City Report · MA

Haverhill

Pop. 67,698·86th most expensive in Massachusetts·Rental market data updated monthly for Haverhill, MA
Median rent (all units)
$2,338/mo
Year-over-Year
+2.8%
Month-over-Month
-0.3%
vs US Median
+$376
Stable (Monthly)
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Most AffordableMost Expensive
Haverhill · $2,338
More expensive than 74% of US cities · National median $1,962/mo
Rent Reality Score
64/100
Good value
OverheatedFairGreat value

Rents are 7% below what Haverhill's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,338/mo
Expected by trend
$2,509/mo
The Rent Reality Score compares today's median rent to where Haverhill's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,300
1 BR
$1,447
2 BR
$1,897
3 BR
$2,287
4 BR+
$2,517
Fair Market Rent (HUD)
$1,897/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,338 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$28,056/yr
At $2,338/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.8% YoY, -0.3% MoM), not inventory.
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Demographics

Who lives here

Haverhill, MA is majority owner-occupied, 32.6% of residents hold a bachelor's degree or higher.

Population
67,698
Median income
$88,326
Median age
39.4
Renters
37.2%
Age distribution
21.3%
23.1%
25.9%
14.2%
15.5%
Under 1821.3%
18–3423.1%
35–5425.9%
55–6414.2%
65+15.5%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
67.6%
26.5%
White67.6%
Black3.2%
Hispanic26.5%
Asian1.5%
Other1.2%
Education (25+)
29.9%
27.9%
32.6%
No HS diploma9.6%
HS diploma29.9%
Some college27.9%
Bachelor's+32.6%
Housing tenure
62.8%
37.2%
Owner62.8%
Renter37.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Haverhill, MA has changed in 5 years

Rent
$1,684 → $2,338
up 38.8%
Income
$75,130 → $88,326
up 17.6%
Population
67,093 → 67,698
up 0.9%
Renter share
41.7% → 37.2%
-4.5 pts
Bachelor's+
29.8% → 32.6%
+2.8 pts
Median age
38.5 → 39.4
+0.9 yrs

Rent in Haverhill, MA has increased 38.8% since 2021, going from about $1,684 per month to roughly $2,338 today. Local incomes tracked alongside that move, going from a median of $75,130 in 2021 to $88,326 more recently. Rent outpaced income growth by roughly 21.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. About 37.2% of households rent today, against 41.7% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 29.8% to 32.6%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Haverhill, MA market of 2021.

Community

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View Haverhill rent history (2015–2026) →
Salary vs rent

Can you afford rent in Haverhill on your salary?

At $2,338/mo, how Haverhill rent compares to typical pay (30% rule).

By apartment size

Haverhill rent by bedroom count

Median rent for each apartment size in Haverhill. Click any size for full breakdown.

Local insights

Tips for renters in Haverhill

About renting in Haverhill, MA

Last updated: August 17, 2026

The median rent in Haverhill is $2,338/mo as of August 2026. A studio apartment averages $1,300/mo while a 2-bedroom runs $1,897/mo. One-bedroom apartments average $1,447/mo and 3-bedroom units go for $2,287/mo.

At 32% of local median household income ($88,326/yr), Haverhill ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.8% over the past year.

FAQ

Frequently asked questions

Is Haverhill an affordable city for renters?

Haverhill is considered moderate for renters. At $2,338/mo, rent takes approximately 32% of the local median household income ($88,326/yr). The standard benchmark is 30%. Haverhill slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Haverhill?

To keep rent at or below 30% of gross income, you would need to earn at least $94,000/year (~$45/hour full-time) to afford the median rent of $2,338/mo in Haverhill. The local median household income is $88,326/yr, meaning the typical Haverhill household falls short of that threshold.

Is rent going up or down in Haverhill?

Rent in Haverhill has increased 2.8% over the past year as of August 2026, putting upward pressure on renter budgets.

Which Haverhill neighborhoods have the lowest rent?

The most affordable ZIP codes in Haverhill are 01832 ($2,193/mo), 01830 ($2,309/mo), and 01835 ($2,612/mo). Citywide, the median rent in Haverhill is $2,338/mo.

How does Haverhill rent compare to other cities in Massachusetts?

Haverhill is one of the more affordable cities in Massachusetts for rent, ranking #86 out of 112 tracked cities at $2,338/mo.

What percentage of Haverhill residents rent vs. own?

According to Census data, approximately 37.2% of Haverhill households are renters, while 62.8% are owner-occupied. Haverhill leans toward homeownership, which can mean a smaller rental inventory.

How does Haverhill rent compare to the national average?

Haverhill's median rent of $2,338/mo is $376 (19%) above the US national median of $1,962/mo. Within Massachusetts, it ranks #86 out of 112 tracked cities.
Income Affordability
32%
MODERATE

At $2,338/mo, rent takes ~32% of Haverhill's median household income ($88,326/yr). The standard benchmark is 30%.

Haverhill 32%Benchmark 30%
State income tax5%
Run the Haverhill affordability calculator →
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Neighborhoods

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Schools nearby

Public schools near Haverhill, MA

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