Can A Chef Afford Rent in Fernandina Beach, FL?
Rent-burdened — rent takes 48.3% of gross income.
Fernandina Beach rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).
About rent and a chef salary
Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.
Cheaper rent nearby
These Florida cities have lower median rent than Fernandina Beach, which improves the affordability math on a chef salary:
Compare with full rent data for Fernandina Beach
View full rent data for Fernandina Beach, FL →Frequently asked questions
Can a chef afford rent in Fernandina Beach, FL?
Median rent in Fernandina Beach is $2,403 a month. A typical chef in Florida earns about $59,660 a year, which makes that rent 48.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a chef afford in Fernandina Beach?
Using the 30% rule, a chef salary in Florida (~$59,660/yr) supports up to $1,492 a month in rent. Fernandina Beach's current median rent is $2,403/mo, which is $911/mo over the affordability threshold.
How many hours does a chef work to cover rent in Fernandina Beach?
At an hourly equivalent of about $29 an hour, a chef in Florida works roughly 83.8 hours a month to cover Fernandina Beach's median rent of $2,403.
Where is rent cheaper than Fernandina Beach for a chef?
Nearby Florida cities with lower median rent include Lakewood Ranch ($2,402/mo), Winter Garden ($2,401/mo), Homestead ($2,400/mo). Each shifts the affordability math materially on a chef salary.