Can A Customer Service Representative Afford Rent in Garfield, NJ?
Rent-burdened — rent takes 61.2% of gross income.
Garfield rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).
About rent and a customer service representative salary
Customer service rep pay sits below the rent threshold for a one-bedroom in most US metros. At the national-average CSR salary, the 30% rule supports about $1,060 a month in rent, which is below median rent in most cities tracked here.
Cheaper rent nearby
These New Jersey cities have lower median rent than Garfield, which improves the affordability math on a customer service representative salary:
Compare with full rent data for Garfield
View full rent data for Garfield, NJ →Frequently asked questions
Can a customer service representative afford rent in Garfield, NJ?
Median rent in Garfield is $2,423 a month. A typical customer service representative in New Jersey earns about $47,499 a year, which makes that rent 61.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a customer service representative afford in Garfield?
Using the 30% rule, a customer service representative salary in New Jersey (~$47,499/yr) supports up to $1,187 a month in rent. Garfield's current median rent is $2,423/mo, which is $1,236/mo over the affordability threshold.
How many hours does a customer service representative work to cover rent in Garfield?
At an hourly equivalent of about $23 an hour, a customer service representative in New Jersey works roughly 106.1 hours a month to cover Garfield's median rent of $2,423.
Where is rent cheaper than Garfield for a customer service representative?
Nearby New Jersey cities with lower median rent include Hawthorne ($2,422/mo), Hawthorne ($2,422/mo), Keansburg ($2,422/mo). Each shifts the affordability math materially on a customer service representative salary.