At $665/mo, rent takes about 14% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $665 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Ponca City changed +2.8% over the year to September 2026. Across the 31 Oklahoma cities Zillow tracks, the typical change was +2.8%.
30% of the median household income ($55,941) is $1,399 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,370).
From Zillow's monthly rent index (ZORI) for Ponca City. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Ponca City, OK is majority owner-occupied, has a large share of families with children, has a median income below the national average, 20.6% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Ponca City, OK has changed in 5 years
Household income in the area moved from $47,236 to $55,941 across the same window, up 18.4% versus 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 18.3% to 20.6%.
Discussions about Ponca City
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Can you afford rent in Ponca City on your salary?
At $665/mo, how Ponca City rent compares to typical pay (30% rule).
Ponca City rent by bedroom count
Median rent for each apartment size in Ponca City. Click any size for full breakdown.
Tips for renters in Ponca City
Last updated: October 17, 2026
The median rent in Ponca City is $665/mo as of October 2026. A studio apartment averages $620/mo while a 2-bedroom runs $910/mo. One-bedroom apartments average $720/mo and 3-bedroom units go for $1,200/mo.
At 14% of local median household income ($55,941/yr), Ponca City ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.8% over the past year.
Frequently asked questions
How much income do you need to rent in Ponca City?
Is rent going up or down in Ponca City?
How does Ponca City rent compare to other cities in Oklahoma?
At $665/mo, rent takes ~14% of Ponca City's median household income ($55,941/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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