Can A Chef Afford Rent in Santa Monica, CA?

Rent-burdened — rent takes 55.8% of gross income.

Santa Monica rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Santa Monica median rent
$3,517/mo
Chef salary (California)
$75,697/yr
Rent as % of income
55.8%
Gross monthly income works out to about $6,308, and the 30% rule supports up to $1,892/mo in rent. Santa Monica's median rent of $3,517 exceeds that threshold by $1,625/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 96.6 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These California cities have lower median rent than Santa Monica, which improves the affordability math on a chef salary:

Granite Bay, CA
$3,516/mo (55.7% of income)
Marina, CA
$3,513/mo (55.7% of income)
Morgan Hill, CA
$3,512/mo (55.7% of income)

Compare with full rent data for Santa Monica

View full rent data for Santa Monica, CA

Frequently asked questions

Can a chef afford rent in Santa Monica, CA?

Median rent in Santa Monica is $3,517 a month. A typical chef in California earns about $75,697 a year, which makes that rent 55.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Santa Monica?

Using the 30% rule, a chef salary in California (~$75,697/yr) supports up to $1,892 a month in rent. Santa Monica's current median rent is $3,517/mo, which is $1,625/mo over the affordability threshold.

How many hours does a chef work to cover rent in Santa Monica?

At an hourly equivalent of about $36 an hour, a chef in California works roughly 96.6 hours a month to cover Santa Monica's median rent of $3,517.

Where is rent cheaper than Santa Monica for a chef?

Nearby California cities with lower median rent include Granite Bay ($3,516/mo), Marina ($3,513/mo), Morgan Hill ($3,512/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Santa Monica, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.