City Report · MD

Silver Spring

Pop. 81,462·46th most expensive in Maryland·Rental market data updated monthly for Silver Spring, MD
Median rent (all units)
$1,969/mo
Year-over-Year
-0.1%
Month-over-Month
+0.3%
vs US Median
+$37
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Silver Spring · $1,969
More expensive than 58% of US cities · National median $1,932/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Silver Spring's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,969/mo
Expected by trend
$2,054/mo
The Rent Reality Score compares today's median rent to where Silver Spring's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,592
1 BR
$1,627
2 BR
$1,832
3 BR
$2,292
4 BR+
$2,702
Research median
$1,832/mo

Bedroom figures are derived from HUD Fair Market Rents and scaled to match Silver Spring's market median, because the published HUD values all ran above it. They are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in Silver Spring usually run 0.8% below trend in January and 0.8% above it in August, about $32 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Silver Spring is 0.8% below its high of $1,985 in July 2025, at $1,969 as of September 2026.

Past year vs. the rest of Maryland

Rent in Silver Spring changed -0.1% over the year to September 2026. Across the 81 Maryland cities Zillow tracks, the typical change was +2.4%.

Rent vs. income since 2019

From 2019 to 2024, rent in Silver Spring rose 18.8% while median household income rose 19.2% ($83,782 to $99,860). Income kept ahead of rent.

Since before the pandemic

Rent in Silver Spring is 18.7% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 4 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($99,860) is $2,497 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,292); a 3-bedroom is $2,867.

Spread across ZIP codes

The priciest of 6 ZIP codes in Silver Spring, 20901 ($2,088/mo), costs 17% more than the cheapest, 20903 ($1,786/mo).

Cheaper nearby

Takoma Park, 4 miles away, rents for 18% less ($1,607/mo), about $4,300 a year in savings.

From Zillow's monthly rent index (ZORI) for Silver Spring. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,628/yr
At $1,969/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.1% YoY, +0.3% MoM), not inventory.
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Demographics

Who lives here

Silver Spring, MD is majority renter-occupied, has a median income above the national average, 60.6% of residents hold a bachelor's degree or higher.

Population
81,462
Median income
$99,860
Median age
35.6
Renters
61.7%
Age distribution
22.2%
26.7%
28.6%
12.1%
Under 1822.2%
18–3426.7%
35–5428.6%
55–6410.4%
65+12.1%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
34.5%
28.8%
24.5%
White34.5%
Black28.8%
Hispanic24.5%
Asian8.6%
Other3.7%
Education (25+)
12.4%
13.3%
13.6%
60.6%
No HS diploma12.4%
HS diploma13.3%
Some college13.6%
Bachelor's+60.6%
Housing tenure
38.3%
61.7%
Owner38.3%
Renter61.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Silver Spring, MD has changed in 5 years

Rent
$1,638 → $1,969
up 20.2%
Income
$91,970 → $99,860
up 8.6%
Population
82,472 → 81,462
down 1.2%
Renter share
62% → 61.7%
-0.3 pts
Bachelor's+
58.6% → 60.6%
+2.0 pts
Median age
34.5 → 35.6
+1.1 yrs

The median rent in Silver Spring, MD stood at $1,638 in 2021 and currently runs about $1,969, reflecting a 20.2% increase over the period. Local incomes tracked alongside that move, going from a median of $91,970 in 2021 to $99,860 more recently. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 1.2% since 2021, moving from about 82,472 residents to roughly 81,462. College-educated residents now make up 60.6% of adults here, versus 58.6% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Silver Spring, MD market of 2021.

Community

Discussions about Silver Spring

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View Silver Spring rent history (2015–2026) →
Salary vs rent

Can you afford rent in Silver Spring on your salary?

At $1,969/mo, how Silver Spring rent compares to typical pay (30% rule).

By apartment size

Silver Spring rent by bedroom count

Median rent for each apartment size in Silver Spring. Click any size for full breakdown.

Local insights

Tips for renters in Silver Spring

About renting in Silver Spring, MD

Last updated: October 17, 2026

The median rent in Silver Spring is $1,969/mo as of October 2026. A studio apartment averages $1,592/mo while a 2-bedroom runs $1,832/mo. One-bedroom apartments average $1,627/mo and 3-bedroom units go for $2,292/mo.

At 24% of local median household income ($99,860/yr), Silver Spring ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Silver Spring?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (about $38/hour full-time) to afford the median rent of $1,969/mo in Silver Spring. The local median household income is $99,860/yr, so the typical household meets that bar.

Is rent going up or down in Silver Spring?

Rent in Silver Spring has been roughly flat over the past year as of September 2026, a -0.1% change. It sits 0.8% below its high of $1,985 in July 2025.

When is the cheapest time to rent in Silver Spring?

Asking rents in Silver Spring are usually lowest in January, about 0.8% below their yearly trend, and highest in August, about 0.8% above it. At today's median that is a gap of roughly $32 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Silver Spring?

No. From 2019 to 2024, rent in Silver Spring rose 18.8% while median household income rose 19.2%, from $83,782 to $99,860. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Silver Spring neighborhoods have the lowest rent?

The most affordable ZIP codes in Silver Spring are 20903 ($1,786/mo), 20904 ($1,946/mo), and 20910 ($1,957/mo). Citywide, the median rent is $1,969/mo.

How does Silver Spring rent compare to other cities in Maryland?

Silver Spring is in the middle among Maryland cities for rent, ranking #46 of 93 tracked cities at $1,969/mo. Over the year to September 2026, rent in Silver Spring changed -0.1%, against a typical +2.4% across the 81 Maryland cities Zillow tracks.

Which nearby cities are cheaper to rent in than Silver Spring?

Nearby cities with lower median rent than Silver Spring ($1,969/mo) include Takoma Park ($1,607/mo), Chillum ($1,779/mo), and Hyattsville ($1,936/mo).
Income Affordability
24%
VERY AFFORDABLE

At $1,969/mo, rent takes ~24% of Silver Spring's median household income ($99,860/yr). The standard benchmark is 30%.

Silver Spring 24%Benchmark 30%
State income tax2–5.75%
Run the Silver Spring affordability calculator →
Lowest-rent ZIP codes in Silver Spring
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Silver Spring, MD

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