City Report · NY

Hamburg

Pop. 9,792·111th most expensive in New York·One of the most affordable rental markets in the US
Median rent (all units)
$1,315/mo
Year-over-Year
+3.9%
Month-over-Month
-3.6%
vs US Median
-$647
Falling (Monthly)
Be the first to discuss Hamburg rents
Most AffordableMost Expensive
Hamburg · $1,315
More affordable than 87% of US cities · National median $1,962/mo
Rent Reality Score
57/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Hamburg's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,315/mo
Expected by trend
$1,366/mo
The Rent Reality Score compares today's median rent to where Hamburg's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,060
1 BR
$1,100
2 BR
$1,290
3 BR
$1,580
4 BR+
$1,780
Fair Market Rent (HUD)
$1,290/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,315 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: August 17, 2026

Annual cost
$15,780/yr
At $1,315/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (up only 3.9% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+3.9% YoY, -3.6% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Hamburg, NY is majority owner-occupied, has a large retiree population, has a median income above the national average, 50.6% of residents hold a bachelor's degree or higher.

Population
9,792
Median income
$112,292
Median age
44.3
Renters
24.4%
Age distribution
17.5%
20.6%
24.5%
15.5%
21.8%
Under 1817.5%
18–3420.6%
35–5424.5%
55–6415.5%
65+21.8%
Gender
51.1%
48.9%
Male51.1%
Female48.9%
Race & ethnicity
93.7%
White93.7%
Black0.9%
Hispanic1.8%
Asian1.2%
Other2.4%
Education (25+)
14.8%
31.6%
50.6%
No HS diploma3%
HS diploma14.8%
Some college31.6%
Bachelor's+50.6%
Housing tenure
75.6%
24.4%
Owner75.6%
Renter24.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Hamburg, NY has changed in 5 years

Rent
$1,079 → $1,315
up 21.9%
Income
$82,645 → $112,292
up 35.9%
Population
9,722 → 9,792
up 0.7%
Renter share
27.5% → 24.4%
-3.1 pts
Bachelor's+
51.4% → 50.6%
-0.8 pts

Across the past five years, the going rent in Hamburg, NY has shifted from $1,079 to $1,315, up 21.9% since 2022. On the earnings side, the typical household in Hamburg, NY now reports about $112,292, up from $82,645 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. The renter share has eased from 27.5% to 24.4%, with owner-occupied housing accounting for the remainder. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and Hamburg, NY reflects that arc in its own way.

Community

Discussions about Hamburg

No discussions yet. Start the conversation.

View Hamburg rent history (2015–2026) →
Salary vs rent

Can you afford rent in Hamburg on your salary?

At $1,315/mo, how Hamburg rent compares to typical pay (30% rule).

By apartment size

Hamburg rent by bedroom count

Median rent for each apartment size in Hamburg. Click any size for full breakdown.

Local insights

Tips for renters in Hamburg

About renting in Hamburg, NY

Last updated: August 17, 2026

The median rent in Hamburg is $1,315/mo as of August 2026. A studio apartment averages $1,060/mo while a 2-bedroom runs $1,290/mo. One-bedroom apartments average $1,100/mo and 3-bedroom units go for $1,580/mo.

At 14% of local median household income ($112,292/yr), Hamburg ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.9% over the past year.

FAQ

Frequently asked questions

Is Hamburg an affordable city for renters?

Hamburg is considered very affordable for renters. At $1,315/mo, rent takes approximately 14% of the local median household income ($112,292/yr). The standard benchmark is 30%. Hamburg falls comfortably within that range.

How much income do you need to rent in Hamburg?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (~$25/hour full-time) to afford the median rent of $1,315/mo in Hamburg. The local median household income is $112,292/yr, meaning the typical Hamburg household meets that threshold.

Is rent going up or down in Hamburg?

Rent in Hamburg has increased 3.9% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Hamburg rent compare to other cities in New York?

Hamburg is one of the more affordable cities in New York for rent, ranking #111 out of 125 tracked cities at $1,315/mo.

Which nearby cities are cheaper to rent in than Hamburg?

Tonawanda is nearby and more affordable at $1,270/mo, which is $45 less than Hamburg.

What percentage of Hamburg residents rent vs. own?

According to Census data, approximately 24.4% of Hamburg households are renters, while 75.6% are owner-occupied. Hamburg leans toward homeownership, which can mean a smaller rental inventory.

How does Hamburg rent compare to the national average?

Hamburg's median rent of $1,315/mo is $647 (33%) below the US national median of $1,962/mo. Within New York, it ranks #111 out of 125 tracked cities.
Income Affordability
14%
VERY AFFORDABLE

At $1,315/mo, rent takes ~14% of Hamburg's median household income ($112,292/yr). The standard benchmark is 30%.

Hamburg 14%Benchmark 30%
State income tax4–10.9%
Run the Hamburg affordability calculator →
Lowest-rent ZIP codes in Hamburg
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Hamburg, NY

Recent submissions

Be the first to submit your rent for Hamburg.

Recent discussions

No discussions yet.

Add RentDataNow as a preferred source on Google