City Report · FL

Land O Lakes

Pop. 38,910·112th most expensive in Florida·Rental market data updated monthly for Land O Lakes, FL
Median rent (all units)
$2,276/mo
Year-over-Year
+0.1%
Month-over-Month
+0.1%
vs US Median
+$314
Stable (Monthly)
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Most AffordableMost Expensive
Land O Lakes · $2,276
More expensive than 72% of US cities · National median $1,962/mo
Rent Reality Score
71/100
Good value
OverheatedFairGreat value

Rents are 11% below what Land O Lakes's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,276/mo
Expected by trend
$2,545/mo
The Rent Reality Score compares today's median rent to where Land O Lakes's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,057
1 BR
$2,217
2 BR
$2,597
3 BR
$3,323
4 BR+
$4,043
Fair Market Rent (HUD)
$2,597/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,276 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$27,312/yr
At $2,276/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.1% YoY, +0.1% MoM), not inventory.
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Demographics

Who lives here

Land O Lakes, FL is majority owner-occupied, 37.8% of residents hold a bachelor's degree or higher.

Population
38,910
Median age
43.1
Renters
17.1%
Age distribution
21.5%
19.7%
26.9%
13%
18.8%
Under 1821.5%
18–3419.7%
35–5426.9%
55–6413%
65+18.8%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
72.5%
20.2%
White72.5%
Black4.8%
Hispanic20.2%
Asian2.5%
Education (25+)
25%
32.9%
37.8%
No HS diploma4.4%
HS diploma25%
Some college32.9%
Bachelor's+37.8%
Housing tenure
82.9%
17.1%
Owner82.9%
Renter17.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Land O Lakes, FL has changed in 5 years

Rent
$1,690 → $2,276
up 34.7%
Population
38,674 → 38,910
up 0.6%
Renter share
18.4% → 17.1%
-1.3 pts
Bachelor's+
35.8% → 37.8%
+2.0 pts
Median age
41.6 → 43.1
+1.5 yrs

Compared with 2021, rent in Land O Lakes, FL has increased by $586 per month, settling near $2,276 after starting the period at $1,690. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 35.8% to 37.8%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Land O Lakes, FL market of 2021.

Community

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View Land O Lakes rent history (2015–2026) →
Salary vs rent

Can you afford rent in Land O Lakes on your salary?

At $2,276/mo, how Land O Lakes rent compares to typical pay (30% rule).

By apartment size

Land O Lakes rent by bedroom count

Median rent for each apartment size in Land O Lakes. Click any size for full breakdown.

Local insights

Tips for renters in Land O Lakes

About renting in Land O Lakes, FL

Last updated: August 17, 2026

The median rent in Land O Lakes is $2,276/mo as of August 2026. A studio apartment averages $2,057/mo while a 2-bedroom runs $2,597/mo. One-bedroom apartments average $2,217/mo and 3-bedroom units go for $3,323/mo.

At 38% of estimated US median household income ($72,000/yr), Land O Lakes ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.1% over the past year.

FAQ

Frequently asked questions

Is Land O Lakes an affordable city for renters?

Land O Lakes is considered moderate for renters. At $2,276/mo, rent takes approximately 38% of the US median household income ($72,000/yr). The standard benchmark is 30%. Land O Lakes slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Land O Lakes?

To keep rent at or below 30% of gross income, you would need to earn at least $91,000/year (~$44/hour full-time) to afford the median rent of $2,276/mo in Land O Lakes.

Is rent going up or down in Land O Lakes?

Rent in Land O Lakes has been relatively stable over the past year, with a 0.1% change year over year as of August 2026.

Which Land O Lakes neighborhoods have the lowest rent?

The most affordable ZIP codes in Land O Lakes are 34639 ($2,037/mo), 34638 ($2,338/mo), and 34637 ($2,563/mo). Citywide, the median rent in Land O Lakes is $2,276/mo.

How does Land O Lakes rent compare to other cities in Florida?

Land O Lakes is middle-of-the-pack for Florida for rent, ranking #112 out of 291 tracked cities at $2,276/mo.

Which nearby cities are cheaper to rent in than Land O Lakes?

Several nearby cities have lower median rents than Land O Lakes ($2,276/mo): Spring Hill ($1,920/mo), Lutz ($2,027/mo), San Antonio ($2,027/mo).

What percentage of Land O Lakes residents rent vs. own?

According to Census data, approximately 17.1% of Land O Lakes households are renters, while 82.9% are owner-occupied. Land O Lakes leans toward homeownership, which can mean a smaller rental inventory.

How does Land O Lakes rent compare to the national average?

Land O Lakes's median rent of $2,276/mo is $314 (16%) above the US national median of $1,962/mo. Within Florida, it ranks #112 out of 291 tracked cities.
Income Affordability
38%
MODERATE

At $2,276/mo, rent takes ~38% of US median household income ($72,000/yr). The standard benchmark is 30%.

Land O Lakes 38%Benchmark 30%
State income taxNone
Run the Land O Lakes affordability calculator →
Lowest-rent ZIP codes in Land O Lakes
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Land O Lakes, FL

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