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ZIP Code · MA

ZIP 02145

Pop. 27,495·Middlesex County·26th most expensive ZIP in Massachusetts
Median rent (all units)
$3,489/mo
Year-over-Year
+4.5%
Month-over-Month
-0.7%
vs US Median
+$1,524
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 02145 · $3,489
More expensive than 95% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,690
1 BR
$2,820
2 BR
$3,350
3 BR
$4,020
4 BR+
$4,440
Research median
$3,350/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$41,868/yr
At $3,489/mo median
Location
StateMA
CountyMiddlesex County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.5% YoY, -0.7% MoM), not inventory.
Demographics

Who lives here

ZIP 02145 (Somerville, MA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 57.4% of residents hold a bachelor's degree or higher.

Population
27,495
Median income
$123,755
Median age
33.3
Renters
64.4%
Age distribution
12.5%
41.1%
25.2%
Under 1812.5%
18–3441.1%
35–5425.2%
55–649.2%
65+11.9%
Gender
51.8%
48.2%
Male51.8%
Female48.2%
Race & ethnicity
58.8%
17.6%
12.4%
White58.8%
Black6%
Hispanic17.6%
Asian12.4%
Other5.2%
Education (25+)
16.3%
14.3%
57.4%
No HS diploma12%
HS diploma16.3%
Some college14.3%
Bachelor's+57.4%
Housing tenure
35.6%
64.4%
Owner35.6%
Renter64.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 02145 in Somerville, MA has changed in 5 years

Rent
$2,588 → $3,489
up 34.8%
Income
$99,035 → $123,755
up 25.0%
Population
27,359 → 27,495
up 0.5%
Renter share
65% → 64.4%
-0.6 pts
Bachelor's+
50.9% → 57.4%
+6.5 pts

Compared with 2021, rent in ZIP 02145 in Somerville, MA has increased by $901 per month, settling near $3,489 after starting the period at $2,588. Local incomes tracked alongside that move, going from a median of $99,035 in 2021 to $123,755 more recently. Rent outpaced income growth by roughly 9.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 50.9% to 57.4%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 02145 in Somerville, MA market of 2021.

Community

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Local insights

Tips for renters in ZIP 02145

About renting in ZIP 02145

Last updated: July 20, 2026

ZIP code 02145 covers Somerville, MA. The median rent here is $3,489/mo as of July 2026. A 1-bedroom rents for a median of $2,820/mo. A 2-bedroom rents for a median of $3,350/mo.

At 34% of local median household income ($123,755/yr), ZIP 02145 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 02145?

As of July 20, 2026, the median monthly rent in ZIP 02145 (Somerville, MA) is $3,489. This is based on aggregated data from public sources and community submissions.

How does ZIP 02145 rent compare to the US average?

ZIP 02145's median rent of $3,489/mo is $1,524 (78%) above the US national median of $1,965/mo.

How does ZIP 02145 compare to other ZIPs in Massachusetts?

ZIP 02145 is one of the pricier ZIP codes in Massachusetts, ranking #26 out of 168 ZIPs tracked at $3,489/mo.

How much income do you need to rent in ZIP 02145?

To keep rent at or below 30% of gross income, you would need to earn at least $140,000/year (~$67/hour full-time) to afford the median rent of $3,489/mo in ZIP 02145. The local median household income is $123,755/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 02145?

Rent in ZIP 02145 has increased 4.5% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 02145 an affordable place to rent?

ZIP 02145 is considered moderate for renters. At $3,489/mo, rent takes approximately 34% of the local median household income ($123,755/yr). The standard benchmark is 30%. ZIP 02145 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 02145 residents rent vs. own?

According to Census data, approximately 64.4% of ZIP 02145 households are renters, while 35.6% are owner-occupied. With a majority renter population, ZIP 02145 has a strong rental market.

How does ZIP 02145 compare to the rest of Somerville?

ZIP 02145 is more affordable than Somerville overall. At $3,489/mo, it's $100 below the Somerville citywide median of $3,589/mo.

When was rent data for ZIP 02145 last updated?

Rent data for ZIP 02145 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
34%
MODERATE

At $3,489/mo, rent takes ~34% of ZIP 02145's median household income ($123,755/yr). The standard benchmark is 30%.

ZIP 02145 34%Benchmark 30%
State income tax5%
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Schools nearby

Public schools near ZIP 02145 (Somerville, MA)

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