City Report · NY

White Plains

Pop. 60,666·31st most expensive in New York·White Plains rents are up 7.8% over the past year
Median rent (all units)
$3,228/mo
Year-over-Year
+7.8%
Month-over-Month
-0.1%
vs US Median
+$1,263
Stable (Monthly)
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Most AffordableMost Expensive
White Plains · $3,228
More expensive than 93% of US cities · National median $1,965/mo
Rent Reality Score
44/100
Fairly priced
OverheatedFairGreat value

Rents are 3% above what White Plains's 10-year trend predicts — running hotter than its own history.

Actual rent
$3,228/mo
Expected by trend
$3,141/mo
The Rent Reality Score compares today's median rent to where White Plains's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,798
1 BR
$2,922
2 BR
$3,234
3 BR
$4,030
4 BR+
$4,350
Research median
$3,234/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$38,736/yr
At $3,228/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.8% YoY, -0.1% MoM), not inventory.
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Demographics

Who lives here

White Plains, NY is roughly split between renters and owners, has a large retiree population, has a median income above the national average, 53.9% of residents hold a bachelor's degree or higher.

Population
60,666
Median income
$110,763
Median age
41.5
Renters
49%
Age distribution
18.6%
22.6%
24.6%
13.7%
20.5%
Under 1818.6%
18–3422.6%
35–5424.6%
55–6413.7%
65+20.5%
Gender
46.1%
53.9%
Male46.1%
Female53.9%
Race & ethnicity
45.7%
13.3%
32.1%
White45.7%
Black13.3%
Hispanic32.1%
Asian8.7%
Education (25+)
18.7%
16.6%
53.9%
No HS diploma10.8%
HS diploma18.7%
Some college16.6%
Bachelor's+53.9%
Housing tenure
51%
49%
Owner51%
Renter49%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How White Plains, NY has changed in 5 years

Rent
$2,582 → $3,228
up 25.0%
Income
$104,849 → $110,763
up 5.6%
Population
59,452 → 60,666
up 2.0%
Renter share
46.9% → 49%
+2.1 pts
Bachelor's+
53% → 53.9%
+0.9 pts

Rent in White Plains, NY has climbed 25.0% since 2021, going from about $2,582 per month to roughly $3,228 today. Local incomes tracked alongside that move, going from a median of $104,849 in 2021 to $110,763 more recently. Rent outpaced income growth by roughly 19.4 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 59,452 to 60,666 between 2021 and 2024, a 2.0% change. About 49% of households rent today, against 46.9% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the White Plains, NY market of 2021.

Community

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View White Plains rent history (2015–2026) →
Salary vs rent

Can you afford rent in White Plains on your salary?

At $3,228/mo, how White Plains rent compares to typical pay (30% rule).

By apartment size

White Plains rent by bedroom count

Median rent for each apartment size in White Plains. Click any size for full breakdown.

Local insights

Tips for renters in White Plains

About renting in White Plains, NY

Last updated: July 20, 2026

The median rent in White Plains is $3,228/mo as of July 2026. A studio apartment averages $2,798/mo while a 2-bedroom runs $3,234/mo. One-bedroom apartments average $2,922/mo and 3-bedroom units go for $4,030/mo.

At 35% of local median household income ($110,763/yr), White Plains ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.8% over the past year.

FAQ

Frequently asked questions

Is White Plains an affordable city for renters?

White Plains is considered moderate for renters. At $3,228/mo, rent takes approximately 35% of the local median household income ($110,763/yr). The standard benchmark is 30%. White Plains slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in White Plains?

To keep rent at or below 30% of gross income, you would need to earn at least $129,000/year (~$62/hour full-time) to afford the median rent of $3,228/mo in White Plains. The local median household income is $110,763/yr, meaning the typical White Plains household falls short of that threshold.

Is rent going up or down in White Plains?

Rent in White Plains has increased 7.8% over the past year as of July 2026, putting upward pressure on renter budgets.

Which White Plains neighborhoods have the lowest rent?

The most affordable ZIP codes in White Plains are 10606 ($2,970/mo), 10603 ($3,006/mo), and 10605 ($3,325/mo). Citywide, the median rent in White Plains is $3,228/mo.

How does White Plains rent compare to other cities in New York?

White Plains is one of the pricier cities in New York for rent, ranking #31 out of 126 tracked cities at $3,228/mo.

Which nearby cities are cheaper to rent in than White Plains?

Port Chester is nearby and more affordable at $2,909/mo, which is $319 less than White Plains.

What percentage of White Plains residents rent vs. own?

According to Census data, approximately 49% of White Plains households are renters, while 51% are owner-occupied. White Plains leans toward homeownership, which can mean a smaller rental inventory.

How does White Plains rent compare to the national average?

White Plains's median rent of $3,228/mo is $1,263 (64%) above the US national median of $1,965/mo. Within New York, it ranks #31 out of 126 tracked cities.
Income Affordability
35%
MODERATE

At $3,228/mo, rent takes ~35% of White Plains's median household income ($110,763/yr). The standard benchmark is 30%.

White Plains 35%Benchmark 30%
State income tax4–10.9%
Run the White Plains affordability calculator →
Lowest-rent ZIP codes in White Plains
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near White Plains, NY

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