Can A Financial Analyst Afford Rent in Santa Monica, CA?

Stretched but workable — rent takes 34.6% of gross income.

Santa Monica rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Santa Monica median rent
$3,517/mo
Financial Analyst salary (California)
$121,941/yr
Rent as % of income
34.6%
Gross monthly income works out to about $10,162, and the 30% rule supports up to $3,049/mo in rent. Santa Monica's median rent of $3,517 exceeds that threshold by $468/mo, putting a financial analyst salary into the rent-burdened range here. A financial analyst works roughly 60 hours a month to cover that rent.

About rent and a financial analyst salary

Financial analyst pay covers comfortable rent in most US cities. At the national-average financial-analyst salary, the 30% rule supports about $2,584 a month in rent, which is above the median in nearly every metro tracked here.

Cheaper rent nearby

These California cities have lower median rent than Santa Monica, which improves the affordability math on a financial analyst salary:

Granite Bay, CA
$3,516/mo (34.6% of income)
Marina, CA
$3,513/mo (34.6% of income)
Morgan Hill, CA
$3,512/mo (34.6% of income)

Compare with full rent data for Santa Monica

View full rent data for Santa Monica, CA

Frequently asked questions

Can a financial analyst afford rent in Santa Monica, CA?

Median rent in Santa Monica is $3,517 a month. A typical financial analyst in California earns about $121,941 a year, which makes that rent 34.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a financial analyst afford in Santa Monica?

Using the 30% rule, a financial analyst salary in California (~$121,941/yr) supports up to $3,049 a month in rent. Santa Monica's current median rent is $3,517/mo, which is $468/mo over the affordability threshold.

How many hours does a financial analyst work to cover rent in Santa Monica?

At an hourly equivalent of about $59 an hour, a financial analyst in California works roughly 60 hours a month to cover Santa Monica's median rent of $3,517.

Where is rent cheaper than Santa Monica for a financial analyst?

Nearby California cities with lower median rent include Granite Bay ($3,516/mo), Marina ($3,513/mo), Morgan Hill ($3,512/mo). Each shifts the affordability math materially on a financial analyst salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Santa Monica, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.