City Report · TX

Denison

Pop. 25,778·195th most expensive in Texas·One of the most affordable rental markets in the US
Median rent (all units)
$1,411/mo
Year-over-Year
-2.7%
Month-over-Month
-0.2%
vs US Median
-$521
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Denison · $1,411
More affordable than 81% of US cities · National median $1,932/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Denison's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,411/mo
Expected by trend
$1,470/mo
The Rent Reality Score compares today's median rent to where Denison's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,010
1 BR
$1,055
2 BR
$1,270
3 BR
$1,770
4 BR+
$2,135
Fair Market Rent (HUD)
$1,270/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,411 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Denison is 3.5% below its high of $1,462 in November 2025, at $1,411 as of September 2026.

Past year vs. the rest of Texas

Rent in Denison changed -2.7% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.

Recent direction

Rent has fallen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($67,365) is $1,684 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,270); a 3-bedroom is $1,770.

From Zillow's monthly rent index (ZORI) for Denison. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,932/yr
At $1,411/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 2.7% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-2.7% YoY, -0.2% MoM), not inventory.
Rent check

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Demographics

Who lives here

Denison, TX is majority owner-occupied, has a large retiree population, 18.7% of residents hold a bachelor's degree or higher.

Population
25,778
Median income
$67,365
Median age
40.4
Renters
41.4%
Age distribution
25.1%
18.4%
23.8%
12.6%
20.1%
Under 1825.1%
18–3418.4%
35–5423.8%
55–6412.6%
65+20.1%
Gender
47.6%
52.4%
Male47.6%
Female52.4%
Race & ethnicity
73.5%
16.2%
White73.5%
Black6.8%
Hispanic16.2%
Asian1.2%
Other2.3%
Education (25+)
33.9%
36.7%
18.7%
No HS diploma10.7%
HS diploma33.9%
Some college36.7%
Bachelor's+18.7%
Housing tenure
58.6%
41.4%
Owner58.6%
Renter41.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Denison, TX has changed in 5 years

Rent
$1,360 → $1,411
up 3.8%
Income
$52,784 → $67,365
up 27.6%
Population
24,324 → 25,778
up 6.0%
Renter share
41.4% → 41.4%
+0.0 pts
Bachelor's+
17.4% → 18.7%
+1.3 pts
Median age
39.4 → 40.4
+1.0 yrs

Compared with 2022, rent in Denison, TX has climbed by $51 per month, settling near $1,411 after starting the period at $1,360. Median household income grew from $52,784 to $67,365 between 2021 and 2024, a 27.6% shift. Income growth outran rent by about 23.8 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 24,324 to 25,778 between 2021 and 2024, a 6.0% change. Taken together, the five-year picture in Denison, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Denison rent history (2015–2026) →
Salary vs rent

Can you afford rent in Denison on your salary?

At $1,411/mo, how Denison rent compares to typical pay (30% rule).

By apartment size

Denison rent by bedroom count

Median rent for each apartment size in Denison. Click any size for full breakdown.

Local insights

Tips for renters in Denison

About renting in Denison, TX

Last updated: October 17, 2026

The median rent in Denison is $1,411/mo as of October 2026. A studio apartment averages $1,010/mo while a 2-bedroom runs $1,270/mo. One-bedroom apartments average $1,055/mo and 3-bedroom units go for $1,770/mo.

At 25% of local median household income ($67,365/yr), Denison ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Denison?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (about $27/hour full-time) to afford the median rent of $1,411/mo in Denison. The local median household income is $67,365/yr, so the typical household meets that bar.

Is rent going up or down in Denison?

Rent in Denison has fallen 2.7% over the past year as of September 2026. It sits 3.5% below its high of $1,462 in November 2025.

Which Denison neighborhoods have the lowest rent?

The most affordable ZIP codes in Denison are 75020 ($1,412/mo), and 75021 ($1,449/mo). Citywide, the median rent is $1,411/mo.

How does Denison rent compare to other cities in Texas?

Denison is one of the more affordable among Texas cities for rent, ranking #195 of 257 tracked cities at $1,411/mo. Over the year to September 2026, rent in Denison changed -2.7%, against a typical +1.0% across the 224 Texas cities Zillow tracks.

Which nearby cities are cheaper to rent in than Denison?

Nearby cities with lower median rent than Denison ($1,411/mo) include Sherman ($1,287/mo).
Income Affordability
25%
AFFORDABLE

At $1,411/mo, rent takes ~25% of Denison's median household income ($67,365/yr). The standard benchmark is 30%.

Denison 25%Benchmark 30%
State income taxNone
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Lowest-rent ZIP codes in Denison
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Denison, TX

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