Can A Chef Afford Rent in Saint Charles, MO?

Stretched but workable — rent takes 31.5% of gross income.

Saint Charles rent: June 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).

Saint Charles median rent
$1,550/mo
Chef salary (Missouri)
$59,018/yr
Rent as % of income
31.5%
Gross monthly income works out to about $4,918, and the 30% rule supports up to $1,475/mo in rent. Saint Charles's median rent of $1,550 exceeds that threshold by $75/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 54.6 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Missouri cities have lower median rent than Saint Charles, which improves the affordability math on a chef salary:

Clayton, MO
$1,548/mo (31.5% of income)
Blue Springs, MO
$1,545/mo (31.4% of income)
Fenton, MO
$1,545/mo (31.4% of income)

Compare with full rent data for Saint Charles

View full rent data for Saint Charles, MO

Frequently asked questions

Can a chef afford rent in Saint Charles, MO?

Median rent in Saint Charles is $1,550 a month. A typical chef in Missouri earns about $59,018 a year, which makes that rent 31.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Saint Charles?

Using the 30% rule, a chef salary in Missouri (~$59,018/yr) supports up to $1,475 a month in rent. Saint Charles's current median rent is $1,550/mo, which is $75/mo over the affordability threshold.

How many hours does a chef work to cover rent in Saint Charles?

At an hourly equivalent of about $28 an hour, a chef in Missouri works roughly 54.6 hours a month to cover Saint Charles's median rent of $1,550.

Where is rent cheaper than Saint Charles for a chef?

Nearby Missouri cities with lower median rent include Clayton ($1,548/mo), Blue Springs ($1,545/mo), Fenton ($1,545/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Missouri state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Saint Charles, MO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.