Can A Chef Afford Rent in Saint Charles, MO?

Stretched but workable — rent takes 30.2% of gross income.

Saint Charles rent: September 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).

Saint Charles median rent
$1,485/mo
Chef salary (Missouri)
$59,018/yr
Rent as % of income
30.2%
Gross monthly income works out to about $4,918, and the 30% rule supports up to $1,475/mo in rent. Saint Charles's median rent of $1,485 exceeds that threshold by $10/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 52.3 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Missouri cities have lower median rent than Saint Charles, which improves the affordability math on a chef salary:

Raytown, MO
$1,484/mo (30.2% of income)
Nixa, MO
$1,483/mo (30.2% of income)
Raytown, MO
$1,482/mo (30.1% of income)

Compare with full rent data for Saint Charles

View full rent data for Saint Charles, MO →

Frequently asked questions

Can a chef afford rent in Saint Charles, MO?

Median rent in Saint Charles is $1,485 a month. A typical chef in Missouri earns about $59,018 a year, which makes that rent 30.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Saint Charles?

Using the 30% rule, a chef salary in Missouri (~$59,018/yr) supports up to $1,475 a month in rent. Saint Charles's current median rent is $1,485/mo, which is $10/mo over the affordability threshold.

How many hours does a chef work to cover rent in Saint Charles?

At an hourly equivalent of about $28 an hour, a chef in Missouri works roughly 52.3 hours a month to cover Saint Charles's median rent of $1,485.

Where is rent cheaper than Saint Charles for a chef?

Nearby Missouri cities with lower median rent include Raytown ($1,484/mo), Nixa ($1,483/mo), Raytown ($1,482/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Missouri state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Saint Charles, MO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.