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City Report · NY

Ossining

Pop. 26,950·30th most expensive in New York·One of the pricier rental markets in the US
Median rent (all units)
$3,368/mo
Year-over-Year
Stable
Month-over-Month
-6.4%
vs US Median
+$1,406
Falling (Monthly)
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Most AffordableMost Expensive
Ossining · $3,368
More expensive than 95% of US cities · National median $1,962/mo
Affordability
39% of income
MODERATE
0%30% benchmark60%+

At $3,368/mo, rent takes about 39% of the local median household income, slightly above the 30% benchmark.

Income to afford
$135,000/yr
Local median income
$103,573/yr
Based on the 30%-of-income rule using Ossining's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,640
1 BR
$2,750
2 BR
$3,050
3 BR
$3,800
4 BR+
$4,100
Fair Market Rent (HUD)
$3,050/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,368 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$40,416/yr
At $3,368/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -6.4% MoM), not inventory.
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Demographics

Who lives here

Ossining, NY is roughly split between renters and owners, has a median income above the national average, 37.4% of residents hold a bachelor's degree or higher.

Population
26,950
Median income
$103,573
Median age
40.7
Renters
48.6%
Age distribution
19.8%
21%
33%
14.3%
Under 1819.8%
18–3421%
35–5433%
55–6411.9%
65+14.3%
Gender
51.8%
48.2%
Male51.8%
Female48.2%
Race & ethnicity
36.9%
48.2%
White36.9%
Black10.8%
Hispanic48.2%
Asian4%
Education (25+)
20%
19.1%
23.4%
37.4%
No HS diploma20%
HS diploma19.1%
Some college23.4%
Bachelor's+37.4%
Housing tenure
51.4%
48.6%
Owner51.4%
Renter48.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Ossining, NY has changed in 5 years

Income
$85,538 → $103,573
up 21.1%
Population
27,368 → 26,950
down 1.5%
Renter share
48.4% → 48.6%
+0.2 pts
Bachelor's+
35.5% → 37.4%
+1.9 pts
Median age
41.2 → 40.7
-0.5 yrs

Census figures show median household income at $103,573 today, compared with $85,538 five years earlier. The population has contracted by 1.5% since 2021, moving from about 27,368 residents to roughly 26,950.

Community

Discussions about Ossining

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View Ossining rent history (2015–2026) →
Salary vs rent

Can you afford rent in Ossining on your salary?

At $3,368/mo, how Ossining rent compares to typical pay (30% rule).

By apartment size

Ossining rent by bedroom count

Median rent for each apartment size in Ossining. Click any size for full breakdown.

Local insights

Tips for renters in Ossining

About renting in Ossining, NY

Last updated: August 17, 2026

The median rent in Ossining is $3,368/mo as of August 2026. A studio apartment averages $2,640/mo while a 2-bedroom runs $3,050/mo. One-bedroom apartments average $2,750/mo and 3-bedroom units go for $3,800/mo.

At 39% of local median household income ($103,573/yr), Ossining ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Ossining an affordable city for renters?

Ossining is considered moderate for renters. At $3,368/mo, rent takes approximately 39% of the local median household income ($103,573/yr). The standard benchmark is 30%. Ossining slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Ossining?

To keep rent at or below 30% of gross income, you would need to earn at least $135,000/year (~$65/hour full-time) to afford the median rent of $3,368/mo in Ossining. The local median household income is $103,573/yr, meaning the typical Ossining household falls short of that threshold.

Is rent going up or down in Ossining?

Rent in Ossining has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Ossining rent compare to other cities in New York?

Ossining is one of the pricier cities in New York for rent, ranking #30 out of 125 tracked cities at $3,368/mo.

Which nearby cities are cheaper to rent in than Ossining?

Several nearby cities have lower median rents than Ossining ($3,368/mo): Nyack ($2,914/mo), Peekskill ($3,191/mo), White Plains ($3,227/mo).

What percentage of Ossining residents rent vs. own?

According to Census data, approximately 48.6% of Ossining households are renters, while 51.4% are owner-occupied. Ossining leans toward homeownership, which can mean a smaller rental inventory.

How does Ossining rent compare to the national average?

Ossining's median rent of $3,368/mo is $1,406 (72%) above the US national median of $1,962/mo. Within New York, it ranks #30 out of 125 tracked cities.
Income Affordability
39%
MODERATE

At $3,368/mo, rent takes ~39% of Ossining's median household income ($103,573/yr). The standard benchmark is 30%.

Ossining 39%Benchmark 30%
State income tax4–10.9%
Run the Ossining affordability calculator →
Lowest-rent ZIP codes in Ossining
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Neighborhoods

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Schools nearby

Public schools near Ossining, NY

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