How much does it cost to rent in Elgin, TX?

As of July 2026, the median monthly rent in Elgin, TX is $1,792. This figure is based on aggregated data from public sources and community-submitted rents.

Is Elgin cheaper than other Texas cities?

Elgin falls in the middle range for Texas, ranking #91 out of 269 cities at $1,792/mo.

When was Elgin rent data last updated?

Elgin rent data reflects July 2026 and was last refreshed on July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.

City Report · TX

Elgin

Name: Average Rent Prices in Elgin, TX
Creator: RentDataNow
License: https://rentdatanow.com/terms-of-service

Pop. 11,563·91st most expensive in Texas·Rental market data updated monthly for Elgin, TX

Median rent (all units)

$1,792/mo

Year-over-Year

Stable

Month-over-Month

-4.3%

vs US Median

-$173

Falling (Monthly)

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Most AffordableMost Expensive

Elgin · $1,792

More affordable than 55% of US cities · National median $1,965/mo

Affordability

24% of income

VERY AFFORDABLE

0%30% benchmark60%+

At $1,792/mo, rent takes about 24% of the local median household income, comfortably within the 30% benchmark.

Income to afford

$72,000/yr

Local median income

$91,114/yr

Based on the 30%-of-income rule using Elgin's median rent and household income. See the full affordability breakdown →

Medians by bedroom

Rent by unit size

Studio

$1,370

1 BR

$1,480

2 BR

$1,740

3 BR

$2,230

4 BR+

$2,560

Research median

$1,740/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost

$21,504/yr

At $1,792/mo median

Rent Market Meter

Strong Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.

Based on rent-price momentum (+0.0% YoY, -4.3% MoM), not inventory.

Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Elgin, TX is majority owner-occupied, has a large share of families with children, has a median income above the national average, 23.1% of residents hold a bachelor's degree or higher.

Population

11,563

Median income

$91,114

Median age

36.6

Renters

28.6%

Age distribution

25.6%

21.7%

26.4%

13.4%

12.8%

Under 1825.6%

18–3421.7%

35–5426.4%

55–6413.4%

65+12.8%

Gender

47.8%

52.2%

Male47.8%

Female52.2%

Race & ethnicity

43.7%

16.7%

46.9%

White43.7%

Black16.7%

Hispanic46.9%

Education (25+)

17.8%

31.9%

27.3%

23.1%

No HS diploma17.8%

HS diploma31.9%

Some college27.3%

Bachelor's+23.1%

Housing tenure

71.4%

28.6%

Owner71.4%

Renter28.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Elgin, TX has changed in 5 years

Income

$78,169 → $91,114

up 16.6%

Population

9,488 → 11,563

up 21.9%

Renter share

32% → 28.6%

-3.4 pts

Bachelor's+

21.9% → 23.1%

+1.2 pts

Median age

35.8 → 36.6

+0.8 yrs

On the earnings side, the typical household in Elgin, TX now reports about $91,114, up from $78,169 in 2021. Census counts show Elgin, TX adding about 2,075 residents over the five-year window, up 21.9% on net. The renter share has eased from 32% to 28.6%, with owner-occupied housing accounting for the remainder.

Community

Discussions about Elgin

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View Elgin rent history (2015–2026) →

Salary vs rent

Can you afford rent in Elgin on your salary?

At $1,792/mo, how Elgin rent compares to typical pay (30% rule).

Registered Nurse

Avg $93,535/yr · Rent = 23% income

affordable

Elementary School Teacher

Avg $66,409/yr · Rent = 32.4% income

stretched

Police Officer

Avg $76,497/yr · Rent = 28.1% income

affordable

Software Developer

Avg $136,729/yr · Rent = 15.7% income

very comfortable

Lawyer

Avg $174,705/yr · Rent = 12.3% income

very comfortable

Firefighter

Avg $62,182/yr · Rent = 34.6% income

stretched

Truck Driver

Avg $56,143/yr · Rent = 38.3% income

stretched

Electrician

Avg $69,201/yr · Rent = 31.1% income

stretched

By apartment size

Elgin rent by bedroom count

Median rent for each apartment size in Elgin. Click any size for full breakdown.

Local insights

Tips for renters in Elgin

About renting in Elgin, TX

Last updated: July 20, 2026

The median rent in Elgin is $1,792/mo as of July 2026. A studio apartment averages $1,370/mo while a 2-bedroom runs $1,740/mo. One-bedroom apartments average $1,480/mo and 3-bedroom units go for $2,230/mo.

At 24% of local median household income ($91,114/yr), Elgin ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Elgin an affordable city for renters?

Elgin is considered very affordable for renters. At $1,792/mo, rent takes approximately 24% of the local median household income ($91,114/yr). The standard benchmark is 30%. Elgin falls comfortably within that range.

How much income do you need to rent in Elgin?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (~$35/hour full-time) to afford the median rent of $1,792/mo in Elgin. The local median household income is $91,114/yr, meaning the typical Elgin household meets that threshold.

Is rent going up or down in Elgin?

Rent in Elgin has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Elgin rent compare to other cities in Texas?

Elgin is middle-of-the-pack for Texas for rent, ranking #91 out of 269 tracked cities at $1,792/mo.

Which nearby cities are cheaper to rent in than Elgin?

Several nearby cities have lower median rents than Elgin ($1,792/mo): Manor ($1,645/mo), Pflugerville ($1,699/mo), Hutto ($1,764/mo).

What percentage of Elgin residents rent vs. own?

According to Census data, approximately 28.6% of Elgin households are renters, while 71.4% are owner-occupied. Elgin leans toward homeownership, which can mean a smaller rental inventory.