City Report · NY

Port Chester

Pop. 31,102·36th most expensive in New York·One of the pricier rental markets in the US
Median rent (all units)
$3,130/mo
Year-over-Year
+1.9%
Month-over-Month
-1.2%
vs US Median
+$1,198
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
Port Chester · $3,130
More expensive than 93% of US cities · National median $1,932/mo
Affordability
41% of income
STRETCHED
0%30% benchmark60%+

At $3,130/mo, rent takes about 41% of the local median household income, well above the 30% benchmark.

Income to afford
$125,000/yr
Local median income
$92,222/yr
Based on the 30%-of-income rule using Port Chester's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,700
1 BR
$2,820
2 BR
$3,120
3 BR
$3,890
4 BR+
$4,190
Fair Market Rent (HUD)
$3,120/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,130 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in Port Chester changed +1.9% over the year to September 2026. Across the 82 New York cities Zillow tracks, the typical change was +5.3%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($92,222) is $2,306 a month. That is less than HUD's Fair Market Rent for a studio ($2,700).

Cheaper nearby

Mount Vernon, 11 miles away, rents for 16% less ($2,639/mo), about $5,900 a year in savings.

From Zillow's monthly rent index (ZORI) for Port Chester. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$37,560/yr
At $3,130/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.9% YoY, -1.2% MoM), not inventory.
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Demographics

Who lives here

Port Chester, NY is roughly split between renters and owners, has a median income above the national average, 36.7% of residents hold a bachelor's degree or higher.

Population
31,102
Median income
$92,222
Median age
39
Renters
53.5%
Age distribution
18.8%
23.7%
29.9%
13.4%
14.2%
Under 1818.8%
18–3423.7%
35–5429.9%
55–6413.4%
65+14.2%
Gender
52.6%
47.4%
Male52.6%
Female47.4%
Race & ethnicity
34.7%
57.6%
White34.7%
Black9.3%
Hispanic57.6%
Asian2.3%
Education (25+)
21.6%
22.8%
18.9%
36.7%
No HS diploma21.6%
HS diploma22.8%
Some college18.9%
Bachelor's+36.7%
Housing tenure
46.5%
53.5%
Owner46.5%
Renter53.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Port Chester, NY has changed in 5 years

Income
$88,093 → $92,222
up 4.7%
Population
31,317 → 31,102
down 0.7%
Renter share
56.6% → 53.5%
-3.1 pts
Bachelor's+
31.1% → 36.7%
+5.6 pts
Median age
38.2 → 39
+0.8 yrs

On the earnings side, the typical household in Port Chester, NY now reports about $92,222, up from $88,093 in 2021. The renter share has eased from 56.6% to 53.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 31.1% to 36.7% across the same window.

Community

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View Port Chester rent history (2015–2026) →
Salary vs rent

Can you afford rent in Port Chester on your salary?

At $3,130/mo, how Port Chester rent compares to typical pay (30% rule).

By apartment size

Port Chester rent by bedroom count

Median rent for each apartment size in Port Chester. Click any size for full breakdown.

Local insights

Tips for renters in Port Chester

About renting in Port Chester, NY

Last updated: October 17, 2026

The median rent in Port Chester is $3,130/mo as of October 2026. A studio apartment averages $2,700/mo while a 2-bedroom runs $3,120/mo. One-bedroom apartments average $2,820/mo and 3-bedroom units go for $3,890/mo.

At 41% of local median household income ($92,222/yr), Port Chester ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Port Chester?

To keep rent at or below 30% of gross income, you would need to earn at least $125,000/year (about $60/hour full-time) to afford the median rent of $3,130/mo in Port Chester. The local median household income is $92,222/yr, so the typical household falls short of that bar.

Is rent going up or down in Port Chester?

Rent in Port Chester has risen 1.9% over the past year.

How does Port Chester rent compare to other cities in New York?

Port Chester is one of the pricier among New York cities for rent, ranking #36 of 121 tracked cities at $3,130/mo. Over the year to September 2026, rent in Port Chester changed +1.9%, against a typical +5.3% across the 82 New York cities Zillow tracks.
Income Affordability
41%
STRETCHED

At $3,130/mo, rent takes ~41% of Port Chester's median household income ($92,222/yr). The standard benchmark is 30%.

Port Chester 41%Benchmark 30%
State income tax4–10.9%
Run the Port Chester affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Port Chester, NY

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