City Report · NY

Cohoes

Pop. 18,159·82nd most expensive in New York·Cohoes rents are up 11.2% over the past year
Median rent (all units)
$1,816/mo
Year-over-Year
+11.2%
Month-over-Month
+2.0%
vs US Median
-$149
Rising (Monthly)
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Most AffordableMost Expensive
Cohoes · $1,816
More affordable than 53% of US cities · National median $1,965/mo
Rent Reality Score
38/100
Overpriced
OverheatedFairGreat value

Rents are 6% above what Cohoes's 10-year trend predicts — running hotter than its own history.

Actual rent
$1,816/mo
Expected by trend
$1,712/mo
The Rent Reality Score compares today's median rent to where Cohoes's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,090
1 BR
$1,250
2 BR
$1,510
3 BR
$1,820
4 BR+
$2,000
Research median
$1,510/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,792/yr
At $1,816/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.2% YoY, +2.0% MoM), not inventory.
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Demographics

Who lives here

Cohoes, NY is majority renter-occupied, has a median income below the national average, 27.6% of residents hold a bachelor's degree or higher.

Population
18,159
Median income
$61,145
Median age
38.6
Renters
60.5%
Age distribution
19.9%
26.1%
21.6%
14.6%
17.8%
Under 1819.9%
18–3426.1%
35–5421.6%
55–6414.6%
65+17.8%
Gender
46.2%
53.8%
Male46.2%
Female53.8%
Race & ethnicity
74.9%
White74.9%
Black11.7%
Hispanic8.4%
Asian2.5%
Other2.6%
Education (25+)
30.3%
33.6%
27.6%
No HS diploma8.4%
HS diploma30.3%
Some college33.6%
Bachelor's+27.6%
Housing tenure
39.5%
60.5%
Owner39.5%
Renter60.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Cohoes, NY has changed in 5 years

Rent
$1,476 → $1,816
up 23.0%
Income
$58,669 → $61,145
up 4.2%
Population
17,931 → 18,159
up 1.3%
Renter share
56.8% → 60.5%
+3.7 pts
Bachelor's+
25% → 27.6%
+2.6 pts
Median age
39.5 → 38.6
-0.9 yrs

Five years ago, renters in Cohoes, NY paid around $1,476 a month. That figure now sits near $1,816, up 23.0% from the 2023 baseline. Median household income climbed from $58,669 to $61,145 between 2021 and 2024, a 4.2% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Cohoes, NY adding about 228 residents over the five-year window, up 1.3% on net. The renter share has risen from 56.8% to 60.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 25% to 27.6% across the same window. Taken together, the five-year picture in Cohoes, NY reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Cohoes rent history (2015–2026) →
Salary vs rent

Can you afford rent in Cohoes on your salary?

At $1,816/mo, how Cohoes rent compares to typical pay (30% rule).

By apartment size

Cohoes rent by bedroom count

Median rent for each apartment size in Cohoes. Click any size for full breakdown.

Local insights

Tips for renters in Cohoes

About renting in Cohoes, NY

Last updated: July 20, 2026

The median rent in Cohoes is $1,816/mo as of July 2026. A studio apartment averages $1,090/mo while a 2-bedroom runs $1,510/mo. One-bedroom apartments average $1,250/mo and 3-bedroom units go for $1,820/mo.

At 36% of local median household income ($61,145/yr), Cohoes ranks as moderate compared to the national benchmark of 30%. Rents have increased 11.2% over the past year.

FAQ

Frequently asked questions

Is Cohoes an affordable city for renters?

Cohoes is considered moderate for renters. At $1,816/mo, rent takes approximately 36% of the local median household income ($61,145/yr). The standard benchmark is 30%. Cohoes slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Cohoes?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (~$35/hour full-time) to afford the median rent of $1,816/mo in Cohoes. The local median household income is $61,145/yr, meaning the typical Cohoes household falls short of that threshold.

Is rent going up or down in Cohoes?

Rent in Cohoes has increased 11.2% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Cohoes rent compare to other cities in New York?

Cohoes is middle-of-the-pack for New York for rent, ranking #82 out of 126 tracked cities at $1,816/mo.

Which nearby cities are cheaper to rent in than Cohoes?

Several nearby cities have lower median rents than Cohoes ($1,816/mo): Watervliet ($1,471/mo), Troy ($1,501/mo), Albany ($1,611/mo).

What percentage of Cohoes residents rent vs. own?

According to Census data, approximately 60.5% of Cohoes households are renters, while 39.5% are owner-occupied. With a majority renter population, Cohoes has a strong rental market.

How does Cohoes rent compare to the national average?

Cohoes's median rent of $1,816/mo is $149 (8%) below the US national median of $1,965/mo. Within New York, it ranks #82 out of 126 tracked cities.
Income Affordability
36%
MODERATE

At $1,816/mo, rent takes ~36% of Cohoes's median household income ($61,145/yr). The standard benchmark is 30%.

Cohoes 36%Benchmark 30%
State income tax4–10.9%
Run the Cohoes affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Cohoes, NY

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