Rents are 4% below what Saratoga Springs's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,165 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in Saratoga Springs usually run 3.1% below trend in January and 3.5% above it in June, about $143 a month apart at today's median. Based on 8 years of data.
Rent in Saratoga Springs is at its highest level since Zillow's records here began in December 2017.
Rent in Saratoga Springs changed +5.8% over the year to September 2026. Across the 82 New York cities Zillow tracks, the typical change was +5.3%.
From 2019 to 2024, rent in Saratoga Springs rose 42.9% while median household income rose 27.9% ($82,816 to $105,944). Rent outpaced income.
Rent in Saratoga Springs is 57.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 5 months in a row, and rose in 11 of the last 12 months.
30% of the median household income ($105,944) is $2,649 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,610).
Clifton Park, 15 miles away, rents for 23% less ($1,677/mo), about $5,900 a year in savings.
From Zillow's monthly rent index (ZORI) for Saratoga Springs. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Is your rent fair?
Compare your rent to the local median.
Who lives here
Saratoga Springs, NY is majority owner-occupied, has a large retiree population, has a median income above the national average, 59.9% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Saratoga Springs, NY has changed in 5 years
Rent in Saratoga Springs, NY has increased 37.5% since 2021, going from about $1,575 per month to roughly $2,165 today. Census figures show median household income at $105,944 today, compared with $90,020 five years earlier. Rent outpaced income growth by roughly 19.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 28,110 to 28,631 between 2021 and 2024, a 1.9% change. About 42.2% of households rent today, against 44.1% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.
Discussions about Saratoga Springs
No discussions yet. Start the conversation.
Can you afford rent in Saratoga Springs on your salary?
At $2,165/mo, how Saratoga Springs rent compares to typical pay (30% rule).
Saratoga Springs rent by bedroom count
Median rent for each apartment size in Saratoga Springs. Click any size for full breakdown.
Tips for renters in Saratoga Springs
Last updated: October 17, 2026
The median rent in Saratoga Springs is $2,165/mo as of October 2026. A studio apartment averages $1,420/mo while a 2-bedroom runs $1,970/mo. One-bedroom apartments average $1,630/mo and 3-bedroom units go for $2,370/mo.
At 25% of local median household income ($105,944/yr), Saratoga Springs ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.8% over the past year.
Frequently asked questions
How much income do you need to rent in Saratoga Springs?
Is rent going up or down in Saratoga Springs?
When is the cheapest time to rent in Saratoga Springs?
Has rent outpaced income in Saratoga Springs?
How does Saratoga Springs rent compare to other cities in New York?
Which nearby cities are cheaper to rent in than Saratoga Springs?
At $2,165/mo, rent takes ~25% of Saratoga Springs's median household income ($105,944/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Estimated from ZIP-level data
Be the first to submit your rent for Saratoga Springs.
No discussions yet.