Rents are 9% below what Mount Vernon's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,639 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Mount Vernon is 3.2% below its high of $2,725 in June 2026, at $2,639 as of September 2026.
Rent in Mount Vernon changed -1.4% over the year to September 2026. Across the 82 New York cities Zillow tracks, the typical change was +5.3%.
Rent has fallen 3 months in a row, and rose in 4 of the last 12 months.
30% of the median household income ($78,779) is $1,969 a month. That is less than HUD's Fair Market Rent for a studio ($2,215).
Ridgefield Park, NJ, 11 miles away, rents for 12% less ($2,325/mo), about $3,800 a year in savings.
From Zillow's monthly rent index (ZORI) for Mount Vernon. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Mount Vernon, NY is majority renter-occupied, 35.9% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Mount Vernon, NY has changed in 5 years
Five years ago, renters in Mount Vernon, NY paid around $2,033 a month. That figure now sits near $2,639, up 29.8% from the 2022 baseline. Census figures show median household income at $78,779 today, compared with $68,300 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has eased from 60.6% to 57.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 32.1% to 35.9% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.
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At $2,639/mo, how Mount Vernon rent compares to typical pay (30% rule).
Mount Vernon rent by bedroom count
Median rent for each apartment size in Mount Vernon. Click any size for full breakdown.
Tips for renters in Mount Vernon
Last updated: October 17, 2026
The median rent in Mount Vernon is $2,639/mo as of October 2026. A studio apartment averages $2,215/mo while a 2-bedroom runs $2,560/mo. One-bedroom apartments average $2,315/mo and 3-bedroom units go for $3,190/mo.
At 40% of local median household income ($78,779/yr), Mount Vernon ranks as moderate compared to the national benchmark of 30%. Rents have decreased 1.4% over the past year.
Frequently asked questions
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Is rent going up or down in Mount Vernon?
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How does Mount Vernon rent compare to other cities in New York?
At $2,639/mo, rent takes ~40% of Mount Vernon's median household income ($78,779/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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