Can A Police Officer Afford Rent in Jefferson City, MO?

Comfortably affordable — rent takes 18.7% of gross income.

Jefferson City rent: July 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).

Jefferson City median rent
$1,105/mo
Police Officer salary (Missouri)
$71,088/yr
Rent as % of income
18.7%
Gross monthly income works out to about $5,924, and the 30% rule supports up to $1,777/mo in rent. Jefferson City's median rent of $1,105 leaves roughly $672/mo of headroom under that threshold. A police officer works roughly 32.3 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Missouri cities have lower median rent than Jefferson City, which improves the affordability math on a police officer salary:

Creve Coeur, MO
$1,103/mo (18.6% of income)
Waynesville, MO
$1,102/mo (18.6% of income)
Cape Girardeau, MO
$1,095/mo (18.5% of income)

Compare with full rent data for Jefferson City

View full rent data for Jefferson City, MO

Frequently asked questions

Can a police officer afford rent in Jefferson City, MO?

Median rent in Jefferson City is $1,105 a month. A typical police officer in Missouri earns about $71,088 a year, which makes that rent 18.7% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Jefferson City?

Using the 30% rule, a police officer salary in Missouri (~$71,088/yr) supports up to $1,777 a month in rent. Jefferson City's current median rent is $1,105/mo, which leaves a $672/mo buffer.

How many hours does a police officer work to cover rent in Jefferson City?

At an hourly equivalent of about $34 an hour, a police officer in Missouri works roughly 32.3 hours a month to cover Jefferson City's median rent of $1,105.

Where is rent cheaper than Jefferson City for a police officer?

Nearby Missouri cities with lower median rent include Creve Coeur ($1,103/mo), Waynesville ($1,102/mo), Cape Girardeau ($1,095/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Missouri state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Jefferson City, MO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.