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City Report · MA

Chicopee

Pop. 55,295·110th most expensive in Massachusetts·Rental market data updated monthly for Chicopee, MA
Median rent (all units)
$1,661/mo
Year-over-Year
-2.8%
Month-over-Month
+1.6%
vs US Median
-$301
Rising (Monthly)
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Most AffordableMost Expensive
Chicopee · $1,661
More affordable than 65% of US cities · National median $1,962/mo
Affordability
32% of income
MODERATE
0%30% benchmark60%+

At $1,661/mo, rent takes about 32% of the local median household income, slightly above the 30% benchmark.

Income to afford
$66,000/yr
Local median income
$62,615/yr
Based on the 30%-of-income rule using Chicopee's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$970
1 BR
$1,120
2 BR
$1,390
3 BR
$1,690
4 BR+
$1,890
Fair Market Rent (HUD)
$1,390/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,661 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$19,932/yr
At $1,661/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-2.8% YoY, +1.6% MoM), not inventory.
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Demographics

Who lives here

Chicopee, MA is majority owner-occupied, has a median income below the national average, 22.9% of residents hold a bachelor's degree or higher.

Population
55,295
Median income
$62,615
Median age
41.9
Renters
44.3%
Age distribution
19.2%
21.9%
24.7%
14.6%
19.5%
Under 1819.2%
18–3421.9%
35–5424.7%
55–6414.6%
65+19.5%
Gender
47.4%
52.6%
Male47.4%
Female52.6%
Race & ethnicity
69%
27.1%
White69%
Black5.6%
Hispanic27.1%
Asian1.8%
Education (25+)
13.6%
33.9%
29.7%
22.9%
No HS diploma13.6%
HS diploma33.9%
Some college29.7%
Bachelor's+22.9%
Housing tenure
55.7%
44.3%
Owner55.7%
Renter44.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Chicopee, MA has changed in 5 years

Income
$56,509 → $62,615
up 10.8%
Population
55,636 → 55,295
down 0.6%
Renter share
42.4% → 44.3%
+1.9 pts
Bachelor's+
22% → 22.9%
+0.9 pts
Median age
41.1 → 41.9
+0.8 yrs

Household income in the area moved from $56,509 to $62,615 across the same window, up 10.8% versus 2021. Renters now make up 44.3% of households, compared with 42.4% five years ago.

Community

Discussions about Chicopee

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View Chicopee rent history (2015–2026) →
Salary vs rent

Can you afford rent in Chicopee on your salary?

At $1,661/mo, how Chicopee rent compares to typical pay (30% rule).

By apartment size

Chicopee rent by bedroom count

Median rent for each apartment size in Chicopee. Click any size for full breakdown.

Local insights

Tips for renters in Chicopee

About renting in Chicopee, MA

Last updated: August 17, 2026

The median rent in Chicopee is $1,661/mo as of August 2026. A studio apartment averages $970/mo while a 2-bedroom runs $1,390/mo. One-bedroom apartments average $1,120/mo and 3-bedroom units go for $1,690/mo.

At 32% of local median household income ($62,615/yr), Chicopee ranks as moderate compared to the national benchmark of 30%. Rents have decreased 2.8% over the past year.

FAQ

Frequently asked questions

Is Chicopee an affordable city for renters?

Chicopee is considered moderate for renters. At $1,661/mo, rent takes approximately 32% of the local median household income ($62,615/yr). The standard benchmark is 30%. Chicopee slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Chicopee?

To keep rent at or below 30% of gross income, you would need to earn at least $66,000/year (~$32/hour full-time) to afford the median rent of $1,661/mo in Chicopee. The local median household income is $62,615/yr, meaning the typical Chicopee household falls short of that threshold.

Is rent going up or down in Chicopee?

Rent in Chicopee has decreased 2.8% over the past year as of August 2026, offering some relief compared to 12 months ago.

How does Chicopee rent compare to other cities in Massachusetts?

Chicopee is one of the more affordable cities in Massachusetts for rent, ranking #110 out of 112 tracked cities at $1,661/mo.

What percentage of Chicopee residents rent vs. own?

According to Census data, approximately 44.3% of Chicopee households are renters, while 55.7% are owner-occupied. Chicopee leans toward homeownership, which can mean a smaller rental inventory.

How does Chicopee rent compare to the national average?

Chicopee's median rent of $1,661/mo is $301 (15%) below the US national median of $1,962/mo. Within Massachusetts, it ranks #110 out of 112 tracked cities.
Income Affordability
32%
MODERATE

At $1,661/mo, rent takes ~32% of Chicopee's median household income ($62,615/yr). The standard benchmark is 30%.

Chicopee 32%Benchmark 30%
State income tax5%
Run the Chicopee affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Chicopee, MA

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