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City Report · OK

Ponca City

Pop. 24,326·39th most expensive in Oklahoma·One of the most affordable rental markets in the US
Median rent (all units)
$792/mo
Year-over-Year
Stable
Month-over-Month
-2.0%
vs US Median
-$1,170
Falling (Monthly)
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Most AffordableMost Expensive
Ponca City · $792
More affordable than 100% of US cities · National median $1,962/mo
Affordability
17% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $792/mo, rent takes about 17% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$32,000/yr
Local median income
$55,941/yr
Based on the 30%-of-income rule using Ponca City's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$620
1 BR
$720
2 BR
$910
3 BR
$1,200
4 BR+
$1,370
Fair Market Rent (HUD)
$910/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $792 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$9,504/yr
At $792/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -2.0% MoM), not inventory.
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Demographics

Who lives here

Ponca City, OK is majority owner-occupied, has a large share of families with children, has a median income below the national average, 20.6% of residents hold a bachelor's degree or higher.

Population
24,326
Median income
$55,941
Median age
37.1
Renters
37.5%
Age distribution
25.6%
21.8%
24.1%
17.7%
Under 1825.6%
18–3421.8%
35–5424.1%
55–6410.8%
65+17.7%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
70.7%
15%
White70.7%
Black3.2%
Hispanic10.4%
Asian0.7%
Other15%
Education (25+)
33.1%
36.8%
20.6%
No HS diploma9.5%
HS diploma33.1%
Some college36.8%
Bachelor's+20.6%
Housing tenure
62.5%
37.5%
Owner62.5%
Renter37.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Ponca City, OK has changed in 5 years

Income
$47,236 → $55,941
up 18.4%
Population
24,499 → 24,326
down 0.7%
Renter share
37.9% → 37.5%
-0.4 pts
Bachelor's+
18.3% → 20.6%
+2.3 pts

Household income in the area moved from $47,236 to $55,941 across the same window, up 18.4% versus 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 18.3% to 20.6%.

Community

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View Ponca City rent history (2015–2026) →
Salary vs rent

Can you afford rent in Ponca City on your salary?

At $792/mo, how Ponca City rent compares to typical pay (30% rule).

By apartment size

Ponca City rent by bedroom count

Median rent for each apartment size in Ponca City. Click any size for full breakdown.

Local insights

Tips for renters in Ponca City

About renting in Ponca City, OK

Last updated: August 17, 2026

The median rent in Ponca City is $792/mo as of August 2026. A studio apartment averages $620/mo while a 2-bedroom runs $910/mo. One-bedroom apartments average $720/mo and 3-bedroom units go for $1,200/mo.

At 17% of local median household income ($55,941/yr), Ponca City ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Ponca City an affordable city for renters?

Ponca City is considered very affordable for renters. At $792/mo, rent takes approximately 17% of the local median household income ($55,941/yr). The standard benchmark is 30%. Ponca City falls comfortably within that range.

How much income do you need to rent in Ponca City?

To keep rent at or below 30% of gross income, you would need to earn at least $32,000/year (~$15/hour full-time) to afford the median rent of $792/mo in Ponca City. The local median household income is $55,941/yr, meaning the typical Ponca City household meets that threshold.

Is rent going up or down in Ponca City?

Rent in Ponca City has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Ponca City rent compare to other cities in Oklahoma?

Ponca City is one of the more affordable cities in Oklahoma for rent, ranking #39 out of 39 tracked cities at $792/mo.

What percentage of Ponca City residents rent vs. own?

According to Census data, approximately 37.5% of Ponca City households are renters, while 62.5% are owner-occupied. Ponca City leans toward homeownership, which can mean a smaller rental inventory.

How does Ponca City rent compare to the national average?

Ponca City's median rent of $792/mo is $1,170 (60%) below the US national median of $1,962/mo. Within Oklahoma, it ranks #39 out of 39 tracked cities.
Income Affordability
17%
VERY AFFORDABLE

At $792/mo, rent takes ~17% of Ponca City's median household income ($55,941/yr). The standard benchmark is 30%.

Ponca City 17%Benchmark 30%
State income tax0.25–4.75%
Run the Ponca City affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Ponca City, OK

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