Can A Chef Afford Rent in Montclair, NJ?

Rent-burdened — rent takes 50.1% of gross income.

Montclair rent: July 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Montclair median rent
$2,997/mo
Chef salary (New Jersey)
$71,848/yr
Rent as % of income
50.1%
Gross monthly income works out to about $5,987, and the 30% rule supports up to $1,796/mo in rent. Montclair's median rent of $2,997 exceeds that threshold by $1,201/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 86.8 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These New Jersey cities have lower median rent than Montclair, which improves the affordability math on a chef salary:

Bridgewater Township, NJ
$2,994/mo (50% of income)
Fort Lee, NJ
$2,991/mo (50% of income)
Belmar, NJ
$2,988/mo (49.9% of income)

Compare with full rent data for Montclair

View full rent data for Montclair, NJ

Frequently asked questions

Can a chef afford rent in Montclair, NJ?

Median rent in Montclair is $2,997 a month. A typical chef in New Jersey earns about $71,848 a year, which makes that rent 50.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Montclair?

Using the 30% rule, a chef salary in New Jersey (~$71,848/yr) supports up to $1,796 a month in rent. Montclair's current median rent is $2,997/mo, which is $1,201/mo over the affordability threshold.

How many hours does a chef work to cover rent in Montclair?

At an hourly equivalent of about $35 an hour, a chef in New Jersey works roughly 86.8 hours a month to cover Montclair's median rent of $2,997.

Where is rent cheaper than Montclair for a chef?

Nearby New Jersey cities with lower median rent include Bridgewater Township ($2,994/mo), Fort Lee ($2,991/mo), Belmar ($2,988/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Montclair, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.