ZIP Code · MD

ZIP 20910

Pop. 45,943·Montgomery County·73rd most expensive ZIP in Maryland
Median rent (all units)
$1,957/mo
Year-over-Year
-1.8%
Month-over-Month
+0.3%
vs US Median
+$25
Reported rents
Stable (Monthly)
Be the first to discuss 20910 rents ↓
Most AffordableMost Expensive
ZIP 20910 · $1,957
More expensive than 59% of US ZIP codes · National median $1,932/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,573
1 BR
$1,622
2 BR
$1,812
3 BR
$2,289
4 BR+
$2,689
Research median
$1,812/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 20910 usually run 1.3% below trend in December and 1.3% above it in July, about $51 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 20910 is 2.6% below its high of $2,010 in April 2025, at $1,957 as of September 2026.

Past year vs. the rest of Maryland

Rent in ZIP 20910 changed -1.8% over the year to September 2026. Across the 124 Maryland ZIP codes Zillow tracks, the typical change was +2.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 20910 rose 13.4% while median household income rose 24.4% ($90,122 to $112,134). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 20910 is 10.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($112,134) is $2,803 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,580); a 3-bedroom is $3,260.

Rank in Silver Spring

3rd cheapest of 6 ZIP codes in Silver Spring.

Cheaper nearby

ZIP 20912, 2 miles away, rents for 18% less ($1,601/mo), about $4,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 20910. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,484/yr
At $1,957/mo median
Location
StateMD
CountyMontgomery County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-1.8% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 20910 (Silver Spring, MD) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 73.6% of residents hold a bachelor's degree or higher.

Population
45,943
Median income
$112,134
Median age
35.4
Renters
64.5%
Age distribution
17.1%
32.2%
27.6%
13.3%
Under 1817.1%
18–3432.2%
35–5427.6%
55–649.9%
65+13.3%
Gender
47.6%
52.4%
Male47.6%
Female52.4%
Race & ethnicity
43.9%
30.7%
12.1%
White43.9%
Black30.7%
Hispanic12.1%
Asian7.9%
Other5.4%
Education (25+)
13.4%
73.6%
No HS diploma3.7%
HS diploma9.3%
Some college13.4%
Bachelor's+73.6%
Housing tenure
35.5%
64.5%
Owner35.5%
Renter64.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 20910 in Silver Spring, MD has changed in 5 years

Rent
$1,685 → $1,957
up 16.1%
Income
$101,124 → $112,134
up 10.9%
Population
44,812 → 45,943
up 2.5%
Renter share
65.2% → 64.5%
-0.7 pts
Bachelor's+
73.9% → 73.6%
-0.3 pts

The median rent in ZIP 20910 in Silver Spring, MD stood at $1,685 in 2021 and currently runs about $1,957, reflecting a 16.1% increase over the period. Median household income rose from $101,124 to $112,134 between 2021 and 2024, a 10.9% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 2.5% since 2021, moving from about 44,812 residents to roughly 45,943. Taken together, the five-year picture in ZIP 20910 in Silver Spring, MD reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about ZIP 20910

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 20910

About renting in ZIP 20910

Last updated: October 17, 2026

ZIP code 20910 covers Silver Spring, MD. The median rent here is $1,957/mo as of October 2026. A 1-bedroom rents for a median of $1,622/mo. A 2-bedroom rents for a median of $1,812/mo.

At 21% of local median household income ($112,134/yr), ZIP 20910 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 20910?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (about $38/hour full-time) to afford the median rent of $1,957/mo in ZIP 20910. The local median household income is $112,134/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 20910?

Rent in ZIP 20910 has fallen 1.8% over the past year as of September 2026. It sits 2.6% below its high of $2,010 in April 2025.

When is the cheapest time to rent in ZIP 20910?

Asking rents in ZIP 20910 are usually lowest in December, about 1.3% below their yearly trend, and highest in July, about 1.3% above it. At today's median that is a gap of roughly $51 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 20910?

No. From 2019 to 2024, rent in ZIP 20910 rose 13.4% while median household income rose 24.4%, from $90,122 to $112,134. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 20910 compare to other ZIPs in Maryland?

ZIP 20910 is in the middle among Maryland ZIP codes for rent, ranking #73 of 140 at $1,957/mo. Over the year to September 2026, rent in ZIP 20910 changed -1.8%, against a typical +2.6% across the 124 Maryland ZIP codes Zillow tracks.

How does ZIP 20910 compare to the rest of Silver Spring?

At $1,957/mo, ZIP 20910 is $12 below the Silver Spring citywide median of $1,969/mo. It is the 3rd cheapest of 6 ZIP codes in Silver Spring.
Income Affordability
21%
VERY AFFORDABLE

At $1,957/mo, rent takes ~21% of ZIP 20910's median household income ($112,134/yr). The standard benchmark is 30%.

ZIP 20910 21%Benchmark 30%
State income tax2–5.75%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 20910 (Silver Spring, MD)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.