City Report · MO

Jefferson City

Pop. 42,488·66th most expensive in Missouri·Jefferson City rents are up 28.6% over the past year
Median rent (all units)
$1,098/mo
Year-over-Year
+28.6%
Month-over-Month
+0.6%
vs US Median
-$867
Rising (Monthly)
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Most AffordableMost Expensive
Jefferson City · $1,098
More affordable than 95% of US cities · National median $1,965/mo
Rent Reality Score
19/100
Overheated
OverheatedFairGreat value

Rents are 15% above what Jefferson City's 10-year trend predicts — running hotter than its own history.

Actual rent
$1,098/mo
Expected by trend
$951/mo
The Rent Reality Score compares today's median rent to where Jefferson City's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$660
1 BR
$670
2 BR
$875
3 BR
$1,220
4 BR+
$1,295
Research median
$875/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$13,176/yr
At $1,098/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 28.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+28.6% YoY, +0.6% MoM), not inventory.
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Demographics

Who lives here

Jefferson City, MO is majority owner-occupied, 38.7% of residents hold a bachelor's degree or higher.

Population
42,488
Median income
$66,371
Median age
38.9
Renters
40.8%
Age distribution
19.9%
24.7%
26.4%
17.5%
Under 1819.9%
18–3424.7%
35–5426.4%
55–6411.6%
65+17.5%
Gender
51.1%
48.9%
Male51.1%
Female48.9%
Race & ethnicity
72.3%
16.1%
White72.3%
Black16.1%
Hispanic4%
Asian2.4%
Other5.1%
Education (25+)
29.1%
25%
38.7%
No HS diploma7.2%
HS diploma29.1%
Some college25%
Bachelor's+38.7%
Housing tenure
59.2%
40.8%
Owner59.2%
Renter40.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Jefferson City, MO has changed in 5 years

Rent
$795 → $1,098
up 38.1%
Income
$56,781 → $66,371
up 16.9%
Population
43,076 → 42,488
down 1.4%
Renter share
41.7% → 40.8%
-0.9 pts
Bachelor's+
34.3% → 38.7%
+4.4 pts
Median age
37.8 → 38.9
+1.1 yrs

Across the past five years, the going rent in Jefferson City, MO has shifted from $795 to $1,098, up 38.1% since 2023. Local incomes tracked alongside that move, going from a median of $56,781 in 2021 to $66,371 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Jefferson City, MO losing about 588 residents over the five-year window, down 1.4% on net. Bachelor's-degree-or-higher attainment moved from 34.3% to 38.7% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Jefferson City, MO market of 2023.

Community

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View Jefferson City rent history (2015–2026) →
Salary vs rent

Can you afford rent in Jefferson City on your salary?

At $1,098/mo, how Jefferson City rent compares to typical pay (30% rule).

By apartment size

Jefferson City rent by bedroom count

Median rent for each apartment size in Jefferson City. Click any size for full breakdown.

Local insights

Tips for renters in Jefferson City

About renting in Jefferson City, MO

Last updated: July 20, 2026

The median rent in Jefferson City is $1,098/mo as of July 2026. A studio apartment averages $660/mo while a 2-bedroom runs $875/mo. One-bedroom apartments average $670/mo and 3-bedroom units go for $1,220/mo.

At 20% of local median household income ($66,371/yr), Jefferson City ranks as affordable compared to the national benchmark of 30%. Rents have increased 28.6% over the past year.

FAQ

Frequently asked questions

Is Jefferson City an affordable city for renters?

Jefferson City is considered very affordable for renters. At $1,098/mo, rent takes approximately 20% of the local median household income ($66,371/yr). The standard benchmark is 30%. Jefferson City falls comfortably within that range.

How much income do you need to rent in Jefferson City?

To keep rent at or below 30% of gross income, you would need to earn at least $44,000/year (~$21/hour full-time) to afford the median rent of $1,098/mo in Jefferson City. The local median household income is $66,371/yr, meaning the typical Jefferson City household meets that threshold.

Is rent going up or down in Jefferson City?

Rent in Jefferson City has increased 28.6% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Jefferson City neighborhoods have the lowest rent?

The most affordable ZIP codes in Jefferson City are 65101 ($969/mo), and 65109 ($1,197/mo). Citywide, the median rent in Jefferson City is $1,098/mo.

How does Jefferson City rent compare to other cities in Missouri?

Jefferson City is one of the more affordable cities in Missouri for rent, ranking #66 out of 74 tracked cities at $1,098/mo.

Which nearby cities are cheaper to rent in than Jefferson City?

Several nearby cities have lower median rents than Jefferson City ($1,098/mo): Boonville ($863/mo), Fulton ($1,082/mo).

What percentage of Jefferson City residents rent vs. own?

According to Census data, approximately 40.8% of Jefferson City households are renters, while 59.2% are owner-occupied. Jefferson City leans toward homeownership, which can mean a smaller rental inventory.

How does Jefferson City rent compare to the national average?

Jefferson City's median rent of $1,098/mo is $867 (44%) below the US national median of $1,965/mo. Within Missouri, it ranks #66 out of 74 tracked cities.
Income Affordability
20%
VERY AFFORDABLE

At $1,098/mo, rent takes ~20% of Jefferson City's median household income ($66,371/yr). The standard benchmark is 30%.

Jefferson City 20%Benchmark 30%
State income tax2–4.7%
Run the Jefferson City affordability calculator →
Lowest-rent ZIP codes in Jefferson City
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Jefferson City, MO

Recent submissions

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