | +$47 (+3%) |
| Lansing, IL | 13.4 mi | $1,970 | +$527 (+37%) |
| Calumet City, IL | 14.1 mi | $1,840 | +$397 (+28%) |
| Dolton, IL | 17.5 mi | $2,480 | +$1,037 (+72%) |
| Riverdale, IL | 20.2 mi | $1,850 | +$407 (+28%) |
3-Bedroom rent in Gary — common questions
How much is a 3-bedroom apartment in Gary?
As of July 2026, the median 3-bedroom apartment rent in Gary, Indiana is $1,443 per month. This is +6% higher than the citywide median of $1,366.
What income do you need to afford a 3-bedroom in Gary?
Using the standard 30% rent-to-income rule, you would need an annual income of about $57,720 ($4,810/month gross), which works out to roughly $27.75/hour at a full-time job.
Is Gary expensive for a 3-bedroom compared to the rest of the US?
Gary's 3-bedroom median of $1,443 is +32% below the national 3-bedroom median of $2,130. It ranks in the 14th percentile of US cities tracked.
How does Gary rank for 3-bedroom rent in Indiana?
Among the 65 cities in Indiana with 3-bedroom data, Gary ranks #24 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Gary?
Yes — nearby cities with cheaper 3-bedroom rents include East Chicago ($1,150).