Can A Financial Analyst Afford Rent in Gardner, MA?

Comfortably affordable — rent takes 16% of gross income.

Gardner rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Gardner median rent
$1,603/mo
Financial Analyst salary (Massachusetts)
$119,874/yr
Rent as % of income
16%
Gross monthly income works out to about $9,990, and the 30% rule supports up to $2,997/mo in rent. Gardner's median rent of $1,603 leaves roughly $1,394/mo of headroom under that threshold. A financial analyst works roughly 27.8 hours a month to cover that rent.

About rent and a financial analyst salary

Financial analyst pay covers comfortable rent in most US cities. At the national-average financial-analyst salary, the 30% rule supports about $2,584 a month in rent, which is above the median in nearly every metro tracked here.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Gardner, which improves the affordability math on a financial analyst salary:

Springfield, MA
$1,602/mo (16% of income)
Springfield, MA
$1,600/mo (16% of income)
Springfield, MA
$1,598/mo (16% of income)

Compare with full rent data for Gardner

View full rent data for Gardner, MA

Frequently asked questions

Can a financial analyst afford rent in Gardner, MA?

Median rent in Gardner is $1,603 a month. A typical financial analyst in Massachusetts earns about $119,874 a year, which makes that rent 16% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a financial analyst afford in Gardner?

Using the 30% rule, a financial analyst salary in Massachusetts (~$119,874/yr) supports up to $2,997 a month in rent. Gardner's current median rent is $1,603/mo, which leaves a $1,394/mo buffer.

How many hours does a financial analyst work to cover rent in Gardner?

At an hourly equivalent of about $58 an hour, a financial analyst in Massachusetts works roughly 27.8 hours a month to cover Gardner's median rent of $1,603.

Where is rent cheaper than Gardner for a financial analyst?

Nearby Massachusetts cities with lower median rent include Springfield ($1,602/mo), Springfield ($1,600/mo), Springfield ($1,598/mo). Each shifts the affordability math materially on a financial analyst salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Gardner, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.