City Report · NY

Sag Harbor

Pop. 2,489·1st most expensive in New York·Sag Harbor rents are up 9.1% over the past year

Median rent (all units)

$49,398/mo

Year-over-Year

+9.1%

Month-over-Month

-1.3%

vs US Median

+$47,466

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

Sag Harbor · $49,398

More expensive than 100% of US cities · National median $1,932/mo

Affordability

457% of income

EXPENSIVE

0%30% benchmark60%+

At $49,398/mo, rent takes about 457% of the local median household income, well above the 30% benchmark.

Income to afford

$1,976,000/yr

Local median income

$129,821/yr

Based on the 30%-of-income rule using Sag Harbor's median rent and household income. See the full affordability breakdown →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Sag Harbor is 3.7% below its high of $51,315 in June 2026, at $49,398 as of September 2026.

Past year vs. the rest of New York

Rent in Sag Harbor changed +9.1% over the year to September 2026. Across the 82 New York cities Zillow tracks, the typical change was +5.3%.

Recent direction

Rent has fallen 3 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($129,821) is $3,246 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,940); a 2-bedroom is $3,390.

Cheaper nearby

Southampton, 8 miles away, rents for 29% less ($35,296/mo), about $169,200 a year in savings.

From Zillow's monthly rent index (ZORI) for Sag Harbor. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$592,776/yr

At $49,398/mo median

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 9.1% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+9.1% YoY, -1.3% MoM), not inventory.

Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Sag Harbor, NY is majority owner-occupied, has a large retiree population, has a median income above the national average, 64.5% of residents hold a bachelor's degree or higher.

Population

2,489

Median income

$129,821

Median age

51.8

Renters

16.8%

Age distribution

20.9%

24.6%

12.4%

34.7%

Under 1820.9%

18–347.5%

35–5424.6%

55–6412.4%

65+34.7%

Gender

47.2%

52.8%

Male47.2%

Female52.8%

Race & ethnicity

90%

White90%

Black3%

Hispanic5.9%

Other1%

Education (25+)

15.4%

17.5%

64.5%

No HS diploma2.7%

HS diploma15.4%

Some college17.5%

Bachelor's+64.5%

Housing tenure

83.2%

16.8%

Owner83.2%

Renter16.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Sag Harbor, NY has changed in 5 years

Income

$111,518 → $129,821

up 16.4%

Population

2,480 → 2,489

up 0.4%

Renter share

25.8% → 16.8%

-9.0 pts

Bachelor's+

63.8% → 64.5%

+0.7 pts

Median age

52.3 → 51.8

-0.5 yrs

Household income in the area moved from $111,518 to $129,821 across the same window, up 16.4% versus 2021. The renter share has eased from 25.8% to 16.8%, with owner-occupied housing accounting for the remainder.

Community

Discussions about Sag Harbor

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View Sag Harbor rent history (2015–2026) →

By apartment size

Sag Harbor rent by bedroom count

Median rent for each apartment size in Sag Harbor. Click any size for full breakdown.

Local insights

Tips for renters in Sag Harbor

About renting in Sag Harbor, NY

Last updated: October 17, 2026

The median rent in Sag Harbor is $49,398/mo as of October 2026.

At 457% of local median household income ($129,821/yr), Sag Harbor ranks as expensive compared to the national benchmark of 30%. Rents have increased 9.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Sag Harbor?

To keep rent at or below 30% of gross income, you would need to earn at least $1,976,000/year (about $950/hour full-time) to afford the median rent of $49,398/mo in Sag Harbor. The local median household income is $129,821/yr, so the typical household falls short of that bar.

Is rent going up or down in Sag Harbor?

Rent in Sag Harbor has risen 9.1% over the past year as of September 2026. It sits 3.7% below its high of $51,315 in June 2026.

How does Sag Harbor rent compare to other cities in New York?

Sag Harbor is one of the pricier among New York cities for rent, ranking #1 of 121 tracked cities at $49,398/mo. Over the year to September 2026, rent in Sag Harbor changed +9.1%, against a typical +5.3% across the 82 New York cities Zillow tracks.