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City Report · NY

Port Chester

Pop. 31,102·39th most expensive in New York·Port Chester rents are up 13.6% over the past year
Median rent (all units)
$3,213/mo
Year-over-Year
+13.6%
Month-over-Month
+10.4%
vs US Median
+$1,251
Rising (Monthly)
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Most AffordableMost Expensive
Port Chester · $3,213
More expensive than 93% of US cities · National median $1,962/mo
Affordability
42% of income
STRETCHED
0%30% benchmark60%+

At $3,213/mo, rent takes about 42% of the local median household income, well above the 30% benchmark.

Income to afford
$129,000/yr
Local median income
$92,222/yr
Based on the 30%-of-income rule using Port Chester's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,700
1 BR
$2,820
2 BR
$3,120
3 BR
$3,890
4 BR+
$4,190
Fair Market Rent (HUD)
$3,120/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,213 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$38,556/yr
At $3,213/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 13.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+13.6% YoY, +10.4% MoM), not inventory.
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Demographics

Who lives here

Port Chester, NY is roughly split between renters and owners, has a median income above the national average, 36.7% of residents hold a bachelor's degree or higher.

Population
31,102
Median income
$92,222
Median age
39
Renters
53.5%
Age distribution
18.8%
23.7%
29.9%
13.4%
14.2%
Under 1818.8%
18–3423.7%
35–5429.9%
55–6413.4%
65+14.2%
Gender
52.6%
47.4%
Male52.6%
Female47.4%
Race & ethnicity
34.7%
57.6%
White34.7%
Black9.3%
Hispanic57.6%
Asian2.3%
Education (25+)
21.6%
22.8%
18.9%
36.7%
No HS diploma21.6%
HS diploma22.8%
Some college18.9%
Bachelor's+36.7%
Housing tenure
46.5%
53.5%
Owner46.5%
Renter53.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Port Chester, NY has changed in 5 years

Income
$88,093 → $92,222
up 4.7%
Population
31,317 → 31,102
down 0.7%
Renter share
56.6% → 53.5%
-3.1 pts
Bachelor's+
31.1% → 36.7%
+5.6 pts
Median age
38.2 → 39
+0.8 yrs

On the earnings side, the typical household in Port Chester, NY now reports about $92,222, up from $88,093 in 2021. The renter share has eased from 56.6% to 53.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 31.1% to 36.7% across the same window.

Community

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View Port Chester rent history (2015–2026) →
Salary vs rent

Can you afford rent in Port Chester on your salary?

At $3,213/mo, how Port Chester rent compares to typical pay (30% rule).

By apartment size

Port Chester rent by bedroom count

Median rent for each apartment size in Port Chester. Click any size for full breakdown.

Local insights

Tips for renters in Port Chester

About renting in Port Chester, NY

Last updated: August 17, 2026

The median rent in Port Chester is $3,213/mo as of August 2026. A studio apartment averages $2,700/mo while a 2-bedroom runs $3,120/mo. One-bedroom apartments average $2,820/mo and 3-bedroom units go for $3,890/mo.

At 42% of local median household income ($92,222/yr), Port Chester ranks as moderate compared to the national benchmark of 30%. Rents have increased 13.6% over the past year.

FAQ

Frequently asked questions

Is Port Chester an affordable city for renters?

Port Chester is considered stretched for renters. At $3,213/mo, rent takes approximately 42% of the local median household income ($92,222/yr). The standard benchmark is 30%. Port Chester significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Port Chester?

To keep rent at or below 30% of gross income, you would need to earn at least $129,000/year (~$62/hour full-time) to afford the median rent of $3,213/mo in Port Chester. The local median household income is $92,222/yr, meaning the typical Port Chester household falls short of that threshold.

Is rent going up or down in Port Chester?

Rent in Port Chester has increased 13.6% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Port Chester rent compare to other cities in New York?

Port Chester is one of the pricier cities in New York for rent, ranking #39 out of 125 tracked cities at $3,213/mo.

What percentage of Port Chester residents rent vs. own?

According to Census data, approximately 53.5% of Port Chester households are renters, while 46.5% are owner-occupied. With a majority renter population, Port Chester has a strong rental market.

How does Port Chester rent compare to the national average?

Port Chester's median rent of $3,213/mo is $1,251 (64%) above the US national median of $1,962/mo. Within New York, it ranks #39 out of 125 tracked cities.
Income Affordability
42%
STRETCHED

At $3,213/mo, rent takes ~42% of Port Chester's median household income ($92,222/yr). The standard benchmark is 30%.

Port Chester 42%Benchmark 30%
State income tax4–10.9%
Run the Port Chester affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Port Chester, NY

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