Rents are 3% above what White Plains's 10-year trend predicts — running hotter than its own history.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,301 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in White Plains usually run 0.7% below trend in December and 0.8% above it in June, about $50 a month apart at today's median. Based on 10 years of data.
Rent in White Plains is at its highest level since Zillow's records here began in January 2015.
Rent in White Plains changed +5.8% over the year to September 2026. Across the 82 New York cities Zillow tracks, the typical change was +5.3%.
From 2019 to 2024, rent in White Plains rose 17.2% while median household income rose 22.5% ($90,427 to $110,763). Income kept ahead of rent.
Rent in White Plains is 25.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 6 months in a row, and rose in 11 of the last 12 months.
30% of the median household income ($110,763) is $2,769 a month. That is less than HUD's Fair Market Rent for a studio ($2,798).
The priciest of 5 ZIP codes in White Plains, 10604 ($3,746/mo), costs 26% more than the cheapest, 10603 ($2,978/mo).
Yonkers, 9 miles away, rents for 16% less ($2,765/mo), about $6,400 a year in savings.
From Zillow's monthly rent index (ZORI) for White Plains. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Is your rent fair?
Compare your rent to the local median.
Who lives here
White Plains, NY is roughly split between renters and owners, has a large retiree population, has a median income above the national average, 53.9% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How White Plains, NY has changed in 5 years
Rent in White Plains, NY has climbed 24.8% since 2021, going from about $2,646 per month to roughly $3,301 today. Local incomes tracked alongside that move, going from a median of $104,849 in 2021 to $110,763 more recently. Rent outpaced income growth by roughly 19.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 59,452 to 60,666 between 2021 and 2024, a 2.0% change. About 49% of households rent today, against 46.9% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the White Plains, NY market of 2021.
Discussions about White Plains
No discussions yet. Start the conversation.
Can you afford rent in White Plains on your salary?
At $3,301/mo, how White Plains rent compares to typical pay (30% rule).
White Plains rent by bedroom count
Median rent for each apartment size in White Plains. Click any size for full breakdown.
Tips for renters in White Plains
Last updated: October 17, 2026
The median rent in White Plains is $3,301/mo as of October 2026. A studio apartment averages $2,798/mo while a 2-bedroom runs $3,234/mo. One-bedroom apartments average $2,922/mo and 3-bedroom units go for $4,030/mo.
At 36% of local median household income ($110,763/yr), White Plains ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.8% over the past year.
Frequently asked questions
How much income do you need to rent in White Plains?
Is rent going up or down in White Plains?
When is the cheapest time to rent in White Plains?
Has rent outpaced income in White Plains?
Which White Plains neighborhoods have the lowest rent?
How does White Plains rent compare to other cities in New York?
Which nearby cities are cheaper to rent in than White Plains?
At $3,301/mo, rent takes ~36% of White Plains's median household income ($110,763/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Estimated from ZIP-level data
Be the first to submit your rent for White Plains.
No discussions yet.