4+ Bedroom Rent · October 2026

4+ Bedroom Apartment Rent in Cumberland, MD

$1,440/mo

Median asking rent for a 4+ bedroom apartment in Cumberland, Maryland as of October 2026. That's +41% higher than the citywide median of $1,018 and +43% below the national 4+ bedroom median of $2,520.

4+ Bedroom median
$1,440
October 2026
vs city overall
+41%
$1,018 city median
vs national
-43%
$2,520 US median
Maryland rank
#1
of 87 cities

Income needed for a 4+ bedroom in Cumberland

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$57,600
Monthly gross
$4,800
Hourly (full-time)
$27.69

Rent by apartment size in Cumberland

Compare Cumberland's median rent across every apartment size.

Studio
$680
1-Bedroom
$780
2-Bedroom
$970
3-Bedroom
$1,280
4+ Bedroom (current)
$1,440

Cheapest cities for a 4+ bedroom in Maryland

#City4+ Bedroom rent
1Cumberland (this page)$1,440
2Hagerstown$1,840
3Carney$1,907
4Salisbury$1,910
5New Carrollton$1,919
6Bladensburg$2,061
7Temple Hills$2,195
8Takoma Park$2,208
9Easton$2,270
10Berlin$2,280
11Beltsville$2,296
12Greater Landover$2,326
13Fort Washington$2,363
14Lochearn$2,505
15Elkton$2,510

Most expensive cities for a 4+ bedroom in Maryland

#City4+ Bedroom rent
1Potomac$5,120
2Bethesda$4,535
3New Market$4,290
4Jessup$4,240
5Gambrills$4,210
6Hanover$4,110
7Derwood$4,070
8Chevy Chase$4,030
9Odenton$3,930
10Rockville$3,893
11Clinton$3,850
12Brandywine$3,820
13Crofton$3,770
14Elkridge$3,640
15Ellicott City$3,635

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 3 of these cities have cheaper 4+ bedroom rents than Cumberland.

CityDistance4+ Bedroom rentvs Cumberland
Winchester, VA49.3 mi$2,780+$1,340 (+93%)
Johnstown, PA52.6 mi$1,340$-100 (-7%)
Stephens City, VA54.7 mi$2,920+$1,480 (+103%)
Martinsburg, WV56.3 mi$2,017+$577 (+40%)
Falling Waters, WV59.5 mi$1,950+$510 (+35%)
Latrobe, PA62 mi$1,570+$130 (+9%)
Front Royal, VA63.3 mi$2,150+$710 (+49%)
Altoona, PA65.5 mi$1,530+$90 (+6%)
Hagerstown, MD69.8 mi$1,840+$400 (+28%)
Uniontown, PA70.6 mi$1,400$-40 (-3%)
Greensburg, PA71 mi$1,550+$110 (+8%)
Indiana, PA73.2 mi$1,390$-50 (-3%)

4+ Bedroom rent in Cumberland — common questions

How much is a 4+ bedroom apartment in Cumberland?

As of October 2026, the median 4+ bedroom apartment rent in Cumberland, Maryland is $1,440 per month. This is +41% higher than the citywide median of $1,018.

What income do you need to afford a 4+ bedroom in Cumberland?

Using the standard 30% rent-to-income rule, you would need an annual income of about $57,600 ($4,800/month gross), which works out to roughly $27.69/hour at a full-time job.

Is Cumberland expensive for a 4+ bedroom compared to the rest of the US?

Cumberland's 4+ bedroom median of $1,440 is +43% below the national 4+ bedroom median of $2,520. It ranks in the 5th percentile of US cities tracked.

How does Cumberland rank for 4+ bedroom rent in Maryland?

Among the 87 cities in Maryland with 4+ bedroom data, Cumberland ranks #1 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Cumberland?

Yes — nearby cities with cheaper 4+ bedroom rents include Johnstown ($1,340), Uniontown ($1,400), Indiana ($1,390).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Cumberland, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (October 2026) and exclude cities with median rent below $400 or above $20,000.