3-Bedroom Rent · March 2026

3-Bedroom Apartment Rent in Murphy, NC

$1,300/mo

Median asking rent for a 3-bedroom apartment in Murphy, North Carolina as of March 2026. That's +19% lower than the citywide median of $1,600 and +39% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,300
March 2026
vs city overall
-19%
$1,600 city median
vs national
-39%
$2,130 US median
North Carolina rank
#13
of 138 cities

Income needed for a 3-bedroom in Murphy

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$52,000
Monthly gross
$4,333
Hourly (full-time)
$25.00

Rent by apartment size in Murphy

Compare Murphy's median rent across every apartment size.

Studio
$710
1-Bedroom
$750
2-Bedroom
$930
3-Bedroom (current)
$1,300
4+ Bedroom
$1,460

Cheapest cities for a 3-bedroom in North Carolina

#City3-Bedroom rent
1Elon$739
2Archdale$1,039
3Asheboro$1,073
4Navassa$1,104
5Bessemer City$1,155
6Calabash$1,172
7Lumberton$1,180
8Marion$1,190
9Henderson$1,240
10Lenoir$1,260
11Waynesville$1,285
12Lexington$1,295
13Murphy (this page)$1,300
14Shelby$1,300
15Conover$1,310

Most expensive cities for a 3-bedroom in North Carolina

#City3-Bedroom rent
1Holly Springs$2,690
2Harrisburg$2,641
3Waxhaw$2,640
4Apex$2,620
5Chapel Hill$2,600
6Mooresville$2,390
7Pinehurst$2,380
8Mint Hill$2,340
9Fuquay Varina$2,330
10Carrboro$2,330
11Durham$2,280
12Vass$2,260
13Arden$2,260
14Wake Forest$2,230
15Asheville$2,212

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 2 of these cities have cheaper 3-bedroom rents than Murphy.

CityDistance3-Bedroom rentvs Murphy
Ellijay, GA37.9 mi$1,170$-130 (-10%)
Dahlonega, GA37.9 mi$1,460+$160 (+12%)
Athens, TN41.9 mi$1,180$-120 (-9%)
Maryville, TN43 mi$1,897+$597 (+46%)
Dawsonville, GA46.2 mi$1,970+$670 (+52%)
Chatsworth, GA47.7 mi$1,360+$60 (+5%)
Lenoir City, TN48 mi$2,270+$970 (+75%)
Alcoa, TN48.8 mi$1,940+$640 (+49%)
Louisville, TN50.5 mi$1,530+$230 (+18%)
Farragut, TN52.6 mi$2,980+$1,680 (+129%)
Ball Ground, GA54.6 mi$1,710+$410 (+32%)
Kingston, TN55.4 mi$1,430+$130 (+10%)

3-Bedroom rent in Murphy — common questions

How much is a 3-bedroom apartment in Murphy?

As of March 2026, the median 3-bedroom apartment rent in Murphy, North Carolina is $1,300 per month. This is +19% below the citywide median of $1,600.

What income do you need to afford a 3-bedroom in Murphy?

Using the standard 30% rent-to-income rule, you would need an annual income of about $52,000 ($4,333/month gross), which works out to roughly $25.00/hour at a full-time job.

Is Murphy expensive for a 3-bedroom compared to the rest of the US?

Murphy's 3-bedroom median of $1,300 is +39% below the national 3-bedroom median of $2,130. It ranks in the 7th percentile of US cities tracked.

How does Murphy rank for 3-bedroom rent in North Carolina?

Among the 138 cities in North Carolina with 3-bedroom data, Murphy ranks #13 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Murphy?

Yes — nearby cities with cheaper 3-bedroom rents include Ellijay ($1,170), Athens ($1,180).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Murphy, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (March 2026) and exclude cities with median rent below $400 or above $20,000.