City Report · TX

Plano

Pop. 290,594·100th most expensive in Texas·Rental market data updated monthly for Plano, TX
Median rent (all units)
$1,736/mo
Year-over-Year
+0.9%
Month-over-Month
+0.2%
vs US Median
-$196
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Plano · $1,736
More affordable than 58% of US cities · National median $1,932/mo
Rent Reality Score
71/100
Good value
OverheatedFairGreat value

Rents are 10% below what Plano's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,736/mo
Expected by trend
$1,935/mo
The Rent Reality Score compares today's median rent to where Plano's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,311
1 BR
$1,375
2 BR
$1,613
3 BR
$2,023
4 BR+
$2,596
Research median
$1,613/mo

Bedroom figures are derived from HUD Fair Market Rents and scaled to match Plano's market median, because the published HUD values all ran above it. They are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in Plano usually run 1% below trend in January and 0.9% above it in July, about $33 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Plano is 3% below its high of $1,789 in March 2023, at $1,736 as of September 2026.

Past year vs. the rest of Texas

Rent in Plano changed +0.9% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.

Rent vs. income since 2019

From 2019 to 2024, rent in Plano rose 28.7% while median household income rose 17.4% ($95,602 to $112,253). Rent outpaced income.

Since before the pandemic

Rent in Plano is 25.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 4 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($112,253) is $2,806 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,273); a 3-bedroom is $2,850.

Spread across ZIP codes

The priciest of 6 ZIP codes in Plano, 75025 ($2,167/mo), costs 35% more than the cheapest, 75075 ($1,608/mo).

Cheaper nearby

Garland, 12 miles away, rents for 10% less ($1,560/mo), about $2,100 a year in savings.

From Zillow's monthly rent index (ZORI) for Plano. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$20,832/yr
At $1,736/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.9% YoY, +0.2% MoM), not inventory.
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Demographics

Who lives here

Plano, TX is majority owner-occupied, has a median income above the national average, 60.5% of residents hold a bachelor's degree or higher.

Population
290,594
Median income
$112,253
Median age
39.6
Renters
43.1%
Age distribution
20.9%
22.2%
28.7%
13.6%
14.7%
Under 1820.9%
18–3422.2%
35–5428.7%
55–6413.6%
65+14.7%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
49.9%
16.7%
23.7%
White49.9%
Black8.8%
Hispanic16.7%
Asian23.7%
Other0.8%
Education (25+)
12.2%
21.6%
60.5%
No HS diploma5.7%
HS diploma12.2%
Some college21.6%
Bachelor's+60.5%
Housing tenure
56.9%
43.1%
Owner56.9%
Renter43.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Plano, TX has changed in 5 years

Rent
$1,432 → $1,736
up 21.2%
Income
$99,729 → $112,253
up 12.6%
Population
282,181 → 290,594
up 3.0%
Renter share
42.4% → 43.1%
+0.7 pts
Bachelor's+
58.1% → 60.5%
+2.4 pts
Median age
38.8 → 39.6
+0.8 yrs

Five years ago, renters in Plano, TX paid around $1,432 a month. That figure now sits near $1,736, up 21.2% from the 2021 baseline. Census figures show median household income at $112,253 today, compared with $99,729 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Plano, TX adding about 8,413 residents over the five-year window, up 3.0% on net. Bachelor's-degree-or-higher attainment moved from 58.1% to 60.5% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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View Plano rent history (2015–2026) →
Salary vs rent

Can you afford rent in Plano on your salary?

At $1,736/mo, how Plano rent compares to typical pay (30% rule).

By apartment size

Plano rent by bedroom count

Median rent for each apartment size in Plano. Click any size for full breakdown.

Local insights

Tips for renters in Plano

About renting in Plano, TX

Last updated: October 17, 2026

The median rent in Plano is $1,736/mo as of October 2026. A studio apartment averages $1,311/mo while a 2-bedroom runs $1,613/mo. One-bedroom apartments average $1,375/mo and 3-bedroom units go for $2,023/mo.

At 19% of local median household income ($112,253/yr), Plano ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Plano?

To keep rent at or below 30% of gross income, you would need to earn at least $69,000/year (about $33/hour full-time) to afford the median rent of $1,736/mo in Plano. The local median household income is $112,253/yr, so the typical household meets that bar.

Is rent going up or down in Plano?

Rent in Plano has risen 0.9% over the past year as of September 2026. It sits 3% below its high of $1,789 in March 2023.

When is the cheapest time to rent in Plano?

Asking rents in Plano are usually lowest in January, about 1% below their yearly trend, and highest in July, about 0.9% above it. At today's median that is a gap of roughly $33 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Plano?

Yes. From 2019 to 2024, rent in Plano rose 28.7% while median household income rose 17.4%, from $95,602 to $112,253. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Plano neighborhoods have the lowest rent?

The most affordable ZIP codes in Plano are 75075 ($1,608/mo), 75074 ($1,663/mo), and 75093 ($1,684/mo). Citywide, the median rent is $1,736/mo.

How does Plano rent compare to other cities in Texas?

Plano is in the middle among Texas cities for rent, ranking #100 of 257 tracked cities at $1,736/mo. Over the year to September 2026, rent in Plano changed +0.9%, against a typical +1.0% across the 224 Texas cities Zillow tracks.

Which nearby cities are cheaper to rent in than Plano?

Nearby cities with lower median rent than Plano ($1,736/mo) include Addison ($1,591/mo), Richardson ($1,648/mo), and Carrollton ($1,650/mo).
Income Affordability
19%
VERY AFFORDABLE

At $1,736/mo, rent takes ~19% of Plano's median household income ($112,253/yr). The standard benchmark is 30%.

Plano 19%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Plano, TX

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