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City Report · NJ

Atlantic Highlands

Pop. 4,410·59th most expensive in New Jersey·One of the pricier rental markets in the US
Median rent (all units)
$2,856/mo
Year-over-Year
Stable
Month-over-Month
+6.3%
vs US Median
+$894
Rising (Monthly)
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Most AffordableMost Expensive
Atlantic Highlands · $2,856
More expensive than 88% of US cities · National median $1,962/mo
Affordability
27% of income
AFFORDABLE
0%30% benchmark60%+

At $2,856/mo, rent takes about 27% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$114,000/yr
Local median income
$126,080/yr
Based on the 30%-of-income rule using Atlantic Highlands's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,460
1 BR
$1,640
2 BR
$2,020
3 BR
$2,690
4 BR+
$2,990
Fair Market Rent (HUD)
$2,020/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,856 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$34,272/yr
At $2,856/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +6.3% MoM), not inventory.
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Demographics

Who lives here

Atlantic Highlands, NJ is majority owner-occupied, has a large retiree population, has a median income above the national average, 53.9% of residents hold a bachelor's degree or higher.

Population
4,410
Median income
$126,080
Median age
47.9
Renters
29.3%
Age distribution
19.8%
14.1%
26.5%
13.3%
26.3%
Under 1819.8%
18–3414.1%
35–5426.5%
55–6413.3%
65+26.3%
Gender
47.3%
52.7%
Male47.3%
Female52.7%
Race & ethnicity
89.6%
White89.6%
Black0.6%
Hispanic5.8%
Asian1%
Other2.9%
Education (25+)
21.5%
22.4%
53.9%
No HS diploma2.2%
HS diploma21.5%
Some college22.4%
Bachelor's+53.9%
Housing tenure
70.7%
29.3%
Owner70.7%
Renter29.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Atlantic Highlands, NJ has changed in 5 years

Income
$109,880 → $126,080
up 14.7%
Population
4,414 → 4,410
down 0.1%
Renter share
28.2% → 29.3%
+1.1 pts
Bachelor's+
53.3% → 53.9%
+0.6 pts

Median household income grew from $109,880 to $126,080 between 2021 and 2024, a 14.7% shift.

Community

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View Atlantic Highlands rent history (2015–2026) →
Salary vs rent

Can you afford rent in Atlantic Highlands on your salary?

At $2,856/mo, how Atlantic Highlands rent compares to typical pay (30% rule).

By apartment size

Atlantic Highlands rent by bedroom count

Median rent for each apartment size in Atlantic Highlands. Click any size for full breakdown.

Local insights

Tips for renters in Atlantic Highlands

About renting in Atlantic Highlands, NJ

Last updated: August 17, 2026

The median rent in Atlantic Highlands is $2,856/mo as of August 2026. A studio apartment averages $1,460/mo while a 2-bedroom runs $2,020/mo. One-bedroom apartments average $1,640/mo and 3-bedroom units go for $2,690/mo.

At 27% of local median household income ($126,080/yr), Atlantic Highlands ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Atlantic Highlands an affordable city for renters?

Atlantic Highlands is considered affordable for renters. At $2,856/mo, rent takes approximately 27% of the local median household income ($126,080/yr). The standard benchmark is 30%. Atlantic Highlands falls comfortably within that range.

How much income do you need to rent in Atlantic Highlands?

To keep rent at or below 30% of gross income, you would need to earn at least $114,000/year (~$55/hour full-time) to afford the median rent of $2,856/mo in Atlantic Highlands. The local median household income is $126,080/yr, meaning the typical Atlantic Highlands household meets that threshold.

Is rent going up or down in Atlantic Highlands?

Rent in Atlantic Highlands has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Atlantic Highlands rent compare to other cities in New Jersey?

Atlantic Highlands is one of the pricier cities in New Jersey for rent, ranking #59 out of 183 tracked cities at $2,856/mo.

Which nearby cities are cheaper to rent in than Atlantic Highlands?

Eatontown is nearby and more affordable at $2,199/mo, which is $657 less than Atlantic Highlands.

What percentage of Atlantic Highlands residents rent vs. own?

According to Census data, approximately 29.3% of Atlantic Highlands households are renters, while 70.7% are owner-occupied. Atlantic Highlands leans toward homeownership, which can mean a smaller rental inventory.

How does Atlantic Highlands rent compare to the national average?

Atlantic Highlands's median rent of $2,856/mo is $894 (46%) above the US national median of $1,962/mo. Within New Jersey, it ranks #59 out of 183 tracked cities.
Income Affordability
27%
AFFORDABLE

At $2,856/mo, rent takes ~27% of Atlantic Highlands's median household income ($126,080/yr). The standard benchmark is 30%.

Atlantic Highlands 27%Benchmark 30%
State income tax1.4–10.75%
Run the Atlantic Highlands affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Atlantic Highlands, NJ

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