Can A Chef Afford Rent in Holyoke, MA?

Comfortably affordable — rent takes 26.8% of gross income.

Holyoke rent: September 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Holyoke median rent
$1,663/mo
Chef salary (Massachusetts)
$74,414/yr
Rent as % of income
26.8%
Gross monthly income works out to about $6,201, and the 30% rule supports up to $1,860/mo in rent. Holyoke's median rent of $1,663 leaves roughly $197/mo of headroom under that threshold. A chef works roughly 46.5 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Holyoke, which improves the affordability math on a chef salary:

Gardner, MA
$1,659/mo (26.8% of income)
Gardner, MA
$1,659/mo (26.8% of income)
Lowell, MA
$1,657/mo (26.7% of income)

Compare with full rent data for Holyoke

View full rent data for Holyoke, MA →

Frequently asked questions

Can a chef afford rent in Holyoke, MA?

Median rent in Holyoke is $1,663 a month. A typical chef in Massachusetts earns about $74,414 a year, which makes that rent 26.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a chef afford in Holyoke?

Using the 30% rule, a chef salary in Massachusetts (~$74,414/yr) supports up to $1,860 a month in rent. Holyoke's current median rent is $1,663/mo, which leaves a $197/mo buffer.

How many hours does a chef work to cover rent in Holyoke?

At an hourly equivalent of about $36 an hour, a chef in Massachusetts works roughly 46.5 hours a month to cover Holyoke's median rent of $1,663.

Where is rent cheaper than Holyoke for a chef?

Nearby Massachusetts cities with lower median rent include Gardner ($1,659/mo), Gardner ($1,659/mo), Lowell ($1,657/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Holyoke, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.