City Report · OK

Stillwater

Pop. 49,269·15th most expensive in Oklahoma·Stillwater rents are up 12.0% over the past year
Median rent (all units)
$1,418/mo
Year-over-Year
+12.0%
Month-over-Month
-1.4%
vs US Median
-$547
Falling (Monthly)
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Most AffordableMost Expensive
Stillwater · $1,418
More affordable than 81% of US cities · National median $1,965/mo
Rent Reality Score
50/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Stillwater's 10-year trend predicts.

Actual rent
$1,418/mo
Expected by trend
$1,421/mo
The Rent Reality Score compares today's median rent to where Stillwater's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$805
1 BR
$865
2 BR
$1,060
3 BR
$1,485
4 BR+
$1,600
Research median
$1,060/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,016/yr
At $1,418/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 12.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+12.0% YoY, -1.4% MoM), not inventory.
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Demographics

Who lives here

Stillwater, OK is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 49.9% of residents hold a bachelor's degree or higher.

Population
49,269
Median income
$43,700
Median age
23.9
Renters
62.9%
Age distribution
14.2%
52.2%
16.8%
Under 1814.2%
18–3452.2%
35–5416.8%
55–646.3%
65+10.4%
Gender
50.1%
49.9%
Male50.1%
Female49.9%
Race & ethnicity
73.3%
White73.3%
Black4.7%
Hispanic5.9%
Asian6.4%
Other9.7%
Education (25+)
19.5%
26.5%
49.9%
No HS diploma4%
HS diploma19.5%
Some college26.5%
Bachelor's+49.9%
Housing tenure
37.1%
62.9%
Owner37.1%
Renter62.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Stillwater, OK has changed in 5 years

Rent
$1,026 → $1,418
up 38.2%
Income
$37,991 → $43,700
up 15.0%
Population
48,055 → 49,269
up 2.5%
Renter share
60.2% → 62.9%
+2.7 pts
Bachelor's+
51.1% → 49.9%
-1.2 pts

Rent in Stillwater, OK has climbed 38.2% since 2021, going from about $1,026 per month to roughly $1,418 today. Median household income grew from $37,991 to $43,700 between 2021 and 2024, a 15.0% shift. Rent outpaced income growth by roughly 23.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 48,055 to 49,269 between 2021 and 2024, a 2.5% change. About 62.9% of households rent today, against 60.2% in 2021. Taken together, the five-year picture in Stillwater, OK reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Stillwater rent history (2015–2026) →
Salary vs rent

Can you afford rent in Stillwater on your salary?

At $1,418/mo, how Stillwater rent compares to typical pay (30% rule).

By apartment size

Stillwater rent by bedroom count

Median rent for each apartment size in Stillwater. Click any size for full breakdown.

Local insights

Tips for renters in Stillwater

About renting in Stillwater, OK

Last updated: July 20, 2026

The median rent in Stillwater is $1,418/mo as of July 2026. A studio apartment averages $805/mo while a 2-bedroom runs $1,060/mo. One-bedroom apartments average $865/mo and 3-bedroom units go for $1,485/mo.

At 39% of local median household income ($43,700/yr), Stillwater ranks as moderate compared to the national benchmark of 30%. Rents have increased 12.0% over the past year.

FAQ

Frequently asked questions

Is Stillwater an affordable city for renters?

Stillwater is considered moderate for renters. At $1,418/mo, rent takes approximately 39% of the local median household income ($43,700/yr). The standard benchmark is 30%. Stillwater slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Stillwater?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,418/mo in Stillwater. The local median household income is $43,700/yr, meaning the typical Stillwater household falls short of that threshold.

Is rent going up or down in Stillwater?

Rent in Stillwater has increased 12.0% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Stillwater neighborhoods have the lowest rent?

The most affordable ZIP codes in Stillwater are 74074 ($1,386/mo), and 74075 ($1,503/mo). Citywide, the median rent in Stillwater is $1,418/mo.

How does Stillwater rent compare to other cities in Oklahoma?

Stillwater is middle-of-the-pack for Oklahoma for rent, ranking #15 out of 38 tracked cities at $1,418/mo.

Which nearby cities are cheaper to rent in than Stillwater?

Several nearby cities have lower median rents than Stillwater ($1,418/mo): Ponca City ($808/mo), Cushing ($1,200/mo), Guthrie ($1,287/mo).

What percentage of Stillwater residents rent vs. own?

According to Census data, approximately 62.9% of Stillwater households are renters, while 37.1% are owner-occupied. With a majority renter population, Stillwater has a strong rental market.

How does Stillwater rent compare to the national average?

Stillwater's median rent of $1,418/mo is $547 (28%) below the US national median of $1,965/mo. Within Oklahoma, it ranks #15 out of 38 tracked cities.
Income Affordability
39%
MODERATE

At $1,418/mo, rent takes ~39% of Stillwater's median household income ($43,700/yr). The standard benchmark is 30%.

Stillwater 39%Benchmark 30%
State income tax0.25–4.75%
Run the Stillwater affordability calculator →
Lowest-rent ZIP codes in Stillwater
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Stillwater, OK

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