Can A Firefighter Afford Rent in Fort Walton Beach, FL?

Stretched but workable — rent takes 37.1% of gross income.

Fort Walton Beach rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

Fort Walton Beach median rent
$1,808/mo
Firefighter salary (Florida)
$58,413/yr
Rent as % of income
37.1%
Gross monthly income works out to about $4,868, and the 30% rule supports up to $1,460/mo in rent. Fort Walton Beach's median rent of $1,808 exceeds that threshold by $348/mo, putting a firefighter salary into the rent-burdened range here. A firefighter works roughly 64.4 hours a month to cover that rent.

About rent and a firefighter salary

Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.

Cheaper rent nearby

These Florida cities have lower median rent than Fort Walton Beach, which improves the affordability math on a firefighter salary:

Sanford, FL
$1,807/mo (37.1% of income)
Doctor Phillips, FL
$1,807/mo (37.1% of income)
Greater Northdale, FL
$1,807/mo (37.1% of income)

Compare with full rent data for Fort Walton Beach

View full rent data for Fort Walton Beach, FL

Frequently asked questions

Can a firefighter afford rent in Fort Walton Beach, FL?

Median rent in Fort Walton Beach is $1,808 a month. A typical firefighter in Florida earns about $58,413 a year, which makes that rent 37.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a firefighter afford in Fort Walton Beach?

Using the 30% rule, a firefighter salary in Florida (~$58,413/yr) supports up to $1,460 a month in rent. Fort Walton Beach's current median rent is $1,808/mo, which is $348/mo over the affordability threshold.

How many hours does a firefighter work to cover rent in Fort Walton Beach?

At an hourly equivalent of about $28 an hour, a firefighter in Florida works roughly 64.4 hours a month to cover Fort Walton Beach's median rent of $1,808.

Where is rent cheaper than Fort Walton Beach for a firefighter?

Nearby Florida cities with lower median rent include Sanford ($1,807/mo), Doctor Phillips ($1,807/mo), Greater Northdale ($1,807/mo). Each shifts the affordability math materially on a firefighter salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Fort Walton Beach, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.