At $3,206/mo, rent takes about 26% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,206 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
What the numbers show
30% of the median household income ($150,188) is $3,755 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($3,480); a 4-bedroom is $3,870.
From Zillow's monthly rent index (ZORI) for Monmouth Beach. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Is your rent fair?
Compare your rent to the local median.
Who lives here
Monmouth Beach, NJ is majority owner-occupied, has a large retiree population, has a median income above the national average, 67.6% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Monmouth Beach, NJ has changed in 5 years
On the earnings side, the typical household in Monmouth Beach, NJ now reports about $150,188, up from $131,250 in 2021. About 15.6% of households rent today, against 22.5% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 65.6% to 67.6%.
Discussions about Monmouth Beach
No discussions yet. Start the conversation.
Can you afford rent in Monmouth Beach on your salary?
At $3,206/mo, how Monmouth Beach rent compares to typical pay (30% rule).
Monmouth Beach rent by bedroom count
Median rent for each apartment size in Monmouth Beach. Click any size for full breakdown.
Tips for renters in Monmouth Beach
Last updated: August 17, 2026
The median rent in Monmouth Beach is $3,206/mo as of August 2026. A studio apartment averages $1,890/mo while a 2-bedroom runs $2,610/mo. One-bedroom apartments average $2,120/mo and 3-bedroom units go for $3,480/mo.
At 26% of local median household income ($150,188/yr), Monmouth Beach ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.
Frequently asked questions
How much income do you need to rent in Monmouth Beach?
Is rent going up or down in Monmouth Beach?
How does Monmouth Beach rent compare to other cities in New Jersey?
Which nearby cities are cheaper to rent in than Monmouth Beach?
At $3,206/mo, rent takes ~26% of Monmouth Beach's median household income ($150,188/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Estimated from ZIP-level data
Be the first to submit your rent for Monmouth Beach.
No discussions yet.