City Report · NY

Sag Harbor

Pop. 2,489·1st most expensive in New York·Sag Harbor rents are up 38.3% over the past year
Median rent (all units)
$47,569/mo
Year-over-Year
+38.3%
Month-over-Month
+4.2%
vs US Median
+$45,604
Rising (Monthly)
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Most AffordableMost Expensive
Sag Harbor · $47,569
More expensive than 100% of US cities · National median $1,965/mo
Affordability
440% of income
EXPENSIVE
0%30% benchmark60%+

At $47,569/mo, rent takes about 440% of the local median household income, well above the 30% benchmark.

Income to afford
$1,903,000/yr
Local median income
$129,821/yr
Based on the 30%-of-income rule using Sag Harbor's median rent and household income. See the full affordability breakdown →
Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$570,828/yr
At $47,569/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 38.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+38.3% YoY, +4.2% MoM), not inventory.
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Demographics

Who lives here

Sag Harbor, NY is majority owner-occupied, has a large retiree population, has a median income above the national average, 64.5% of residents hold a bachelor's degree or higher.

Population
2,489
Median income
$129,821
Median age
51.8
Renters
16.8%
Age distribution
20.9%
24.6%
12.4%
34.7%
Under 1820.9%
18–347.5%
35–5424.6%
55–6412.4%
65+34.7%
Gender
47.2%
52.8%
Male47.2%
Female52.8%
Race & ethnicity
90%
White90%
Black3%
Hispanic5.9%
Other1%
Education (25+)
15.4%
17.5%
64.5%
No HS diploma2.7%
HS diploma15.4%
Some college17.5%
Bachelor's+64.5%
Housing tenure
83.2%
16.8%
Owner83.2%
Renter16.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Sag Harbor, NY has changed in 5 years

Income
$111,518 → $129,821
up 16.4%
Population
2,480 → 2,489
up 0.4%
Renter share
25.8% → 16.8%
-9.0 pts
Bachelor's+
63.8% → 64.5%
+0.7 pts
Median age
52.3 → 51.8
-0.5 yrs

Household income in the area moved from $111,518 to $129,821 across the same window, up 16.4% versus 2021. The renter share has eased from 25.8% to 16.8%, with owner-occupied housing accounting for the remainder.

Community

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View Sag Harbor rent history (2015–2026) →
By apartment size

Sag Harbor rent by bedroom count

Median rent for each apartment size in Sag Harbor. Click any size for full breakdown.

Local insights

Tips for renters in Sag Harbor

About renting in Sag Harbor, NY

Last updated: July 20, 2026

The median rent in Sag Harbor is $47,569/mo as of July 2026.

At 440% of local median household income ($129,821/yr), Sag Harbor ranks as expensive compared to the national benchmark of 30%. Rents have increased 38.3% over the past year.

FAQ

Frequently asked questions

Is Sag Harbor an affordable city for renters?

Sag Harbor is considered expensive for renters. At $47,569/mo, rent takes approximately 440% of the local median household income ($129,821/yr). The standard benchmark is 30%. Sag Harbor significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Sag Harbor?

To keep rent at or below 30% of gross income, you would need to earn at least $1,903,000/year (~$915/hour full-time) to afford the median rent of $47,569/mo in Sag Harbor. The local median household income is $129,821/yr, meaning the typical Sag Harbor household falls short of that threshold.

Is rent going up or down in Sag Harbor?

Rent in Sag Harbor has increased 38.3% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Sag Harbor rent compare to other cities in New York?

Sag Harbor is one of the pricier cities in New York for rent, ranking #1 out of 126 tracked cities at $47,569/mo.

Which nearby cities are cheaper to rent in than Sag Harbor?

Several nearby cities have lower median rents than Sag Harbor ($47,569/mo): Waterford ($2,173/mo), East Lyme ($2,574/mo), Southold ($4,250/mo).

What percentage of Sag Harbor residents rent vs. own?

According to Census data, approximately 16.8% of Sag Harbor households are renters, while 83.2% are owner-occupied. Sag Harbor leans toward homeownership, which can mean a smaller rental inventory.

How does Sag Harbor rent compare to the national average?

Sag Harbor's median rent of $47,569/mo is $45,604 (2321%) above the US national median of $1,965/mo. Within New York, it ranks #1 out of 126 tracked cities.
Income Affordability
440%
EXPENSIVE

At $47,569/mo, rent takes ~440% of Sag Harbor's median household income ($129,821/yr). The standard benchmark is 30%.

Sag Harbor 440%Benchmark 30%
State income tax4–10.9%
Run the Sag Harbor affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Sag Harbor, NY

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