Can A Firefighter Afford Rent in Gardner, MA?
Comfortably affordable — rent takes 26.4% of gross income.
Gardner rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).
About rent and a firefighter salary
Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.
Cheaper rent nearby
These Massachusetts cities have lower median rent than Gardner, which improves the affordability math on a firefighter salary:
Compare with full rent data for Gardner
View full rent data for Gardner, MA →Frequently asked questions
Can a firefighter afford rent in Gardner, MA?
Median rent in Gardner is $1,603 a month. A typical firefighter in Massachusetts earns about $72,860 a year, which makes that rent 26.4% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a firefighter afford in Gardner?
Using the 30% rule, a firefighter salary in Massachusetts (~$72,860/yr) supports up to $1,822 a month in rent. Gardner's current median rent is $1,603/mo, which leaves a $219/mo buffer.
How many hours does a firefighter work to cover rent in Gardner?
At an hourly equivalent of about $35 an hour, a firefighter in Massachusetts works roughly 45.8 hours a month to cover Gardner's median rent of $1,603.
Where is rent cheaper than Gardner for a firefighter?
Nearby Massachusetts cities with lower median rent include Springfield ($1,602/mo), Springfield ($1,600/mo), Springfield ($1,598/mo). Each shifts the affordability math materially on a firefighter salary.