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City Report · NY

Tivoli

Pop. 945·23rd most expensive in New York·One of the pricier rental markets in the US
Median rent (all units)
$3,650/mo
Year-over-Year
Stable
Month-over-Month
Stable
vs US Median
+$1,685
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Most AffordableMost Expensive
Tivoli · $3,650
More expensive than 97% of US cities · National median $1,965/mo
Affordability
82% of income
EXPENSIVE
0%30% benchmark60%+

At $3,650/mo, rent takes about 82% of the local median household income, well above the 30% benchmark.

Income to afford
$146,000/yr
Local median income
$53,177/yr
Based on the 30%-of-income rule using Tivoli's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,580
1 BR
$1,720
2 BR
$2,120
3 BR
$2,650
4 BR+
$2,880
Research median
$2,120/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: March 13, 2026

Annual cost
$43,800/yr
At $3,650/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, +0.0% MoM), not inventory.
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Demographics

Who lives here

Tivoli, NY is roughly split between renters and owners, has a large retiree population, has a median income below the national average, 54.9% of residents hold a bachelor's degree or higher.

Population
945
Median income
$53,177
Median age
40.4
Renters
49.7%
Age distribution
17.9%
28.3%
24.7%
21%
Under 1817.9%
18–3428.3%
35–5424.7%
55–648.3%
65+21%
Gender
29%
71%
Male29%
Female71%
Race & ethnicity
90.4%
15.6%
White90.4%
Hispanic15.6%
Asian1.7%
Education (25+)
19.8%
21.1%
54.9%
No HS diploma4.2%
HS diploma19.8%
Some college21.1%
Bachelor's+54.9%
Housing tenure
50.3%
49.7%
Owner50.3%
Renter49.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Tivoli, NY has changed in 5 years

Income
$56,071 → $53,177
down 5.2%
Population
799 → 945
up 18.3%
Renter share
46.5% → 49.7%
+3.2 pts
Bachelor's+
67.4% → 54.9%
-12.5 pts
Median age
30.7 → 40.4
+9.7 yrs

Local incomes tracked alongside that move, going from a median of $56,071 in 2021 to $53,177 more recently. Census counts show Tivoli, NY adding about 146 residents over the five-year window, up 18.3% on net. The renter share has risen from 46.5% to 49.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 67.4% to 54.9% across the same window.

Community

Discussions about Tivoli

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View Tivoli rent history (2015–2026) →
Salary vs rent

Can you afford rent in Tivoli on your salary?

At $3,650/mo, how Tivoli rent compares to typical pay (30% rule).

By apartment size

Tivoli rent by bedroom count

Median rent for each apartment size in Tivoli. Click any size for full breakdown.

Local insights

Tips for renters in Tivoli

About renting in Tivoli, NY

Last updated: March 13, 2026

The median rent in Tivoli is $3,650/mo as of March 2026. A studio apartment averages $1,580/mo while a 2-bedroom runs $2,120/mo. One-bedroom apartments average $1,720/mo and 3-bedroom units go for $2,650/mo.

At 82% of local median household income ($53,177/yr), Tivoli ranks as expensive compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Tivoli an affordable city for renters?

Tivoli is considered expensive for renters. At $3,650/mo, rent takes approximately 82% of the local median household income ($53,177/yr). The standard benchmark is 30%. Tivoli significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Tivoli?

To keep rent at or below 30% of gross income, you would need to earn at least $146,000/year (~$70/hour full-time) to afford the median rent of $3,650/mo in Tivoli. The local median household income is $53,177/yr, meaning the typical Tivoli household falls short of that threshold.

Is rent going up or down in Tivoli?

Rent in Tivoli has been relatively stable over the past year, with a 0.0% change year over year as of March 2026.

How does Tivoli rent compare to other cities in New York?

Tivoli is one of the pricier cities in New York for rent, ranking #23 out of 144 tracked cities at $3,650/mo.

Which nearby cities are cheaper to rent in than Tivoli?

Several nearby cities have lower median rents than Tivoli ($3,650/mo): Catskill ($1,831/mo), Poughkeepsie ($1,865/mo), Kingston ($2,019/mo).

What percentage of Tivoli residents rent vs. own?

According to Census data, approximately 49.7% of Tivoli households are renters, while 50.3% are owner-occupied. Tivoli leans toward homeownership, which can mean a smaller rental inventory.

How does Tivoli rent compare to the national average?

Tivoli's median rent of $3,650/mo is $1,685 (86%) above the US national median of $1,965/mo. Within New York, it ranks #23 out of 144 tracked cities.
Income Affordability
82%
EXPENSIVE

At $3,650/mo, rent takes ~82% of Tivoli's median household income ($53,177/yr). The standard benchmark is 30%.

Tivoli 82%Benchmark 30%
State income tax4–10.9%
Run the Tivoli affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Tivoli, NY

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