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City Report · NJ

Monmouth Beach

Pop. 3,207·36th most expensive in New Jersey·Rents have been falling, good time to negotiate
Median rent (all units)
$3,042/mo
Year-over-Year
Stable
Month-over-Month
-14.1%
vs US Median
+$1,077
Falling (Monthly)
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Most AffordableMost Expensive
Monmouth Beach · $3,042
More expensive than 91% of US cities · National median $1,965/mo
Affordability
24% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $3,042/mo, rent takes about 24% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$122,000/yr
Local median income
$150,188/yr
Based on the 30%-of-income rule using Monmouth Beach's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,890
1 BR
$2,120
2 BR
$2,610
3 BR
$3,480
4 BR+
$3,870
Research median
$2,610/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$36,504/yr
At $3,042/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -14.1% MoM), not inventory.
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Demographics

Who lives here

Monmouth Beach, NJ is majority owner-occupied, has a large retiree population, has a median income above the national average, 67.6% of residents hold a bachelor's degree or higher.

Population
3,207
Median income
$150,188
Median age
58.5
Renters
15.6%
Age distribution
16.4%
16.5%
26.2%
31.2%
Under 189.7%
18–3416.4%
35–5416.5%
55–6426.2%
65+31.2%
Gender
48.1%
51.9%
Male48.1%
Female51.9%
Race & ethnicity
88.5%
White88.5%
Black0.6%
Hispanic7.4%
Asian3.4%
Education (25+)
18.6%
67.6%
No HS diploma2.4%
HS diploma11.4%
Some college18.6%
Bachelor's+67.6%
Housing tenure
84.4%
15.6%
Owner84.4%
Renter15.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Monmouth Beach, NJ has changed in 5 years

Income
$131,250 → $150,188
up 14.4%
Population
3,197 → 3,207
up 0.3%
Renter share
22.5% → 15.6%
-6.9 pts
Bachelor's+
65.6% → 67.6%
+2.0 pts
Median age
56.9 → 58.5
+1.6 yrs

On the earnings side, the typical household in Monmouth Beach, NJ now reports about $150,188, up from $131,250 in 2021. About 15.6% of households rent today, against 22.5% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 65.6% to 67.6%.

Community

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View Monmouth Beach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Monmouth Beach on your salary?

At $3,042/mo, how Monmouth Beach rent compares to typical pay (30% rule).

By apartment size

Monmouth Beach rent by bedroom count

Median rent for each apartment size in Monmouth Beach. Click any size for full breakdown.

Local insights

Tips for renters in Monmouth Beach

About renting in Monmouth Beach, NJ

Last updated: July 20, 2026

The median rent in Monmouth Beach is $3,042/mo as of July 2026. A studio apartment averages $1,890/mo while a 2-bedroom runs $2,610/mo. One-bedroom apartments average $2,120/mo and 3-bedroom units go for $3,480/mo.

At 24% of local median household income ($150,188/yr), Monmouth Beach ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Monmouth Beach an affordable city for renters?

Monmouth Beach is considered very affordable for renters. At $3,042/mo, rent takes approximately 24% of the local median household income ($150,188/yr). The standard benchmark is 30%. Monmouth Beach falls comfortably within that range.

How much income do you need to rent in Monmouth Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $122,000/year (~$59/hour full-time) to afford the median rent of $3,042/mo in Monmouth Beach. The local median household income is $150,188/yr, meaning the typical Monmouth Beach household meets that threshold.

Is rent going up or down in Monmouth Beach?

Rent in Monmouth Beach has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Monmouth Beach rent compare to other cities in New Jersey?

Monmouth Beach is one of the pricier cities in New Jersey for rent, ranking #36 out of 180 tracked cities at $3,042/mo.

Which nearby cities are cheaper to rent in than Monmouth Beach?

Several nearby cities have lower median rents than Monmouth Beach ($3,042/mo): Atlantic Highlands ($2,686/mo), Long Branch ($2,753/mo), Highlands ($2,933/mo).

What percentage of Monmouth Beach residents rent vs. own?

According to Census data, approximately 15.6% of Monmouth Beach households are renters, while 84.4% are owner-occupied. Monmouth Beach leans toward homeownership, which can mean a smaller rental inventory.

How does Monmouth Beach rent compare to the national average?

Monmouth Beach's median rent of $3,042/mo is $1,077 (55%) above the US national median of $1,965/mo. Within New Jersey, it ranks #36 out of 180 tracked cities.
Income Affordability
24%
VERY AFFORDABLE

At $3,042/mo, rent takes ~24% of Monmouth Beach's median household income ($150,188/yr). The standard benchmark is 30%.

Monmouth Beach 24%Benchmark 30%
State income tax1.4–10.75%
Run the Monmouth Beach affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Monmouth Beach, NJ

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