City Report · FL

Land O Lakes

Pop. 38,910·115th most expensive in Florida·Rental market data updated monthly for Land O Lakes, FL
Median rent (all units)
$2,255/mo
Year-over-Year
-0.3%
Month-over-Month
+0.4%
vs US Median
+$323
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Land O Lakes · $2,255
More expensive than 71% of US cities · National median $1,932/mo
Rent Reality Score
74/100
Good value
OverheatedFairGreat value

Rents are 12% below what Land O Lakes's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,255/mo
Expected by trend
$2,570/mo
The Rent Reality Score compares today's median rent to where Land O Lakes's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,057
1 BR
$2,217
2 BR
$2,597
3 BR
$3,323
4 BR+
$4,043
Fair Market Rent (HUD)
$2,597/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,255 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in Land O Lakes usually run 0.5% below trend in January and 0.8% above it in July, about $29 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Land O Lakes is 1% below its high of $2,278 in February 2025, at $2,255 as of September 2026.

Past year vs. the rest of Florida

Rent in Land O Lakes changed -0.3% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.

Since before the pandemic

Rent in Land O Lakes is 48.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 5 of the last 12 months.

Cheaper nearby

San Antonio, 9 miles away, rents for 13% less ($1,951/mo), about $3,600 a year in savings.

From Zillow's monthly rent index (ZORI) for Land O Lakes. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series.

Annual cost
$27,060/yr
At $2,255/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.3% YoY, +0.4% MoM), not inventory.
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Demographics

Who lives here

Land O Lakes, FL is majority owner-occupied, 37.8% of residents hold a bachelor's degree or higher.

Population
38,910
Median age
43.1
Renters
17.1%
Age distribution
21.5%
19.7%
26.9%
13%
18.8%
Under 1821.5%
18–3419.7%
35–5426.9%
55–6413%
65+18.8%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
72.5%
20.2%
White72.5%
Black4.8%
Hispanic20.2%
Asian2.5%
Education (25+)
25%
32.9%
37.8%
No HS diploma4.4%
HS diploma25%
Some college32.9%
Bachelor's+37.8%
Housing tenure
82.9%
17.1%
Owner82.9%
Renter17.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Land O Lakes, FL has changed in 5 years

Rent
$1,715 → $2,255
up 31.5%
Population
38,674 → 38,910
up 0.6%
Renter share
18.4% → 17.1%
-1.3 pts
Bachelor's+
35.8% → 37.8%
+2.0 pts
Median age
41.6 → 43.1
+1.5 yrs

Compared with 2021, rent in Land O Lakes, FL has increased by $540 per month, settling near $2,255 after starting the period at $1,715. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 35.8% to 37.8%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Land O Lakes, FL market of 2021.

Community

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View Land O Lakes rent history (2015–2026) →
Salary vs rent

Can you afford rent in Land O Lakes on your salary?

At $2,255/mo, how Land O Lakes rent compares to typical pay (30% rule).

By apartment size

Land O Lakes rent by bedroom count

Median rent for each apartment size in Land O Lakes. Click any size for full breakdown.

Local insights

Tips for renters in Land O Lakes

About renting in Land O Lakes, FL

Last updated: October 17, 2026

The median rent in Land O Lakes is $2,255/mo as of October 2026. A studio apartment averages $2,057/mo while a 2-bedroom runs $2,597/mo. One-bedroom apartments average $2,217/mo and 3-bedroom units go for $3,323/mo.

At 38% of estimated US median household income ($72,000/yr), Land O Lakes ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Land O Lakes?

To keep rent at or below 30% of gross income, you would need to earn at least $90,000/year (about $43/hour full-time) to afford the median rent of $2,255/mo in Land O Lakes.

Is rent going up or down in Land O Lakes?

Rent in Land O Lakes has been roughly flat over the past year as of September 2026, a -0.3% change. It sits 1% below its high of $2,278 in February 2025.

When is the cheapest time to rent in Land O Lakes?

Asking rents in Land O Lakes are usually lowest in January, about 0.5% below their yearly trend, and highest in July, about 0.8% above it. At today's median that is a gap of roughly $29 a month. This pattern comes from 11 years of Zillow rent data.

Which Land O Lakes neighborhoods have the lowest rent?

The most affordable ZIP codes in Land O Lakes are 34638 ($2,240/mo), 34639 ($2,256/mo), and 34637 ($2,465/mo). Citywide, the median rent is $2,255/mo.

How does Land O Lakes rent compare to other cities in Florida?

Land O Lakes is in the middle among Florida cities for rent, ranking #115 of 289 tracked cities at $2,255/mo. Over the year to September 2026, rent in Land O Lakes changed -0.3%, against a typical +1.8% across the 270 Florida cities Zillow tracks.

Which nearby cities are cheaper to rent in than Land O Lakes?

Nearby cities with lower median rent than Land O Lakes ($2,255/mo) include Spring Hill ($1,858/mo), San Antonio ($1,951/mo), and Lutz ($2,046/mo).
Income Affordability
38%
MODERATE

At $2,255/mo, rent takes ~38% of US median household income ($72,000/yr). The standard benchmark is 30%.

Land O Lakes 38%Benchmark 30%
State income taxNone
Run the Land O Lakes affordability calculator →
Lowest-rent ZIP codes in Land O Lakes
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Land O Lakes, FL

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