Rents are 4% below what Chambersburg's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,287 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Chambersburg is at its highest level since Zillow's records here began in April 2022.
Rent in Chambersburg changed +3.3% over the year to September 2026. Across the 114 Pennsylvania cities Zillow tracks, the typical change was +3.6%.
Rent has risen 2 months in a row, and rose in 9 of the last 12 months.
30% of the median household income ($56,576) is $1,414 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,280); a 3-bedroom is $1,710.
From Zillow's monthly rent index (ZORI) for Chambersburg. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Chambersburg, PA is majority renter-occupied, has a median income below the national average, 27.3% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Chambersburg, PA has changed in 5 years
Five years ago, renters in Chambersburg, PA paid around $1,044 a month. That figure now sits near $1,287, up 23.3% from the 2022 baseline. Median household income climbed from $48,323 to $56,576 between 2021 and 2024, a 17.1% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 24.6% to 27.3% across the same window. Taken together, the five-year picture in Chambersburg, PA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.
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Can you afford rent in Chambersburg on your salary?
At $1,287/mo, how Chambersburg rent compares to typical pay (30% rule).
Chambersburg rent by bedroom count
Median rent for each apartment size in Chambersburg. Click any size for full breakdown.
Tips for renters in Chambersburg
Last updated: October 17, 2026
The median rent in Chambersburg is $1,287/mo as of October 2026. A studio apartment averages $1,020/mo while a 2-bedroom runs $1,280/mo. One-bedroom apartments average $1,050/mo and 3-bedroom units go for $1,710/mo.
At 27% of local median household income ($56,576/yr), Chambersburg ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.3% over the past year.
Frequently asked questions
How much income do you need to rent in Chambersburg?
Is rent going up or down in Chambersburg?
How does Chambersburg rent compare to other cities in Pennsylvania?
Which nearby cities are cheaper to rent in than Chambersburg?
At $1,287/mo, rent takes ~27% of Chambersburg's median household income ($56,576/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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