City Report · KY

Oak Grove

Pop. 7,962·29th most expensive in Kentucky·One of the most affordable rental markets in the US
Median rent (all units)
$1,239/mo
Year-over-Year
+4.3%
Month-over-Month
+0.3%
vs US Median
-$693
Reported rents
Stable (Monthly)
Be the first to discuss Oak Grove rents ↓
Most AffordableMost Expensive
Oak Grove · $1,239
More affordable than 91% of US cities · National median $1,932/mo
Rent Reality Score
61/100
Good value
OverheatedFairGreat value

Rents are 5% below what Oak Grove's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,239/mo
Expected by trend
$1,309/mo
The Rent Reality Score compares today's median rent to where Oak Grove's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$890
1 BR
$950
2 BR
$1,200
3 BR
$1,680
4 BR+
$2,020
Fair Market Rent (HUD)
$1,200/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,239 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in Oak Grove usually run 0.7% below trend in February and 0.7% above it in July, about $17 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in Oak Grove is at its highest level since Zillow's records here began in May 2021.

Past year vs. the rest of Kentucky

Rent in Oak Grove changed +4.3% over the year to September 2026. Across the 26 Kentucky cities Zillow tracks, the typical change was +4.2%.

Recent direction

Rent has risen 7 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($49,354) is $1,234 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,200); a 3-bedroom is $1,680.

Cheaper nearby

Hopkinsville, 14 miles away, rents for 16% less ($1,035/mo), about $2,400 a year in savings.

From Zillow's monthly rent index (ZORI) for Oak Grove. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$14,868/yr
At $1,239/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.3% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.3% YoY, +0.3% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Oak Grove, KY is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 11% of residents hold a bachelor's degree or higher.

Population
7,962
Median income
$49,354
Median age
25.5
Renters
60.4%
Age distribution
34.5%
41.7%
15.1%
Under 1834.5%
18–3441.7%
35–5415.1%
55–644.2%
65+4.6%
Gender
54%
46%
Male54%
Female46%
Race & ethnicity
58.5%
21.2%
14.4%
White58.5%
Black21.2%
Hispanic14.4%
Asian1.6%
Other4.3%
Education (25+)
32.4%
49.7%
No HS diploma6.9%
HS diploma32.4%
Some college49.7%
Bachelor's+11%
Housing tenure
39.6%
60.4%
Owner39.6%
Renter60.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Oak Grove, KY has changed in 5 years

Rent
$1,085 → $1,239
up 14.2%
Income
$37,297 → $49,354
up 32.3%
Population
7,699 → 7,962
up 3.4%
Renter share
65.1% → 60.4%
-4.7 pts
Bachelor's+
12.5% → 11%
-1.5 pts
Median age
25 → 25.5
+0.5 yrs

Five years ago, renters in Oak Grove, KY paid around $1,085 a month. That figure now sits near $1,239, up 14.2% from the 2022 baseline. On the earnings side, the typical household in Oak Grove, KY now reports about $49,354, up from $37,297 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show Oak Grove, KY adding about 263 residents over the five-year window, up 3.4% on net. The renter share has eased from 65.1% to 60.4%, with owner-occupied housing accounting for the remainder. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and Oak Grove, KY reflects that arc in its own way.

Community

Discussions about Oak Grove

No discussions yet. Start the conversation.

View Oak Grove rent history (2015–2026) →
Salary vs rent

Can you afford rent in Oak Grove on your salary?

At $1,239/mo, how Oak Grove rent compares to typical pay (30% rule).

By apartment size

Oak Grove rent by bedroom count

Median rent for each apartment size in Oak Grove. Click any size for full breakdown.

Local insights

Tips for renters in Oak Grove

About renting in Oak Grove, KY

Last updated: October 17, 2026

The median rent in Oak Grove is $1,239/mo as of October 2026. A studio apartment averages $890/mo while a 2-bedroom runs $1,200/mo. One-bedroom apartments average $950/mo and 3-bedroom units go for $1,680/mo.

At 30% of local median household income ($49,354/yr), Oak Grove ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Oak Grove?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (about $24/hour full-time) to afford the median rent of $1,239/mo in Oak Grove. The local median household income is $49,354/yr, so the typical household falls short of that bar.

Is rent going up or down in Oak Grove?

Rent in Oak Grove has risen 4.3% over the past year as of September 2026. That is the highest level since Zillow's records here began in May 2021.

When is the cheapest time to rent in Oak Grove?

Asking rents in Oak Grove are usually lowest in February, about 0.7% below their yearly trend, and highest in July, about 0.7% above it. At today's median that is a gap of roughly $17 a month. This pattern comes from 5 years of Zillow rent data.

How does Oak Grove rent compare to other cities in Kentucky?

Oak Grove is one of the more affordable among Kentucky cities for rent, ranking #29 of 38 tracked cities at $1,239/mo. Over the year to September 2026, rent in Oak Grove changed +4.3%, against a typical +4.2% across the 26 Kentucky cities Zillow tracks.

Which nearby cities are cheaper to rent in than Oak Grove?

Nearby cities with lower median rent than Oak Grove ($1,239/mo) include Russellville ($890/mo), and Hopkinsville ($1,035/mo).
Income Affordability
30%
MODERATE

At $1,239/mo, rent takes ~30% of Oak Grove's median household income ($49,354/yr). The standard benchmark is 30%.

Oak Grove 30%Benchmark 30%
State income tax4%
Run the Oak Grove affordability calculator →
Lowest-rent ZIP codes in Oak Grove
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Oak Grove, KY

Recent submissions

Be the first to submit your rent for Oak Grove.

Recent discussions

No discussions yet.