3-Bedroom Rent · September 2026

3-Bedroom Apartment Rent in Murphy, NC

$1,300/mo

Median asking rent for a 3-bedroom apartment in Murphy, North Carolina as of September 2026. That's +18% lower than the citywide median of $1,583 and +39% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,300
September 2026
vs city overall
-18%
$1,583 city median
vs national
-39%
$2,130 US median
North Carolina rank
#9
of 125 cities

Income needed for a 3-bedroom in Murphy

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$52,000
Monthly gross
$4,333
Hourly (full-time)
$25.00

Rent by apartment size in Murphy

Compare Murphy's median rent across every apartment size.

Studio
$710
1-Bedroom
$750
2-Bedroom
$930
3-Bedroom (current)
$1,300
4+ Bedroom
$1,460

Cheapest cities for a 3-bedroom in North Carolina

#City3-Bedroom rent
1Bessemer City$1,155
2Calabash$1,172
3Lumberton$1,180
4Marion$1,190
5Henderson$1,240
6Lenoir$1,260
7Waynesville$1,285
8Lexington$1,295
9Murphy (this page)$1,300
10Shelby$1,300
11Gibsonville$1,319
12Aberdeen$1,340
13Archdale$1,350
14Asheboro$1,350
15Sylva$1,350

Most expensive cities for a 3-bedroom in North Carolina

#City3-Bedroom rent
1Harrisburg$3,380
2Holly Springs$2,690
3Waxhaw$2,640
4Apex$2,620
5Davidson$2,570
6Cornelius$2,500
7Cary$2,415
8Mooresville$2,390
9Pinehurst$2,380
10Fuquay Varina$2,330
11Durham$2,280
12Arden$2,260
13Wake Forest$2,230
14Asheville$2,212
15Carolina Beach$2,210

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 2 of these cities have cheaper 3-bedroom rents than Murphy.

CityDistance3-Bedroom rentvs Murphy
Ellijay, GA37.9 mi$1,170$-130 (-10%)
Dahlonega, GA37.9 mi$1,460+$160 (+12%)
Athens, TN41.9 mi$1,180$-120 (-9%)
Maryville, TN43 mi$1,897+$597 (+46%)
Dawsonville, GA46.2 mi$1,970+$670 (+52%)
Chatsworth, GA47.7 mi$1,360+$60 (+5%)
Lenoir City, TN48 mi$2,270+$970 (+75%)
Alcoa, TN48.8 mi$1,940+$640 (+49%)
Farragut, TN52.6 mi$2,980+$1,680 (+129%)
Ball Ground, GA54.6 mi$1,710+$410 (+32%)
Seymour, TN58.8 mi$1,750+$450 (+35%)
Cumming, GA59.6 mi$2,580+$1,280 (+98%)

3-Bedroom rent in Murphy — common questions

How much is a 3-bedroom apartment in Murphy?

As of September 2026, the median 3-bedroom apartment rent in Murphy, North Carolina is $1,300 per month. This is +18% below the citywide median of $1,583.

What income do you need to afford a 3-bedroom in Murphy?

Using the standard 30% rent-to-income rule, you would need an annual income of about $52,000 ($4,333/month gross), which works out to roughly $25.00/hour at a full-time job.

Is Murphy expensive for a 3-bedroom compared to the rest of the US?

Murphy's 3-bedroom median of $1,300 is +39% below the national 3-bedroom median of $2,130. It ranks in the 6th percentile of US cities tracked.

How does Murphy rank for 3-bedroom rent in North Carolina?

Among the 125 cities in North Carolina with 3-bedroom data, Murphy ranks #9 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Murphy?

Yes — nearby cities with cheaper 3-bedroom rents include Ellijay ($1,170), Athens ($1,180).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Murphy, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (September 2026) and exclude cities with median rent below $400 or above $20,000.