City Report · NC

Jacksonville

Pop. 71,279·106th most expensive in North Carolina·One of the most affordable rental markets in the US
Median rent (all units)
$1,421/mo
Year-over-Year
+4.3%
Month-over-Month
+0.6%
vs US Median
-$511
Reported rents
Rising (Monthly)
Be the first to discuss Jacksonville rents ↓
Most AffordableMost Expensive
Jacksonville · $1,421
More affordable than 81% of US cities · National median $1,932/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Jacksonville's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,421/mo
Expected by trend
$1,480/mo
The Rent Reality Score compares today's median rent to where Jacksonville's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$845
1 BR
$930
2 BR
$1,150
3 BR
$1,620
4 BR+
$1,950
Fair Market Rent (HUD)
$1,150/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,421 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Jacksonville usually run 0.7% below trend in December and 0.6% above it in May, about $18 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Jacksonville is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of North Carolina

Rent in Jacksonville changed +4.3% over the year to September 2026. Across the 94 North Carolina cities Zillow tracks, the typical change was +2.9%.

Rent vs. income since 2019

From 2019 to 2024, rent in Jacksonville rose 48.2% while median household income rose 28.3% ($44,956 to $57,697). Rent outpaced income.

Since before the pandemic

Rent in Jacksonville is 59.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 5 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($57,697) is $1,442 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,150); a 3-bedroom is $1,620.

From Zillow's monthly rent index (ZORI) for Jacksonville. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,052/yr
At $1,421/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.3% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.3% YoY, +0.6% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Jacksonville, NC is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 26.3% of residents hold a bachelor's degree or higher.

Population
71,279
Median income
$57,697
Median age
23.4
Renters
61.3%
Age distribution
19.2%
53.1%
14.3%
Under 1819.2%
18–3453.1%
35–5414.3%
55–645.6%
65+7.8%
Gender
62%
38%
Male62%
Female38%
Race & ethnicity
59.7%
15.3%
19.9%
White59.7%
Black15.3%
Hispanic19.9%
Asian2.6%
Other2.4%
Education (25+)
28.8%
38.5%
26.3%
No HS diploma6.4%
HS diploma28.8%
Some college38.5%
Bachelor's+26.3%
Housing tenure
38.7%
61.3%
Owner38.7%
Renter61.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Jacksonville, NC has changed in 5 years

Rent
$967 → $1,421
up 46.9%
Income
$47,483 → $57,697
up 21.5%
Population
73,224 → 71,279
down 2.7%
Renter share
65.3% → 61.3%
-4.0 pts
Bachelor's+
25.9% → 26.3%
+0.4 pts

Five years ago, renters in Jacksonville, NC paid around $967 a month. That figure now sits near $1,421, up 46.9% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $47,483 in 2021 to $57,697 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Jacksonville, NC losing about 1,945 residents over the five-year window, down 2.7% on net. The renter share has eased from 65.3% to 61.3%, with owner-occupied housing accounting for the remainder. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Jacksonville, NC market of 2021.

Community

Discussions about Jacksonville

No discussions yet. Start the conversation.

View Jacksonville rent history (2015–2026) →
Salary vs rent

Can you afford rent in Jacksonville on your salary?

At $1,421/mo, how Jacksonville rent compares to typical pay (30% rule).

By apartment size

Jacksonville rent by bedroom count

Median rent for each apartment size in Jacksonville. Click any size for full breakdown.

Local insights

Tips for renters in Jacksonville

About renting in Jacksonville, NC

Last updated: October 17, 2026

The median rent in Jacksonville is $1,421/mo as of October 2026. A studio apartment averages $845/mo while a 2-bedroom runs $1,150/mo. One-bedroom apartments average $930/mo and 3-bedroom units go for $1,620/mo.

At 30% of local median household income ($57,697/yr), Jacksonville ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Jacksonville?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,421/mo in Jacksonville. The local median household income is $57,697/yr, so the typical household meets that bar.

Is rent going up or down in Jacksonville?

Rent in Jacksonville has risen 4.3% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in Jacksonville?

Asking rents in Jacksonville are usually lowest in December, about 0.7% below their yearly trend, and highest in May, about 0.6% above it. At today's median that is a gap of roughly $18 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Jacksonville?

Yes. From 2019 to 2024, rent in Jacksonville rose 48.2% while median household income rose 28.3%, from $44,956 to $57,697. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Jacksonville neighborhoods have the lowest rent?

The most affordable ZIP codes in Jacksonville are 28540 ($1,397/mo), and 28546 ($1,462/mo). Citywide, the median rent is $1,421/mo.

How does Jacksonville rent compare to other cities in North Carolina?

Jacksonville is one of the more affordable among North Carolina cities for rent, ranking #106 of 129 tracked cities at $1,421/mo. Over the year to September 2026, rent in Jacksonville changed +4.3%, against a typical +2.9% across the 94 North Carolina cities Zillow tracks.

Which nearby cities are cheaper to rent in than Jacksonville?

Nearby cities with lower median rent than Jacksonville ($1,421/mo) include Midway Park ($1,396/mo).
Income Affordability
30%
MODERATE

At $1,421/mo, rent takes ~30% of Jacksonville's median household income ($57,697/yr). The standard benchmark is 30%.

Jacksonville 30%Benchmark 30%
State income tax4.5%
Run the Jacksonville affordability calculator →
Lowest-rent ZIP codes in Jacksonville
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Jacksonville, NC

Recent submissions

Be the first to submit your rent for Jacksonville.

Recent discussions

No discussions yet.