City Report · PA

Chambersburg

Pop. 22,319·116th most expensive in Pennsylvania·Chambersburg rents are up 11.8% over the past year
Median rent (all units)
$1,352/mo
Year-over-Year
+11.8%
Month-over-Month
+0.1%
vs US Median
-$613
Stable (Monthly)
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Most AffordableMost Expensive
Chambersburg · $1,352
More affordable than 85% of US cities · National median $1,965/mo
Rent Reality Score
42/100
Fairly priced
OverheatedFairGreat value

Rents are 4% above what Chambersburg's 10-year trend predicts — running hotter than its own history.

Actual rent
$1,352/mo
Expected by trend
$1,300/mo
The Rent Reality Score compares today's median rent to where Chambersburg's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,020
1 BR
$1,050
2 BR
$1,280
3 BR
$1,710
4 BR+
$1,930
Research median
$1,280/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,224/yr
At $1,352/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.8% YoY, +0.1% MoM), not inventory.
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Demographics

Who lives here

Chambersburg, PA is majority renter-occupied, has a median income below the national average, 27.3% of residents hold a bachelor's degree or higher.

Population
22,319
Median income
$56,576
Median age
39.6
Renters
57.3%
Age distribution
19.8%
24.1%
26.1%
19%
Under 1819.8%
18–3424.1%
35–5426.1%
55–6411%
65+19%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
71%
22.6%
White71%
Black7%
Hispanic22.6%
Asian0.8%
Education (25+)
44.7%
19%
27.3%
No HS diploma9%
HS diploma44.7%
Some college19%
Bachelor's+27.3%
Housing tenure
42.7%
57.3%
Owner42.7%
Renter57.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Chambersburg, PA has changed in 5 years

Rent
$1,040 → $1,352
up 30.0%
Income
$48,323 → $56,576
up 17.1%
Population
22,141 → 22,319
up 0.8%
Renter share
57.2% → 57.3%
+0.1 pts
Bachelor's+
24.6% → 27.3%
+2.7 pts
Median age
39.1 → 39.6
+0.5 yrs

Five years ago, renters in Chambersburg, PA paid around $1,040 a month. That figure now sits near $1,352, up 30.0% from the 2022 baseline. Median household income climbed from $48,323 to $56,576 between 2021 and 2024, a 17.1% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 24.6% to 27.3% across the same window. Taken together, the five-year picture in Chambersburg, PA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Chambersburg rent history (2015–2026) →
Salary vs rent

Can you afford rent in Chambersburg on your salary?

At $1,352/mo, how Chambersburg rent compares to typical pay (30% rule).

By apartment size

Chambersburg rent by bedroom count

Median rent for each apartment size in Chambersburg. Click any size for full breakdown.

Local insights

Tips for renters in Chambersburg

About renting in Chambersburg, PA

Last updated: July 20, 2026

The median rent in Chambersburg is $1,352/mo as of July 2026. A studio apartment averages $1,020/mo while a 2-bedroom runs $1,280/mo. One-bedroom apartments average $1,050/mo and 3-bedroom units go for $1,710/mo.

At 29% of local median household income ($56,576/yr), Chambersburg ranks as affordable compared to the national benchmark of 30%. Rents have increased 11.8% over the past year.

FAQ

Frequently asked questions

Is Chambersburg an affordable city for renters?

Chambersburg is considered affordable for renters. At $1,352/mo, rent takes approximately 29% of the local median household income ($56,576/yr). The standard benchmark is 30%. Chambersburg falls comfortably within that range.

How much income do you need to rent in Chambersburg?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (~$26/hour full-time) to afford the median rent of $1,352/mo in Chambersburg. The local median household income is $56,576/yr, meaning the typical Chambersburg household meets that threshold.

Is rent going up or down in Chambersburg?

Rent in Chambersburg has increased 11.8% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Chambersburg rent compare to other cities in Pennsylvania?

Chambersburg is one of the more affordable cities in Pennsylvania for rent, ranking #116 out of 167 tracked cities at $1,352/mo.

Which nearby cities are cheaper to rent in than Chambersburg?

Several nearby cities have lower median rents than Chambersburg ($1,352/mo): Shippensburg ($1,264/mo), Newville ($1,325/mo).

What percentage of Chambersburg residents rent vs. own?

According to Census data, approximately 57.3% of Chambersburg households are renters, while 42.7% are owner-occupied. With a majority renter population, Chambersburg has a strong rental market.

How does Chambersburg rent compare to the national average?

Chambersburg's median rent of $1,352/mo is $613 (31%) below the US national median of $1,965/mo. Within Pennsylvania, it ranks #116 out of 167 tracked cities.
Income Affordability
29%
AFFORDABLE

At $1,352/mo, rent takes ~29% of Chambersburg's median household income ($56,576/yr). The standard benchmark is 30%.

Chambersburg 29%Benchmark 30%
State income tax3.07%
Run the Chambersburg affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Chambersburg, PA

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