City Report · OK

Stillwater

Pop. 49,269·18th most expensive in Oklahoma·Stillwater rents are up 5.9% over the past year
Median rent (all units)
$1,358/mo
Year-over-Year
+5.9%
Month-over-Month
-0.3%
vs US Median
-$574
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Stillwater · $1,358
More affordable than 84% of US cities · National median $1,932/mo
Rent Reality Score
52/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Stillwater's 10-year trend predicts.

Actual rent
$1,358/mo
Expected by trend
$1,374/mo
The Rent Reality Score compares today's median rent to where Stillwater's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$805
1 BR
$865
2 BR
$1,060
3 BR
$1,485
4 BR+
$1,600
Fair Market Rent (HUD)
$1,060/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,358 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

May. Asking rents in Stillwater usually run 0.7% below trend in May and 0.6% above it in August, about $18 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in Stillwater is 0.3% below its high of $1,362 in August 2026, at $1,358 as of September 2026.

Past year vs. the rest of Oklahoma

Rent in Stillwater changed +5.9% over the year to September 2026. Across the 31 Oklahoma cities Zillow tracks, the typical change was +2.8%.

Recent direction

Rent rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($43,700) is $1,093 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,060); a 3-bedroom is $1,485.

From Zillow's monthly rent index (ZORI) for Stillwater. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,296/yr
At $1,358/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (5.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+5.9% YoY, -0.3% MoM), not inventory.
Rent check

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Demographics

Who lives here

Stillwater, OK is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 49.9% of residents hold a bachelor's degree or higher.

Population
49,269
Median income
$43,700
Median age
23.9
Renters
62.9%
Age distribution
14.2%
52.2%
16.8%
Under 1814.2%
18–3452.2%
35–5416.8%
55–646.3%
65+10.4%
Gender
50.1%
49.9%
Male50.1%
Female49.9%
Race & ethnicity
73.3%
White73.3%
Black4.7%
Hispanic5.9%
Asian6.4%
Other9.7%
Education (25+)
19.5%
26.5%
49.9%
No HS diploma4%
HS diploma19.5%
Some college26.5%
Bachelor's+49.9%
Housing tenure
37.1%
62.9%
Owner37.1%
Renter62.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Stillwater, OK has changed in 5 years

Rent
$939 → $1,358
up 44.6%
Income
$37,991 → $43,700
up 15.0%
Population
48,055 → 49,269
up 2.5%
Renter share
60.2% → 62.9%
+2.7 pts
Bachelor's+
51.1% → 49.9%
-1.2 pts

Rent in Stillwater, OK has climbed 44.6% since 2021, going from about $939 per month to roughly $1,358 today. Median household income grew from $37,991 to $43,700 between 2021 and 2024, a 15.0% shift. Rent outpaced income growth by roughly 29.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 48,055 to 49,269 between 2021 and 2024, a 2.5% change. About 62.9% of households rent today, against 60.2% in 2021. Taken together, the five-year picture in Stillwater, OK reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Stillwater rent history (2015–2026) →
Salary vs rent

Can you afford rent in Stillwater on your salary?

At $1,358/mo, how Stillwater rent compares to typical pay (30% rule).

By apartment size

Stillwater rent by bedroom count

Median rent for each apartment size in Stillwater. Click any size for full breakdown.

Local insights

Tips for renters in Stillwater

About renting in Stillwater, OK

Last updated: October 17, 2026

The median rent in Stillwater is $1,358/mo as of October 2026. A studio apartment averages $805/mo while a 2-bedroom runs $1,060/mo. One-bedroom apartments average $865/mo and 3-bedroom units go for $1,485/mo.

At 37% of local median household income ($43,700/yr), Stillwater ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Stillwater?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (about $26/hour full-time) to afford the median rent of $1,358/mo in Stillwater. The local median household income is $43,700/yr, so the typical household falls short of that bar.

Is rent going up or down in Stillwater?

Rent in Stillwater has risen 5.9% over the past year as of September 2026. It sits 0.3% below its high of $1,362 in August 2026.

When is the cheapest time to rent in Stillwater?

Asking rents in Stillwater are usually lowest in May, about 0.7% below their yearly trend, and highest in August, about 0.6% above it. At today's median that is a gap of roughly $18 a month. This pattern comes from 6 years of Zillow rent data.

Which Stillwater neighborhoods have the lowest rent?

The most affordable ZIP codes in Stillwater are 74075 ($1,315/mo), and 74074 ($1,449/mo). Citywide, the median rent is $1,358/mo.

How does Stillwater rent compare to other cities in Oklahoma?

Stillwater is in the middle among Oklahoma cities for rent, ranking #18 of 38 tracked cities at $1,358/mo. Over the year to September 2026, rent in Stillwater changed +5.9%, against a typical +2.8% across the 31 Oklahoma cities Zillow tracks.

Which nearby cities are cheaper to rent in than Stillwater?

Nearby cities with lower median rent than Stillwater ($1,358/mo) include Ponca City ($665/mo), Cushing ($1,200/mo), and Guthrie ($1,243/mo).
Income Affordability
37%
MODERATE

At $1,358/mo, rent takes ~37% of Stillwater's median household income ($43,700/yr). The standard benchmark is 30%.

Stillwater 37%Benchmark 30%
State income tax0.25–4.75%
Run the Stillwater affordability calculator →
Lowest-rent ZIP codes in Stillwater
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Stillwater, OK

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