3-Bedroom Apartment Rent in Cumberland, MD
Median asking rent for a 3-bedroom apartment in Cumberland, Maryland as of July 2026. That's +21% higher than the citywide median of $1,056 and +40% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Cumberland
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Cumberland
Compare Cumberland's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Maryland
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Cumberland (this page) | $1,280 |
| 2 | Hagerstown | $1,650 |
| 3 | Bladensburg | $1,724 |
| 4 | Robinwood | $1,772 |
| 5 | District Heights | $1,817 |
| 6 | Temple Hills | $1,832 |
| 7 | Takoma Park | $1,886 |
| 8 | Easton | $1,890 |
| 9 | Carney | $1,900 |
| 10 | Salisbury | $1,900 |
| 11 | Beltsville | $1,911 |
| 12 | Oxon Hill | $2,006 |
| 13 | New Carrollton | $2,007 |
| 14 | Fort Washington | $2,010 |
| 15 | Lochearn | $2,043 |
Most expensive cities for a 3-bedroom in Maryland
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Potomac | $4,340 |
| 2 | Bethesda | $3,845 |
| 3 | Jessup | $3,800 |
| 4 | Gambrills | $3,770 |
| 5 | Hanover | $3,680 |
| 6 | New Market | $3,640 |
| 7 | Odenton | $3,510 |
| 8 | Derwood | $3,450 |
| 9 | Olney | $3,430 |
| 10 | Arnold | $3,420 |
| 11 | Chevy Chase | $3,410 |
| 12 | Crofton | $3,370 |
| 13 | Rockville | $3,303 |
| 14 | Ellicott City | $3,260 |
| 15 | Elkridge | $3,260 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 2 of these cities have cheaper 3-bedroom rents than Cumberland.
| City | Distance | 3-Bedroom rent | vs Cumberland |
|---|---|---|---|
| Winchester, VA | 49.3 mi | $2,055 | +$775 (+61%) |
| Johnstown, PA | 52.6 mi | $1,220 | $-60 (-5%) |
| Stephens City, VA | 54.7 mi | $2,160 | +$880 (+69%) |
| Martinsburg, WV | 56.3 mi | $1,667 | +$387 (+30%) |
| Falling Waters, WV | 59.5 mi | $1,610 | +$330 (+26%) |
| Latrobe, PA | 62 mi | $1,450 | +$170 (+13%) |
| Front Royal, VA | 63.3 mi | $1,710 | +$430 (+34%) |
| Altoona, PA | 65.5 mi | $1,330 | +$50 (+4%) |
| Hagerstown, MD | 69.8 mi | $1,650 | +$370 (+29%) |
| Uniontown, PA | 70.6 mi | $1,300 | +$20 (+2%) |
| Greensburg, PA | 71 mi | $1,440 | +$160 (+13%) |
| Indiana, PA | 73.2 mi | $1,230 | $-50 (-4%) |
3-Bedroom rent in Cumberland — common questions
How much is a 3-bedroom apartment in Cumberland?
As of July 2026, the median 3-bedroom apartment rent in Cumberland, Maryland is $1,280 per month. This is +21% higher than the citywide median of $1,056.
What income do you need to afford a 3-bedroom in Cumberland?
Using the standard 30% rent-to-income rule, you would need an annual income of about $51,200 ($4,267/month gross), which works out to roughly $24.62/hour at a full-time job.
Is Cumberland expensive for a 3-bedroom compared to the rest of the US?
Cumberland's 3-bedroom median of $1,280 is +40% below the national 3-bedroom median of $2,130. It ranks in the 5th percentile of US cities tracked.
How does Cumberland rank for 3-bedroom rent in Maryland?
Among the 91 cities in Maryland with 3-bedroom data, Cumberland ranks #1 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Cumberland?
Yes — nearby cities with cheaper 3-bedroom rents include Johnstown ($1,220), Indiana ($1,230).