How much does it cost to rent in Cohoes, NY?

As of August 2026, the median monthly rent in Cohoes, NY is $1,768. This figure is based on aggregated data from public sources and community-submitted rents.

Is Cohoes cheaper than other New York cities?

Cohoes is among the more affordable cities in New York, ranking #85 out of 125 cities at $1,768/mo.

When was Cohoes rent data last updated?

Cohoes rent data reflects August 2026 and was last refreshed on August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.

What is the Fair Market Rent in Cohoes, NY?

HUD sets the Fair Market Rent for a two-bedroom home in Cohoes, NY at $1,510 per month, which is 15% below the $1,768 market median. Fair Market Rent is the Housing Choice Voucher (Section 8) payment standard. It is a 40th-percentile gross rent that includes essential utilities such as electricity, water, gas, sewer, and trash, and HUD updates it once a year, so it measures something different from current market asking rent.

City Report · NY

Cohoes

Name: Average Rent Prices in Cohoes, NY
Creator: RentDataNow
License: https://creativecommons.org/licenses/by/4.0/

Pop. 18,159·85th most expensive in New York·Cohoes rents are up 7.4% over the past year

Median rent (all units)

$1,768/mo

Year-over-Year

+7.4%

Month-over-Month

-2.6%

vs US Median

-$194

Falling (Monthly)

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Most AffordableMost Expensive

Cohoes · $1,768

More affordable than 56% of US cities · National median $1,962/mo

Rent Reality Score

44/100

Fairly priced

OverheatedFairGreat value

Rents are 3% above what Cohoes's 10-year trend predicts — running hotter than its own history.

Actual rent

$1,768/mo

Expected by trend

$1,720/mo

The Rent Reality Score compares today's median rent to where Cohoes's own long-run trajectory projects it should be. See the full rankings →

Medians by bedroom

Rent by unit size

Studio

$1,090

1 BR

$1,250

2 BR

$1,510

3 BR

$1,820

4 BR+

$2,000

Fair Market Rent (HUD)

$1,510/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,768 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: August 17, 2026

Annual cost

$21,216/yr

At $1,768/mo median

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (7.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+7.4% YoY, -2.6% MoM), not inventory.

Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Cohoes, NY is majority renter-occupied, has a median income below the national average, 27.6% of residents hold a bachelor's degree or higher.

Population

18,159

Median income

$61,145

Median age

38.6

Renters

60.5%

Age distribution

19.9%

26.1%

21.6%

14.6%

17.8%

Under 1819.9%

18–3426.1%

35–5421.6%

55–6414.6%

65+17.8%

Gender

46.2%

53.8%

Male46.2%

Female53.8%

Race & ethnicity

74.9%

White74.9%

Black11.7%

Hispanic8.4%

Asian2.5%

Other2.6%

Education (25+)

30.3%

33.6%

27.6%

No HS diploma8.4%

HS diploma30.3%

Some college33.6%

Bachelor's+27.6%

Housing tenure

39.5%

60.5%

Owner39.5%

Renter60.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Cohoes, NY has changed in 5 years

Rent

$1,476 → $1,768

up 19.8%

Income

$58,669 → $61,145

up 4.2%

Population

17,931 → 18,159

up 1.3%

Renter share

56.8% → 60.5%

+3.7 pts

Bachelor's+

25% → 27.6%

+2.6 pts

Median age

39.5 → 38.6

-0.9 yrs

Five years ago, renters in Cohoes, NY paid around $1,476 a month. That figure now sits near $1,768, up 19.8% from the 2023 baseline. Median household income climbed from $58,669 to $61,145 between 2021 and 2024, a 4.2% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Cohoes, NY adding about 228 residents over the five-year window, up 1.3% on net. The renter share has risen from 56.8% to 60.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 25% to 27.6% across the same window. Taken together, the five-year picture in Cohoes, NY reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about Cohoes

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View Cohoes rent history (2015–2026) →

Salary vs rent

Can you afford rent in Cohoes on your salary?

At $1,768/mo, how Cohoes rent compares to typical pay (30% rule).

Registered Nurse

Avg $107,707/yr · Rent = 19.7% income

very comfortable

Elementary School Teacher

Avg $76,471/yr · Rent = 27.7% income

affordable

Police Officer

Avg $88,088/yr · Rent = 24.1% income

affordable

Software Developer

Avg $157,445/yr · Rent = 13.5% income

very comfortable

Lawyer

Avg $201,176/yr · Rent = 10.5% income

very comfortable

Firefighter

Avg $71,603/yr · Rent = 29.6% income

affordable

Truck Driver

Avg $64,649/yr · Rent = 32.8% income

stretched

Electrician

Avg $79,686/yr · Rent = 26.6% income

affordable

By apartment size

Cohoes rent by bedroom count

Median rent for each apartment size in Cohoes. Click any size for full breakdown.

Local insights

Tips for renters in Cohoes

About renting in Cohoes, NY

Last updated: August 17, 2026

The median rent in Cohoes is $1,768/mo as of August 2026. A studio apartment averages $1,090/mo while a 2-bedroom runs $1,510/mo. One-bedroom apartments average $1,250/mo and 3-bedroom units go for $1,820/mo.

At 35% of local median household income ($61,145/yr), Cohoes ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.4% over the past year.

FAQ

Frequently asked questions

Is Cohoes an affordable city for renters?

Cohoes is considered moderate for renters. At $1,768/mo, rent takes approximately 35% of the local median household income ($61,145/yr). The standard benchmark is 30%. Cohoes slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Cohoes?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,768/mo in Cohoes. The local median household income is $61,145/yr, meaning the typical Cohoes household falls short of that threshold.

Is rent going up or down in Cohoes?

Rent in Cohoes has increased 7.4% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Cohoes rent compare to other cities in New York?

Cohoes is one of the more affordable cities in New York for rent, ranking #85 out of 125 tracked cities at $1,768/mo.

Which nearby cities are cheaper to rent in than Cohoes?

Several nearby cities have lower median rents than Cohoes ($1,768/mo): Watervliet ($1,476/mo), Troy ($1,491/mo), Albany ($1,635/mo).

What percentage of Cohoes residents rent vs. own?

According to Census data, approximately 60.5% of Cohoes households are renters, while 39.5% are owner-occupied. With a majority renter population, Cohoes has a strong rental market.

How does Cohoes rent compare to the national average?

Cohoes's median rent of $1,768/mo is $194 (10%) below the US national median of $1,962/mo. Within New York, it ranks #85 out of 125 tracked cities.

Income Affordability

35%

MODERATE

At $1,768/mo, rent takes ~35% of Cohoes's median household income ($61,145/yr). The standard benchmark is 30%.

Cohoes 35%Benchmark 30%

State income tax4–10.9%

Run the Cohoes affordability calculator →

Nearby cities