City Report · MA

Haverhill

Pop. 67,698·89th most expensive in Massachusetts·Rental market data updated monthly for Haverhill, MA
Median rent (all units)
$2,258/mo
Year-over-Year
-0.4%
Month-over-Month
Stable
vs US Median
+$326
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Haverhill · $2,258
More expensive than 72% of US cities · National median $1,932/mo
Rent Reality Score
72/100
Good value
OverheatedFairGreat value

Rents are 11% below what Haverhill's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,258/mo
Expected by trend
$2,537/mo
The Rent Reality Score compares today's median rent to where Haverhill's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,300
1 BR
$1,447
2 BR
$1,897
3 BR
$2,287
4 BR+
$2,517
Fair Market Rent (HUD)
$1,897/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,258 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

March. Asking rents in Haverhill usually run 1% below trend in March and 1% above it in July, about $45 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in Haverhill is 1.1% below its high of $2,282 in April 2026, at $2,258 as of September 2026.

Past year vs. the rest of Massachusetts

Rent in Haverhill changed -0.4% over the year to September 2026. Across the 89 Massachusetts cities Zillow tracks, the typical change was +2.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in Haverhill rose 44% while median household income rose 27.2% ($69,426 to $88,326). Rent outpaced income.

Since before the pandemic

Rent in Haverhill is 45.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($88,326) is $2,208 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,897); a 3-bedroom is $2,287.

Spread across ZIP codes

The priciest of 3 ZIP codes in Haverhill, 01835 ($2,570/mo), costs 28% more than the cheapest, 01832 ($2,009/mo).

Cheaper nearby

Hampton, NH, 17 miles away, rents for 11% less ($2,015/mo), about $2,900 a year in savings.

From Zillow's monthly rent index (ZORI) for Haverhill. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$27,096/yr
At $2,258/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.4% YoY, +0.1% MoM), not inventory.
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Demographics

Who lives here

Haverhill, MA is majority owner-occupied, 32.6% of residents hold a bachelor's degree or higher.

Population
67,698
Median income
$88,326
Median age
39.4
Renters
37.2%
Age distribution
21.3%
23.1%
25.9%
14.2%
15.5%
Under 1821.3%
18–3423.1%
35–5425.9%
55–6414.2%
65+15.5%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
67.6%
26.5%
White67.6%
Black3.2%
Hispanic26.5%
Asian1.5%
Other1.2%
Education (25+)
29.9%
27.9%
32.6%
No HS diploma9.6%
HS diploma29.9%
Some college27.9%
Bachelor's+32.6%
Housing tenure
62.8%
37.2%
Owner62.8%
Renter37.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Haverhill, MA has changed in 5 years

Rent
$1,698 → $2,258
up 33.0%
Income
$75,130 → $88,326
up 17.6%
Population
67,093 → 67,698
up 0.9%
Renter share
41.7% → 37.2%
-4.5 pts
Bachelor's+
29.8% → 32.6%
+2.8 pts
Median age
38.5 → 39.4
+0.9 yrs

Rent in Haverhill, MA has increased 33.0% since 2021, going from about $1,698 per month to roughly $2,258 today. Local incomes tracked alongside that move, going from a median of $75,130 in 2021 to $88,326 more recently. Rent outpaced income growth by roughly 15.4 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. About 37.2% of households rent today, against 41.7% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 29.8% to 32.6%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Haverhill, MA market of 2021.

Community

Discussions about Haverhill

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View Haverhill rent history (2015–2026) →
Salary vs rent

Can you afford rent in Haverhill on your salary?

At $2,258/mo, how Haverhill rent compares to typical pay (30% rule).

By apartment size

Haverhill rent by bedroom count

Median rent for each apartment size in Haverhill. Click any size for full breakdown.

Local insights

Tips for renters in Haverhill

About renting in Haverhill, MA

Last updated: October 17, 2026

The median rent in Haverhill is $2,258/mo as of October 2026. A studio apartment averages $1,300/mo while a 2-bedroom runs $1,897/mo. One-bedroom apartments average $1,447/mo and 3-bedroom units go for $2,287/mo.

At 31% of local median household income ($88,326/yr), Haverhill ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Haverhill?

To keep rent at or below 30% of gross income, you would need to earn at least $90,000/year (about $43/hour full-time) to afford the median rent of $2,258/mo in Haverhill. The local median household income is $88,326/yr, so the typical household falls short of that bar.

Is rent going up or down in Haverhill?

Rent in Haverhill has been roughly flat over the past year as of September 2026, a -0.4% change. It sits 1.1% below its high of $2,282 in April 2026.

When is the cheapest time to rent in Haverhill?

Asking rents in Haverhill are usually lowest in March, about 1% below their yearly trend, and highest in July, about 1% above it. At today's median that is a gap of roughly $45 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in Haverhill?

Yes. From 2019 to 2024, rent in Haverhill rose 44% while median household income rose 27.2%, from $69,426 to $88,326. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Haverhill neighborhoods have the lowest rent?

The most affordable ZIP codes in Haverhill are 01832 ($2,009/mo), 01830 ($2,306/mo), and 01835 ($2,570/mo). Citywide, the median rent is $2,258/mo.

How does Haverhill rent compare to other cities in Massachusetts?

Haverhill is one of the more affordable among Massachusetts cities for rent, ranking #89 of 107 tracked cities at $2,258/mo. Over the year to September 2026, rent in Haverhill changed -0.4%, against a typical +2.8% across the 89 Massachusetts cities Zillow tracks.
Income Affordability
31%
MODERATE

At $2,258/mo, rent takes ~31% of Haverhill's median household income ($88,326/yr). The standard benchmark is 30%.

Haverhill 31%Benchmark 30%
State income tax5%
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Haverhill, MA

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