City Report · MO

O Fallon

Pop. 93,801·8th most expensive in Missouri·Rental market data updated monthly for O Fallon, MO
Median rent (all units)
$1,804/mo
Year-over-Year
-1.2%
Month-over-Month
-2.3%
vs US Median
-$158
Falling (Monthly)
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Most AffordableMost Expensive
O Fallon · $1,804
More affordable than 54% of US cities · National median $1,962/mo
Rent Reality Score
65/100
Good value
OverheatedFairGreat value

Rents are 8% below what O Fallon's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,804/mo
Expected by trend
$1,955/mo
The Rent Reality Score compares today's median rent to where O Fallon's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,135
1 BR
$1,180
2 BR
$1,455
3 BR
$1,880
4 BR+
$2,165
Fair Market Rent (HUD)
$1,455/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,804 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$21,648/yr
At $1,804/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 1.2% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-1.2% YoY, -2.3% MoM), not inventory.
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Demographics

Who lives here

O Fallon, MO is majority owner-occupied, 43.3% of residents hold a bachelor's degree or higher.

Population
93,801
Median age
38.4
Renters
19%
Age distribution
24.2%
20.7%
28.5%
12.2%
14.5%
Under 1824.2%
18–3420.7%
35–5428.5%
55–6412.2%
65+14.5%
Gender
48.8%
51.2%
Male48.8%
Female51.2%
Race & ethnicity
81%
White81%
Black5.3%
Hispanic5.5%
Asian4.9%
Other3.3%
Education (25+)
23.2%
29%
43.3%
No HS diploma4.6%
HS diploma23.2%
Some college29%
Bachelor's+43.3%
Housing tenure
81%
19%
Owner81%
Renter19%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How O Fallon, MO has changed in 5 years

Rent
$1,375 → $1,804
up 31.2%
Population
90,802 → 93,801
up 3.3%
Renter share
18% → 19%
+1.0 pts
Bachelor's+
43.3% → 43.3%
+0.0 pts
Median age
37.2 → 38.4
+1.2 yrs

Rent in O Fallon, MO has climbed 31.2% since 2021, going from about $1,375 per month to roughly $1,804 today. Headcount in the area went from 90,802 to 93,801 between 2021 and 2024, a 3.3% change. Reading these numbers side by side helps frame whether current listings in O Fallon, MO look reasonable against where the market sat half a decade ago.

Community

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View O Fallon rent history (2015–2026) →
Salary vs rent

Can you afford rent in O Fallon on your salary?

At $1,804/mo, how O Fallon rent compares to typical pay (30% rule).

By apartment size

O Fallon rent by bedroom count

Median rent for each apartment size in O Fallon. Click any size for full breakdown.

Local insights

Tips for renters in O Fallon

About renting in O Fallon, MO

Last updated: August 17, 2026

The median rent in O Fallon is $1,804/mo as of August 2026. A studio apartment averages $1,135/mo while a 2-bedroom runs $1,455/mo. One-bedroom apartments average $1,180/mo and 3-bedroom units go for $1,880/mo.

At 30% of estimated US median household income ($72,000/yr), O Fallon ranks as moderate compared to the national benchmark of 30%. Rents have decreased 1.2% over the past year.

FAQ

Frequently asked questions

Is O Fallon an affordable city for renters?

O Fallon is considered moderate for renters. At $1,804/mo, rent takes approximately 30% of the US median household income ($72,000/yr). The standard benchmark is 30%. O Fallon slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in O Fallon?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (~$35/hour full-time) to afford the median rent of $1,804/mo in O Fallon.

Is rent going up or down in O Fallon?

Rent in O Fallon has decreased 1.2% over the past year as of August 2026, offering some relief compared to 12 months ago.

Which O Fallon neighborhoods have the lowest rent?

The most affordable ZIP codes in O Fallon are 63366 ($1,683/mo), and 63368 ($1,841/mo). Citywide, the median rent in O Fallon is $1,804/mo.

How does O Fallon rent compare to other cities in Missouri?

O Fallon is one of the pricier cities in Missouri for rent, ranking #8 out of 79 tracked cities at $1,804/mo.

Which nearby cities are cheaper to rent in than O Fallon?

Several nearby cities have lower median rents than O Fallon ($1,804/mo): Saint Charles ($1,537/mo), Lake Saint Louis ($1,671/mo), Saint Peters ($1,694/mo).

What percentage of O Fallon residents rent vs. own?

According to Census data, approximately 19% of O Fallon households are renters, while 81% are owner-occupied. O Fallon leans toward homeownership, which can mean a smaller rental inventory.

How does O Fallon rent compare to the national average?

O Fallon's median rent of $1,804/mo is $158 (8%) below the US national median of $1,962/mo. Within Missouri, it ranks #8 out of 79 tracked cities.
Income Affordability
30%
MODERATE

At $1,804/mo, rent takes ~30% of US median household income ($72,000/yr). The standard benchmark is 30%.

O Fallon 30%Benchmark 30%
State income tax2–4.7%
Run the O Fallon affordability calculator →
Lowest-rent ZIP codes in O Fallon
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near O Fallon, MO

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