City Report · MO

Lake Saint Louis

·5th most expensive in Missouri·Lake Saint Louis rents are up 5.8% over the past year
Median rent (all units)
$1,832/mo
Year-over-Year
+5.8%
Month-over-Month
+1.7%
vs US Median
-$100
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Lake Saint Louis · $1,832
More affordable than 51% of US cities · National median $1,932/mo
Affordability
31% of income
MODERATE
0%30% benchmark60%+

At $1,832/mo, rent takes about 31% of the US median household income, slightly above the 30% benchmark.

Income to afford
$73,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Lake Saint Louis's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,230
1 BR
$1,270
2 BR
$1,570
3 BR
$2,030
4 BR+
$2,330
Fair Market Rent (HUD)
$1,570/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,832 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Missouri

Rent in Lake Saint Louis changed +5.8% over the year to September 2026. Across the 60 Missouri cities Zillow tracks, the typical change was +4.4%.

Recent direction

Rent has risen 2 months in a row, and rose in 8 of the last 12 months.

Cheaper nearby

Saint Charles, 13 miles away, rents for 19% less ($1,485/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for Lake Saint Louis.

Annual cost
$21,984/yr
At $1,832/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.8% YoY, +1.7% MoM), not inventory.
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View Lake Saint Louis rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lake Saint Louis on your salary?

At $1,832/mo, how Lake Saint Louis rent compares to typical pay (30% rule).

By apartment size

Lake Saint Louis rent by bedroom count

Median rent for each apartment size in Lake Saint Louis. Click any size for full breakdown.

Local insights

Tips for renters in Lake Saint Louis

About renting in Lake Saint Louis, MO

Last updated: October 17, 2026

The median rent in Lake Saint Louis is $1,832/mo as of October 2026. A studio apartment averages $1,230/mo while a 2-bedroom runs $1,570/mo. One-bedroom apartments average $1,270/mo and 3-bedroom units go for $2,030/mo.

At 31% of estimated US median household income ($72,000/yr), Lake Saint Louis ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Lake Saint Louis?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (about $35/hour full-time) to afford the median rent of $1,832/mo in Lake Saint Louis.

Is rent going up or down in Lake Saint Louis?

Rent in Lake Saint Louis has risen 5.8% over the past year.

How does Lake Saint Louis rent compare to other cities in Missouri?

Lake Saint Louis is one of the pricier among Missouri cities for rent, ranking #5 of 76 tracked cities at $1,832/mo. Over the year to September 2026, rent in Lake Saint Louis changed +5.8%, against a typical +4.4% across the 60 Missouri cities Zillow tracks.

Which nearby cities are cheaper to rent in than Lake Saint Louis?

Nearby cities with lower median rent than Lake Saint Louis ($1,832/mo) include Saint Charles ($1,485/mo), Chesterfield ($1,680/mo), and Saint Peters ($1,687/mo).
Income Affordability
31%
MODERATE

At $1,832/mo, rent takes ~31% of US median household income ($72,000/yr). The standard benchmark is 30%.

Lake Saint Louis 31%Benchmark 30%
State income tax2–4.7%
Run the Lake Saint Louis affordability calculator →
Lowest-rent ZIP codes in Lake Saint Louis
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lake Saint Louis, MO

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